Advantages of Universal Banking • Economies of Scale. The main advantage of Universal Banking is that it results in greater economic efficiency in the form of lower cost‚ higher output and better products. Many Committees and reports by Reserve Bank of India are in favour of Universal banking as it enables banks to exploit economies of scale and scope. • Profitable Diversions. By diversifying the activities‚ the bank can use its existing expertise in one type of financial service in providing
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Is the nuclear family universal? This essay will explore whether the nuclear family is in fact a universal sociological institution. The term ’universal ’ means applicable to all cases‚ so‚ for this to be correct the nuclear family must be found in all families in every society. Nuclear family consist a husband and wife and one or more children‚ own or adopted‚ it is defined by Murdock and according to him‚ he believed that the nuclear family is ’a universal social grouping. ’ Functionalist
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Universal Precautions Universal precautions refers to the practice‚ in medicine‚ of avoiding contact with patients’ bodily fluids‚ by means of the wearing of nonporous articles such as medical gloves‚ goggles‚ and face shields. The practice was introduced in 1985–88.[1][2] In 1987‚ the practice of universal precautions was adjusted by a set of rules known as body substance isolation. In 1996‚ both practices were replaced by the latest approach known as standard precautions (health care). Nowadays
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increased and I am sure many people are aware of this. Does this mean that a universal healthcare would be a better choice? Some people believe that a universal healthcare system would bring costs down and increase the access to care while others on the other hand are contradicting this statement by saying it would be too expensive and the quality of the care would decrease. So which one it true? Having universal healthcare has many more economic and social benefits. "These benefits would dwarf
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Integrating Values - The Legality‚ Morality‚ and Social Responsibility of Comcast-NBC Universal Merger NOVA Southeastern University H. Wayne Huizenga School of Business and Entrepreneurship Abstract For the over past decade cable television industry has experienced restructuring through a large number of creative innovation‚ mergers and acquisitions. For the purpose of understanding both legal and ethical issues in regards to such a merger in the US cable television industry
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In conclusion to the distillation lab‚ I think our data shows that our experiment went well. Our graph resembles the graph in the lab handout (graphs attached to lab notebook sheets). The fractional distillation shows the sharp slope between when the cyclohexane burns off and mostly only toluene remains. The microscale graph seems to be accurate because it shows the large jump where the cyclohexane is burned off. To view the apparatuses used in the experiment look at the attached pictures. To
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Conclusion: As we have learned from all the information presented to us in the communication world‚ there are many choices out there to relay tidbits of talk‚ video‚ emails‚ text‚ global connection via MySpace or Facebook‚ and face to face communication via webcam; it all just depends on how you (as a user) chooses to use the outlet. All the communication we have investigated has to do with mostly snippets of information‚ like a text through Twitter‚ or a blurp on Facebook; these are not communication
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Barry Allahyar Dr. Dodd CHEM 2122 2010-09-16 Experiment 19: Fischer Esterification‚ Conclusion The objective in this experiment was to efficiently perform an Fischer esterification of 1-butanol and acetic acid to form water and n-butyl acetate‚ and to confirm the esterification using IR spectroscopy analysis. It was found that 0.734 grams of n-butyl acetate was formed with a percent yield of 61%. The product was confirmed using IR spectroscopy and boiling point confirmation. The reaction mechanism
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Conclusion Teen pregnancy is a pregnancy in female human-beings who are below the age of twenty years and being a teen parent it isn’t as great as it sounds. Teen pregnancy should be highly discouraged has it has effect on the teenage mother and the baby born. The teen mother may face complications such as premature labor‚ medical complication during the pregnancy period‚ at child birth or after child birth and are likely to drop out of school. One cause for an early pregnancy for a teenager
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can be seen as universal [15 marks] It is suggested that the Nuclear family is universal as it is promoted as the ‘right’ family type through mass media programmes such as the simpsons‚ the flintstones and so on. Sociologists study the family because it is the main agent of primary socialisation and it forms one of the central experiences of an individual’s life. Functionalist sociologist George Murdock expresses that he feels strongly that the nuclear family is certainly universal as neither the
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