CENTRE FOR MICRO FINANCE at IFMR Business Correspondent Model: A Preliminary Exploration Report compiled by Binit Rath‚ Minakshi Ramji and Alexandra Kobishyn Published for the Microfinance India Summit‚ October 2009 Thanks are due to Dan Kopf‚ a former Research Associate at the Centre for Micro Finance (CMF)‚ and Upamanyu Dash (Summer Intern 2009‚ IIFM) who was closely involved in the Orissa case study. The entire research team expresses its gratitude to the staff at FINO‚ A Little World (ALW)
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Communication (New York: McGraw-Hill Book Co.‚ 1972)‚ Chapter 2‚ “Communication Models.” A. What is a Model? 1. Mortensen: “In the broadest sense‚ a model is a systematic representation of an object or event in idealized and abstract form. Models are somewhat arbitrary by their nature. The act of abstracting eliminates certain details to focus on essential factors. . . . The key to the usefulness of a model is the degree to which it conforms--in point-by-point correspondence--to the underlying
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Regression Analysis and Forecasting Models A forecast is merely a prediction about the future values of data. However‚ most extrapolative model forecasts assume that the past is a proxy for the future. That is‚ the economic data for the 2012–2020 period will be driven by the same variables as was the case for the 2000–2011 period‚ or the 2007–2011 period. There are many traditional models for forecasting: exponential smoothing‚ regression‚ time series‚ and composite model forecasts‚ often involving
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The Fifties was a time of the nuclear family‚ "I Love Lucy"‚ and things like the hula hoop. People dressed the same‚ talked the same‚ and acted the same. It was also a time of the Red Scare and Korean War. The government used fear tactics and were mostly unquestioned. When addressing the Fifties more often then not will you hear that it was a time of Conformity. The majority of the fifties was a time of cultural and social conformity with small deviants popping up every once in a while. The majority
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violence call can be a life or death situation. They must be able to recognize when an abusive situation is happening even without physical evidence. In other cases the abuser will not answer the door if he see the officer at the door. In the 1980’s the response was very little to the domestic violence. If the police could get the abuser to stop abusing the spouse then that was it nothing happen the police would leave it at that‚ they wouldn’t do anything else ‚ saying job well done. Other cops
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"THE FISHBEIN MODEL" 1975‚ 1980 and Apple`s I-phone Attitude – How does a consumer develop and change attitude? When we buy products we weight the most important attributes. Psychologist Martin Fishbein states that the attitude toward an object is the sum of the consequences of that object weighted by the evaluation of those consequences In order to understand the consumer behavior the Ajzen and Fishbein´s theory of reasoned action (TRA) can be used. TRA was initially associated to voluntary
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When we are able to keep students in a productive learning environment they are more likely to reap the benefits of education‚ teachers and students need to jointly develop the skills to keep students learning in the classroom. PBIS helps with this model. Students also strongly benefit from teachers who are well trained in PBIS because all students benefit from positivity. According to Yeung (2009)‚ he mentions how it also helps enhance learning for students who are typically successful. Students
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trying to raise their voice. The key note speaker‚ Emily Wu Truong‚ also addressed the minority model concept problem. She was borned and raised in a model doctorate Asian American family‚ so she was expected to be a straight A’s student. With the high expectation‚ her family care more about the achievements than her actual inner feeling. Thus‚ she set an example of herself to prove that the concept of the model minority is just a generalizing assumption‚
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S&S Air‚ Inc. 2009 Income Statement Sales COGS Other Expenses Depreciation EBIT Interest Taxable Income Taxes (40%) Net Income $20‚077‚000 $14‚985‚000.00 $2‚399‚000.00 $655‚000.00 $2‚038‚000.00 $362‚000.00 $1‚676‚000.00 $670‚400.00 $1‚005‚600.00 Dividends Add. To RE $205‚000.00 $800‚600.00 2009 Balance Sheet Current Assets Cash AR Inventory Total CA Fixed Assets Net P&E Total Assets 1. Ratios Current Ratio Quick Ratio Current Liabilities $365‚040 $1‚534‚680 $1‚238‚500 $3‚138‚220 AP Notes Payable
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my opinion‚ crime is the absolute worst problem with this world. All the violence that occurs only seems to get worse. Also‚ at times I start thinking that crime is taking over some parts of the world. The two most common models are the consensus model and conflict model. They are the criminal and civil justice‚ we use for American laws. The
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