"Consumer finance" Essays and Research Papers

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    ARE THE CONSUMER PROTECTION LEGISLATION EFFICACIOUS ENOUGH TO PROTECT THE CONSUMER RIGHTS IN PAKISTAN OR ELSE A NATIONAL STRATEGY IS NEEDED TO EVOKE MASSIVE AWARENESS‚ ENSURE IMPLEMENTATION OF EXISTING LAWS‚ APPORTION LIABILITIES AND PROTECT OUR CONSUMER? CONSUMER PROTECTION LEGISTATION IN PAKISTAN “Governments should develop or maintain a strong consumer protection policy‚ taking into account the guidelines and relevant international agreements. In so doing‚ each Government should set its own

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    Behavioral Finance

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    Behavioral Finance Behavioral finance attempts to explain what‚ why‚ and how of finance and investing from a human perspective. More specifically‚ behavioral finance integrates psychology and economics into the study of human judgment and biases in decision making under conditions of uncertainty. (David‚ 2004) In order to clearly define and explain the origin of behavioral finance‚ it is important to first define finance‚ which is the foundation of behavioral finance. Finance is a field

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    ------------------------------------------------- Consumer Protection Act‚ 1986 Consumer Protection Act‚ 1986 is an act of Parliament of India enacted in 1986 to protect interests of consumers in India. It makes provision for the establishment of consumer councils and other authorities for the settlement of consumers’ disputes and for matters connected therewith. Citation : Act No. 68 of 1986 Enacted by : PARLIAMENT OF INDIA Date commenced : 24 December

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    Sources of Finance

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    Source of finance Match the source with advantages and disadvantages State if advantage/disadvnatage ordinary share capital: money given to a company by shareholders in return for a share certificate‚ which gives them part ownership of the company and entitles them to a share of the profits 21.Increasing ordinary share capital can make it easier to borrow more funds from a bank as the share capital can purchase assets that can be used as collateral. advantage 22.Bringing new shareholders

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    Consumers Rights in Indonesia – A Review Consumer’s rights are the proper benefits that protected by the law‚ which the consumers automatically obtain when they purchase a product. For instance‚ when a consumer buys a product they have the rights to have a satisfactory quality of its product and the fit function for the purpose as described on the packaging‚ the advertising of the product and also as described by the sales person. Therefore‚ if the consumer doesn’t obtain the right quality

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    the rest of the world. Consumer society is characterization used to explain a society that is defined by the way individuals acquire goods‚ how they use them and the disposal of these goods. (Hethering‚ 2009‚ p.33). Consumption comprises of individual that acquire goods for personal use and those that acquire for manufacturing and resale. However Social Scientist comes in to try and analyse consumer behaviour when acquiring these goods. The question now is whether the consumer society is a divided

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    Competition and Consumer Commission regulates both competition and consumer protection. Is this institution effective in its role? Why or why not? The Australian Competition and Consumer Commission (ACCC) is an institution that deals with disseminates competition and fair trade in the market to help benefit consumers‚ businesses and the community. Their primary responsibility is to ensure that individuals and businesses comply with Australian competition‚ fair-trading‚ and consumer protection laws

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    Consumer Protection Act‚ 1986 1. Introduction 2. Redressal Machinery 3. Important Case Laws 4. Membership Consumer Protection Act‚ 1986 Introduction & Definitions A consumer is a user of goods and services. Any person paying for goods and services which he uses is entitled to expect that the goods and services are of a nature and quality promised to him by the seller. The earlier principle of "Caveat Emptor" or "let the buyer beware" which

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    FEMA & consumer Protection Act When a business enterprise imports goods from other countries‚ exports its products to them or makes investments abroad‚ it deals in foreign exchange. In the light of economic reforms and the liberalized scenario‚ FERA was replaced by a new Act called the Foreign Exchange Management Act (FEMA)‚ 1999.The Act applies to all branches‚ offices and agencies outside India‚ owned or controlled by a person resident in India. FEMA emerged as an investor friendly legislation

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    CHAPTER 9 THE COST OF CAPITAL (Difficulty: E = Easy‚ M = Medium‚ and T = Tough) Multiple Choice: Conceptual Easy: Capital components Answer: c Diff: E [i]. Which of the following is not considered a capital component for the purpose of calculating the weighted average cost of capital (WACC) as it applies to capital budgeting? a. Long-term debt. b. Common stock. c. Accounts payable and accruals. d. Preferred stock. Capital components Answer: d

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