FACTORS THAT HINDER SMALL AND MEDIUM ENTERPRISE CUSTOMERS TO ACCESS CREDIT FROM COMMERCIAL BANKS IN TANZANIA 1. Back ground information In this period of globalization of world trade‚ an increasing role is being assigned to the private sector in many developing countries. In parallel to and as part of this shift‚ there has been emergence of the Small and Medium Enterprises (SMEs) sectors as a significant component in economic development and employment. In many countries in the world‚ this sector
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Head Counts and House Census to Nigerian Sustainable Development Kofo A. Aderogba Department of Geography and Environmental Sciences Tai Solarin University of Education Ijebu-Ode‚ Ogun State‚ Nigeria kofoaderogba@yahoo.com Key words Population census‚ Limitations‚ Sustainable development‚ Virtues‚ Nigeria Abstract The 2006 population censu was scheduled‚ planned and executed. The objective of this paper is to highlight the uniqueness and credible attributes of the exercise: and to make recommendations
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* INTRODUCTION * TRANSMISSION OF HIV * MODES OF TRANSMISION SEXUALLY TRANSMITTED MOTHER-TO-BABY MEDICAL AND SURGICAL EQUIPMENTS BLOOD TRASNFUSION AND ORGAN TRANSPLANT HEALTH WORKERS * SIGNS AND SYMTOMS * PHASES OF HIV AND AIDS ACUTE HIV DISEASE LATENCY PHASE AIDS PHASE * CONFIRMATION AND COUNCELLING * STIGMATISATION * PREVENTION INTRODUCTION HIV: Human Immunodeficiency Virus AIDS: Acquired Immune Deficiency Syndrome HIV is the virus
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that can neither be subsumed under law nor derogated from any nation’s constitution‚ however legislation is still needed in most countries to provide a framework for its definition and regulation. In Nigeria‚ a citizen’s right to privacy is spelt out in the Constitution of the Federal Republic of Nigeria (1999); Section 37 ‘Right to Private and Family Life’ provides: ‘the privacy of citizens‚ their homes‚ correspondence‚ telephone conversations and telegraphic communications is hereby guaranteed and
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IN NIGERIA INTRODUCTION Regulation of accounting information is aimed at ensuring that users of financial statements receive a minimum amount of information that will enable them take meaningful decisions regarding their interest in a reporting entity. The bodies responsible for these regulations are often statutory agencies such as the Financial Reporting Council‚ Securities and Exchange Commission and the Stock Exchange‚ Central Bank of Nigeria
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Development Banks: Their role and importance for development C.P. Chandrasekhar Among the institutions whose role in the development of the less developed regions is well recognised but inadequately emphasised are the development banks. Playing multiple roles‚ these institutions have helped promote‚ nurture‚ support and monitor a range of activities‚ though their most important function has been as drivers of industrial development. All underdeveloped countries launching on national development
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NIGERIA AND OIL By: Fariha Ahsan‚ period 5 This article displays a vivid picture for us about the conditions in Nigeria due to the oil reserves. Though Nigeria contained the potential to strive and become a wealthy oil nation‚ leaving the cocoon of poverty encompassing Africa- it became trapped in a lot of corrupt dealings. Today‚ the Niger Delta in Nigeria has caught the attention of world wide humanitarian and environmental activists. The article states how in the past‚ the corrupt government
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TRAINING NEEDS IDENTIFICATION AND TRAINING EVALUATION IN BANKS A Project of Research Methodology in Business On the partial fulfillment of 3nd Tri semester of Post-Graduate Diploma in Business Management Submitted By: (Batch: 2007-09) Submitted to: Dr. Manish Agarwal IMS-Ghaziabad INSTITUTE OF MANAGEMENT STUDIES LAL QUAN‚ GHAZIABAD – 201 009 MARCH 2008 DECLARATION We hereby declare that all information and data provided in this report
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making it impossible for them to prosper (Edokpayi‚ 2004). To explore this issue I wish to analyze the effect of globalization on one of the richest countries in resources in Africa – Nigeria. I want to explore in particular the negative and positive effects that oil prospecting has had in the Niger Delta region of Nigeria‚ economically‚ socially and environmentally. I also wish to analyze the extent to which the Nigerian government is responsible for the region’s lack of economic prosperity. My hypothesis
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Organizational Management Seminar 5311 Royal Dutch/Shell in Nigeria (A) As described in the Harvard Business School case Royal Dutch/Shell in Nigeria (A)‚ the primary issue facing Shell is scrutiny over their involvement‚ or lack of involvement‚ in the civil unrest between the Nigerian government and a group of activists representing the Ogoni people – one of Nigeria’s 240 minority tribes. Publicly the conflict is between the Nigerian government and the Ogoni people. However the core of the
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