Role of Co-operative Banks in Agriculture Credit: Organization‚ Growth and Challenges Rajesh Kumar‚ Sanjay Malhan Abstract In this study we have analysed the role of Co-operative banks in agriculture credit in India from 2001/2002 to 2006/2007 with the help of ACGR. The study reveals that the aggregate amount of agriculture credit has increased‚ while‚ the share in total institutional agriculture credit has been decreased from 37.91 in 2001/2002 to 18.51 in 2006/07 and further‚ found that the level
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Master Circular on Priority Sector Lending (Updated upto 30 June‚ 2004) (The Master Circular is also available at RBI Website www.rbi.org.in and may be downloaded from there) RESERVE BANK OF INDIA Urban Banks Department Central Office‚ Mumbai RBI/2004/ 12 BPD(PCB)MC. No. 1 /09.09.01/2004-05 July 2‚ 2004 Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir‚
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(Rs. 200 stamp paper) PARTNERSHIP DEED THIS DEED OF PARTNERSHIP IS MADE on this 12th day of January‚ 2008 by and between Mr. A S/o C R/o XYZ hereinafter referred to as Party of the FIRST PART (which expression shall deem and include his heirs‚ executors‚ administrators‚ representatives‚ assigns and agents)‚ AND Ms. B D/o D R/o XYZ‚ Party of the SECOND PART (which expression shall deem and include his heirs‚ executors‚ administrators‚ representatives
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Structure of SHG A SHG is a group of about 10 to 20 people‚ usually women‚ from a similar class and region‚ who come together to form savings and credit organization. They pooled financial resources to make small interest bearing loans to their members. This process creates an ethic that focuses on savings first. The setting of terms and conditions and accounting of the loan are done in the group by designated members. SHG Federation As mentioned previously‚ SHGs have also federated into
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History of the company * * Milk‚ The inspiration behind a revolution | | Over six decades ago the life of a farmer in Kaira was very much like that of farmers anywhere else in India. His income was derived almost entirely from seasonal crops. Many poor farmers faced starvation during off-seasons. Their income from milch buffaloes was undependable. The milk marketing system was controlled by contractors and middlemen. As milk is perishable‚ farmers were compelled to sell their
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The United Nations General Assembly has declared 2012 as the International Year of Cooperatives because of its contribution of cooperatives to socio-economic development‚ particularly their impact on poverty reduction‚ employment generation and social integration. Three main objectives to this declaration are increasing awareness‚ promoting growth‚ and establishing appropriate policies. These three objectives are what have helped save millions of dollars on energy consumption and renewable resources
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including Lennoxtown Friendly Victualling Society‚ founded in 1812. The early attempts at forming co-operatives met with varying degrees of success‚ and it was not until 1844 when the Rochdale Society of Equitable Pioneers established the ’Rochdale Principles’ on which they ran their co-operative‚ that the basis for development and growth of the modern co-operative movement was established. Robert Owen (1771–1858) is considered the father of the co-operative movement. A Welshman who made his fortune
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A Charitable Social Organization Social economic organizations can range from a variety of different perspectives‚ and depending on the type social institution‚ there may be alternate approaches directed towards enhancing the social economy. The Young Men’s Christian Organization‚ or otherwise known as the YMCA was founded in London‚ England over 170 years ago. In 1844 a man by the name of George Williams founded the first YMCA in hopes of strengthening and motivating individuals within a society
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The Harm Principle of John Stuart Mill For John Stuart Mill‚ he was a strong believer in utilitarianism. As he says in his essay‚ “...Liberty consists in doing what one desires.” (393). He believed that whatever may make somebody happy is what they should be allowed to do‚ as long as it did not infringe on anybody else’s rights in the process of practicing. This is the harm principle. Mill came up with a principle that states that a person should be lawfully allowed to do literally anything
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Cooperative Learning Strategies By: Colorín Colorado Cooperative Learning is a great way to engage ELLs in learning both language and content. This article has several ideas for small group activities that build skills and promote teamwork. Cooperative Learning has been proven to be effective for all types of students‚ including academically gifted‚ mainstream students and English language learners (ELLs) because it promotes learning and fosters respect and friendships among diverse groups of
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