FIN 331 Final Exam Study Guide 10/15/13 6:34 PM Intro to Real Estate & Time Value of Money • • • Mortgage – a loan you get to buy to piece of property where the property serves as collateral Equity – the amount of your money in the property Down payment – a one time name for your equity o House $150‚000 Mortgage - 120‚000 Equity 30‚000 à Down payment 30‚000 ÷ 150.000 = 20% **What banks like to see • • As you pay off your mortgage‚ your equity goes up LTV (loan to value)
Premium Mortgage Mortgage loan
Midterm Review Ch 2. -What is Real Estate? Land at‚ above and below the earth’s surface‚ plus all things permanently attached to it -Bundle of Rights • legal rights 1. right of exclusive possession 2. right of enjoy‚ent 3. right of disposition • physical rights o Surface rights-Right to use the surface of the earth o Subsurface rights-Right to natural resources lying below surface o Air rights-Right to air space To the technologically feasible height to erect structures Level
Premium Real estate Real property Property
The Benefits of Professional Real Estate Photography Professional quality photographs are fast becoming an essential element of real estate marketing. [image] According to research from the National Association of Realtors‚ 98% of home buyers who searched for a home online said photos were among the most useful features of real-estate websites. You have only seconds to grab the buyer’s attention before they move onto the next listing. Potential clients will more likely skim a listing with low-quality
Premium Marketing Social media Facebook
Market Analysis: Car industry A market is a platform where the forces of demand and supply‚ essentially in the form of buyers and sellers interact. It is a switchboard that directs those with a commodity towards those who are in need of it. Since demand and supply exists for virtually all products‚ similarly a market for cars also exists. The car market globally is dominated by the Japanese after the decline in the American car makers after the World War II. This market today is dominated by names
Premium Supply and demand
In the passage “The Supermarket: Prime Real Estate‚” by Marion Nestle‚ Nestle informs readers about supermarkets all over the country that influence their customer’s choices by the layout of their store and specific ways products are sold. Nestle goes into detail about these tactics and the huge amount of research that has gone into consumer science. She continues by discussing why supermarkets are a market similar to real estate‚ how companies rent space‚ and how it all works together to make customers
Premium Marketing Retailing Supermarket
“The future belongs to those who believe in the beauty of their dreams.” Says Eleanor Roosevelt and we cannot agree more. We have always been fascinated by topics related to product design and market analysis since a very small age as they are essentially omnipresent. Business related questions like “Why is this product priced like that?” and “How does this company make a profit?” have since then filled our mind and we have been eager to search for the ideal answer. The more we learn‚ the more we
Premium Smartphone Mobile phone Motorola
Situation/Market Analysis Market Size: * 33‚946‚600 sports footwear sold in 2010 for a total of $ 2‚538.4M * 19‚149‚200 men’s sports footwear sold in 2010 for a total of $ 1‚363.9M * 14‚797‚400 women’s sports footwear sold in 2010 for a total of $ 1‚174.5M Market Growth: Global sports footwear: * 46.8% volume growth from 05-10 and 2.1% from 09-10 * 46.7% value growth from 05-10 and 3.3% from 09-10 Men’s sports footwear: * 65.6% volume growth from 05-10 and
Premium Athletic shoe Shoe Footwear
before rushing to "ink the deal‚" understand that real estate professionals are required to provide written disclosures to their clients on a variety of important items necessary to the transaction‚ as they directly affect the buying or selling decision. Here are 8 areas where written disclosure should be or are required: 1. Affiliate Disclosures. These days‚ it’s common for a mortgage company to have a business interest in a title company or a real estate brokerage to also own a mortgage company. These
Premium Property Real estate
There are times when a real estate lawyer is extremely helpful in managing your property ownership. Although many realty transactions are handled through listing agents‚ there are occasions when these representatives’ knowledge base just is not adequate. Realtors typically attend training for less than a year‚ while attorneys are required to attend law school for four years post-college. The extensive training of an attorney gives them the ability to advise clients on an array of subjects. Contracts
Premium Real estate Education University
Subject: Hollywood Real Estate Development Recommendation I recommend that we invest in the project at Hollywood and Highland over the project at Sunset and Vine. The Hollywood and Highland project meets all five underwriting requirements for investment criteria‚ whereas the Sunset and Vine project does not have the same community support and as a result could encounter complications that could delay construction. Furthermore‚ the Hollywood and Highland project yields a five-year internal
Premium Internal rate of return Rate of return Net present value