“CREDIT RISK” STUDENTS * LUQUE CHUQUIMBALQUI‚ ALEXANDRA * ALARCON CASTAÑEDA‚ KRISLEY LIMA 2013 Index Introduction……………………………………………………………….………………..4 Executive summary…………………………………………………………………………5 1.-Management of credit risk……………………………………………………………….6 1.1.-Definition of credit risk………………………………………………………...6 1.2.-Elements of credit risk………………………………………………………….7 1.3.- Importance of credit risk………………………………………….……………9 1.4.- Credit Risk Committe……………………………………………………...…10 1.5. -
Premium Risk
What are the pros and cons of banking regulations stipulated by the central bank? Comment on the statement that regulations imposed on banks should be based on a strategic regulatory framework so as to be disclosed‚ transparent‚ equitable and predictable. -Pros and cons of banking regulations stipulated by the central bank: Pros: Central bank is one of the organizations which is in charge of making and maintaining bank regulation. Regulation helps to protect the public against loss through some
Premium Bank Fractional-reserve banking Monetary policy
INTRODUCTION: Corporation Bank‚ founded in 1906 in Udupi‚ Karnataka state‚ India‚ is one of the Indian Banks in Public Sector Undertaking. The body was founded with an initial capital of Rs. 5000 (US$ 100)‚ and first day’s canvassed resources of less than one US$ 1‚ has currently (31 march 2004) 11‚325 full time employees‚ and operates from several branches in India. The Bank is a public sector unit with 57.17% of share capital held by the Government of India. The Bank came out with its Initial
Premium Bank Credit card
Integrity is a character trait. It is the willingness to do what is right even when no one is looking. Integrity is the very fiber of all core values‚ without it all other core values cannot prevail. It is the cornerstone for all that is moral and just in our society. It is more than simple honesty. It embraces other attributes such as courage‚ responsibility‚ accountability‚ justice‚ openness‚ self-respect‚ and humility. Practically‚ it involves keeping commitments‚ being sincere‚ being honest
Premium Virtue Value system Morality
Reputational Risk Management Interpreting Reputational Risk Reputational risk is the risk arising from negative perception on the part of customers‚ counterparties‚ shareholders‚ investors‚ debt-holders‚ market analysts‚ other relevant parties or regulators that can adversely affect a bank’s ability to maintain existing‚ or establish new‚ business relationships and continued access to sources of funding. Reputational Risk Management at NDB NDB Bank has developed a reputation for innovative banking
Premium Management
Bank Supervision and Regulation In order for the United States economy to be successful‚ there has to be some kind of regulations in place. If there is a stable and sound financial system in place‚ that will increase the effectiveness of the economy and also increase the effectiveness of monetary policy. The institution that is in charge of supervising and regulating financial institutions is the Federal Reserve. Bank supervision includes things such as monitoring and examining the condition
Premium Federal Reserve System Bank Mortgage loan
Commercial banking activity BLF is an old established leading bank in Corporate Banking and an active professional provider of quality services to the Lebanese and regional markets. Our specialized team covers all segments of the business and is fully dedicated and committed to present our clients with needed advisory and adapted solutions to their requirements. Commercial banking activities are carried out through two main commercial divisions: the small and middle market banking division and
Premium Bank Loan Credit
CYP Core 3.4: Support children and young people’s health and safety 1.1 Describe the factors to take into account when planning healthy and safe indoor and outdoor environment and services. When planning an activity make sure the equipment you use for the child outside is suitable for them‚ and won’t cause any harm to them. Make sure the environment you use for them is suitable also so they will be safe at all times. Also make sure they have enough space to do any activity. If there are
Premium Risk assessment Risk Accident
CYP Core 3.3.1 - Understand the main legislation‚ guidelines‚ policies and procedures for safeguarding children and young people. 1.1 - . Outline current legislation‚ guidelines‚ policies and procedures within own UK Home Nation affecting the safeguarding of children and young people. Children’s Act - this is the main piece of legislation on what children’s services are based upon. This act aims to improve children’s services by bringing together all professionals to work together as a team to make
Premium Child abuse Abuse Psychological abuse
Commercial Bank Recent changes have reformed the banking sector worldwide. The economic‚ political and social transformations have obliged several banks all over the world to emphasize on retail banking. Commercial Bank answers to those challenges by implementing a change program called PEGASUS. Pegasus has under its umbrella five main programs: 1) CRM implementation‚ 2) Business Process Reengineering‚ 3) Development of alternative distribution channels such as e-banking‚ 4) New roles‚ new work
Premium Change management Management Bank