Matthew and David- Thank you for the opportunity to interview for the Loan Officer Training Program at your brokerage. I will not reiterate my interest in the program because I hope that is clear by now. But more so address the cons that I face as a potential MLO. Being young and not from around here. As I told Dave‚ I am the oldest of 6 little people‚ my siblings. I helped my single parent mother raise Billy‚ Angel‚ Shakirah‚ Michael‚ Maykalya‚ and Victoria in Chicago‚ and as a result I had
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jobs require a high school diploma. Leaving 66% of jobs to college graduates. Even though there are many supporting arguments to this issue‚ there are also many counter arguments. For example‚ the number one counter argument for this issue is student loan debt is ruining for college students. As of June 2016‚ 42 million American students owed $1.3 trillion in student debt. Most concerns for college students is that they need a good paying job after college to pay back their school debt. Also‚ another
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circumstances under which a business would adopt a computerized accounting system instead of a manual one. Strive & Plotter Accountant College Road Crawley RH10 1NR Jude Lawson Unit 5 Prospects Industrial Estate Crawley RH10 3NR Dear Mr. Lawson I`m writing this letter to analyses the circumstances under which a business would adopt a computerizes accounting system instead of manual one. A business would adopt computerize accounting system instead of manual one because the accounting
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Loans are the main source of income for financial institutions. There are many types of loans‚ such as car loan‚ and house loan. The high number of loans increases the credit risk. According to Investopedia‚ non-performing loans are loans that are in default‚ or is close to being in default. However‚ this can also depend on the contract terms‚ for example‚ the failure to promptly pay interest or principal when due. Default occurs when a debtor is unable to meet the legal obligation of debt repayment
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The computerized system will improve the services of the agency by giving accurate and faster accessing of data especially when urgently needed. Payroll has been the largest single item of expense in any agency‚ because it is the primary area of management concern and the choice for possible saving when it becomes necessary to trim costs. Unfortunately‚ cutting payroll costs through a reduction is staff‚ is sometimes self-evidence. As in all services industries‚ there is s a point beyond which the
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Report about china’s micro-loan industry Program: Financial Services Introduction: This report is focus on the micro-loan industry in china. In this report‚ the subject will be divided into two parts: The first part will use Porter’s five forces model‚ trying to research and analysis the industry status quo. The second part will base on a specific micro-loan company and trying to find out the development and the corresponding strategies of china’s micro-loan company. Background “Microfinance
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THE IMPACT OF MACROECONOMIC FACTORS ON NONPERFORMING LOANS IN THE KENYAN BANKING INDUSTRY. MAKUSA GEORGE MAWILI HD 335-40-0284/2012 JOMO KENYATTA UNIVERSITY OF AGRICULTURE AND TECHNOLGY Email;mawiligeorge@yahoo.com Phone No. +254 0728 165 416 Abstract This study aimed to investigate the effect of macroeconomic factors on the performance of nonperforming loans in the Kenyan commercial Banking industry. The research methodology adopted was a simple time series analysis design that assisted
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ABSTRACT This project work is to design and implement hospital billing system that will reduce cost‚ complaints‚ time and increase efficiency of billing within the hospital. We investigate the St. Joseph’s General Hospital near at cathedral specific in Ozamiz City. Reveals that the manual system of keeping records and billing patients in the hospital has some problems such as using paper and pen to calculate patient’s bills thus increasing cost in the establishment. During our observation
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Computerized Payroll System of Capiz Electric Cooperative THESIS 1 Chapter 1 INTRODUCTION Background of the Study Nowadays all establishment are becoming modernized‚ they use modern technologies to make their transaction fast‚ easy‚ and accurate in order to avoid waste of time and for the sake of safety and security. It also helps human to solve and understand complex problem and analysis such us the computational need of humans. Especially to business establishment or corporation processing
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A single mother traverses several miles in order to reach the Land of Opportunity. She has left her entire life behind‚ in hopes of a better future for her children. Besides the socioeconomic problems she faces due to her class standing and her status as an immigrant‚ she also faces the issue of not being able to speak the predominant language of the country. What is she to do‚ stop working in order to go to a school that offers no flexibility and doesn’t cater to her specific needs? Without a basic
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