THE INTERNATIONAL CORPORATE BANK (now UNION BANK OF THE PHILIPPINES)‚ petitioner‚ vs. SPS. FRANCIS S. GUECO and MA. LUZ E. GUECO‚ respondents. DECISION KAPUNAN‚ J.: The respondents Gueco Spouses obtained a loan from petitioner International Corporate Bank (now Union Bank of the Philippines) to purchase a car – a Nissan Sentra 1600 4DR‚ 1989 Model. In consideration thereof‚ the Spouses executed promissory notes which were payable in monthly installments and chattel mortgage over the car to serve
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17 December 2014 Asia Pacific/Philippines Equity Research Specialty Softlines SSI Group‚ Inc. (SSI.PS / SSI PM) Rating OUTPERFORM* [V] Price (17 Dec 14‚ P) 9.13 Target price (P) 11.30¹ Upside/downside (%) 23.8 Mkt cap (P mn) 30‚246.5 (US$ 676.4) Enterprise value (P mn) 34‚801 Number of shares (mn) 3‚312.86 Free float (%) 26.1 52-week price range 9.32 - 7.73 ADTO - 6M (US$ mn) 4.3 *Stock ratings are relative to the coverage universe in each analyst’s or each team’s respective sector. ¹Target price
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Lineage‚ Life and Labors of Jose Rizal‚ Philippine Patriot Austin Craig Lineage‚ Life and Labors of Jose Rizal‚ Philippine Patriot Table of Contents Lineage‚ Life and Labors of Jose Rizal‚ Philippine Patriot..................................................................................1 . Austin Craig...................................................................................................................................................2 DEDICATION..........................
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CARIBBEAN EXAMINATIONS COUNCIL Caribbean Advanced Proficiency Examination® CAPE® SPANISH SYLLABUS Effective for examinations from May–June 2014 CXC 17/U2/12 Published by the Caribbean Examinations Council All rights reserved. No part of this publication may be reproduced‚ stored in a retrieval system‚ or transmitted in any form‚ or by any means electronic‚ photocopying‚ recording or otherwise without prior permission of the author or publisher. Correspondence related to the syllabus
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BLOOMSBURYGOODREADINGGUIDES 100 MUST-READ LIFE-CHANGING BOOKS Nick Rennison A & C Black • London First published 2008 A & C Black Publishers Limited 38 Soho Square London W1D 3HB www.acblack.com © 2008 Nick Rennison ISBN: 978–0–7136–8872–6 A CIP catalogue record for this book is available from the British Library. All rights reserved. No part of this publication may be reproduced in any form or by any means – graphic‚ electronic or mechanical‚ including photocopying‚ recording‚ taping
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Mining in the Philippines Concerns and conflicts Report of a Fact-Finding Trip to the Philippines July-August 2006 Acknowledgments The Fact Finding Mission wishes to thank all those who took time to meet with us. The right to enjoy human rights and development is universal. We wish to encourage any and all communities and local authorities adversely affected by mining impacts to continue to explore and pursue all avenues available within the law at local‚ national and international levels
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MANILA ELECTRIC COMPANY AND SUBSIDIARIES NOTES TO CONSOLIATED FINANCIAL STATEMENTS 1. Corporate Information Manila Electric Company or MERALCO‚ holds a congressional franchise under Republic Act or RA No. 9209 effective June 28‚ 2003. RA No. 9209 grants MERALCO a 25-year franchise valid through June 28‚ 2028 to construct‚ operate‚ and maintain the electric distribution system in the cities and municipalities‚ and barangays in the provinces of Batangas‚ Laguna‚ Pampanga‚ and Quezon. On October
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Setting up and running a small-scale cooking oil business Opportunities in food processing a series Opportunities in Food Processing Setting up and running a small-scale cooking oil business Contributing authors : Barrie Axtell‚ Peter Fellows‚ Linus Gedi‚ Joseph Hounhouigan‚ Franklin Murphy and Peggy Oti-Boateng Edited by : Peter Fellows and Barrie Axtell Midway Associates Published by CTA (2012) The Technical Centre for Agricultural and Rural Cooperation (CTA) is a joint international
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Hotel and Convention Center CHAPTER I INTRODUCTION National economic growth is being determined by what happens in urban areas. Globalization is strengthening competition among cities as private investment seeks to maximize returns within highly competitive markets. Decentralization has meant additional power and resources to cities and their populations‚ but many urban areas are not well managed and their economies remain uncompetitive. Throughout the world‚ two scenarios are emerging:
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Mars AND Venus IN THE Bedroom A GUIDE TO LASTING ROMANCE AND PASSION JOHN GRAY‚ Ph.D. THIS BOOK IS DEDICATED TO MY WIFE‚ BONNIE‚ whose openness‚ creativity‚ and love continue to inspire my writings and deepen my understanding of relationships. CONTENTS ACKNOWLEDGEMENTS v INTRODUCTION 1 1 Advanced Bedroom Skills for Great Sex 11 2 Sex and Passion 23 3 How to Drive a Woman Wild with Pleasure 35 4 Sexual Confidence 45 5 Women are
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