percent compensating balance requirement‚ or as an alternative‚ 9 ¾ percent with additional fees of $5‚500 to cover services the bank is providing. In either case the rate on the loan is floating (changes as the prime interest rate changes). The loan would be for one year. a. Which loan carries the lower effective rate? Consider fees to be the equivalent of other interest. Compensating Balance Loan $500‚000 8.25% $ 41‚250 Interest $500‚000 Loan 100‚000 20% compensating balance
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percent compensating balance requirement‚ or as an alternative‚ 9 ¾ percent with additional fees of $5‚500 to cover services the bank is providing. In either case the rate on the loan is floating (changes as the prime interest rate changes). The loan would be for one year. A. Which loan carries the lower effective rate? Consider fees to be the equivalent of other interest. Compensating Balance Loan $500‚000 at 8.25% = $ 41‚250 Interest $500‚000 Loan - $100‚000 (20% compensating balance
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Management 3360: Organization Theory [Document Subtitle] The Baby Boomers are a globally recognized cohort of individuals who were born post World War II‚ between 1943 and 1960 (Salahuddin‚ 2011). This shockwave of births resulted in the second highest births per year with 1.5 million more births than had been expected (Salahuddin‚ 2011). 60 years later‚ the boomers are in the midst of their transition towards retirement from their careers and this trend will result in nearly the largest
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F204B 1.0 Introduction This report identifies and assesses factors that affect an organisation’s approach to both attracting talent and recruitment and selection. It also explains organisational benefits of attracting and retaining a diverse workforce‚ as well as methods for recruitment and selection. 2.0 Findings 2.1 Factors Affecting an Organisation’s Approach to Attracting Talent 2.1.1 Attracting Talent An organisation needs to consider the current supply versus demand for a role in the
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President & CEO Stan Kiefner understands that the company needs to become more flexible in order to more efficiently use its workforce and equipment‚ differentiate its products and better serve its customer base. To become more flexible‚ Stermon needs to concentrate its efforts on its processes‚ machines and products. In the near term‚ it is critical for the company to address certain issues with machine #4 (#4) and its workforce. Focusing on upgrades and yield improvements for #4 on less frequently
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A flexible alternating current transmission system (FACTS) is a system composed of static equipment used for the AC transmission of electrical energy. It is meant to enhance controllability and increase power transfer capability of the network. It is generally a power electronics-based system. FACTS is defined by the IEEE as "a power electronic based system and other static equipment that provide control of one or more AC transmission system parameters to enhance controllability and Technology
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Some troupes extend FSA‚ which is known as Flexible Savings (Spending) Accounts that augment employees other health insurance coverage. Employees have the alternative of putting pretax dollars from their remunerators within the FSA; they can then utilize the fund to compensate for sure dependent and medical care expenses. The FSA might be utilized within one of two ways. Within some companies‚ the employer has to file a claim with the plan after compensating a
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Conclusion 8 References 9 Introduction The aim of this assignment is to understand the Human Resource Management (HRM) theory. Rapid changes in technology and increased competition in today’s business world had increased the importance of capable workforce for successful business ventures. This paper is focused on explaining the goals‚ features and models of HRM used in today’s business enterprises for efficient Human Resource Management and how HRM is contributing to the success of an organisation
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campaigns and planning to make sure that the quality and quantity of workers are efficiency. Therefore‚ we can say that HRP is the principle activity of HRM. 1. Explain the meaning of Human Resource Planning - HRP “The HR plan needs to be flexible enough to meet short-term staffing challenges‚ while adapting to changing conditions in the business and environment over the longer term. Human resource planning is also a continuous process.” [http://www.investopedia.com/terms/h/human-resource-planning
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Technip Constructing a Consolidated & Secure HR Environment with euHReka Technip – a world leader in project management‚ engineering and construction for the energy industry – decided to globally harmonize its HR platform and processes. Supported by NGA’s HR solutions and expertise‚ the company succeeded in creating a more centralized‚ secured and compliant HR environment for more than 17.000 employees in 13 countries. About TECHNIP From the deepest Subsea oil & gas developments to the largest and
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