Literature reviews on Financial Inclusion 1. Financial Inclusion: Taking banking services to the bottom of the pyramid. By dr. k. Srinivasa Rao Objective: To extend the scope of activities of the organized financial system t include within its ambit people with low incomes and to lift the poor from one level to another through graduated credit‚ thereby facilitating them to break the chain of poverty. Introduction: _ Financial inclusion means extending the banking habit and ensuring access
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Summary Both financial and non financial incentive motivators implemented with or without systematic administrations had different effects on work performance. The authors‚ Stajkovic and Luthans‚ based on their study of a manufacturing company of 7‚000 workers‚ concluded that financial incentive motivator‚ specifically pay for performance‚ had a stronger effect on work performance by increasing it by 37% than non financial incentive motivators‚ namely social recognition and performance feedback
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Financial Accounting vs Management Accounting Management accounting is a field of accounting that analyzes and provides cost information to the internal management for the purposes of planning‚ controlling and decision making. Management accounting refers to accounting information developed for managers within an organization. CIMA (Chartered Institute of Management Accountants) defines Management accounting as “Management Accounting is the process of identification‚ measurement‚ accumulation
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GROUP 1 REPORT FINANCIAL RATIOS Financial ratios are useful indicators of a firm’s performance and financial situation. Most ratios can be calculated from information provided by the financial statements. Financial ratios can be used to analyze trends and to compare the firm’s financials to those of other firms. In some cases‚ ratio analysis can predict future bankruptcy. SOURCES OF DATA FOR FINANCIAL RATIOS Balance Sheet Income Statement Statement of Cash Flows Statement of Retained
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Mr. Watts November 4‚ 2008 To evaluate the development of a hospital one must acknowledge the strength and aspects of the financial operations on a daily basis. A financial consultant must recognize the turnaround time and implement a plan of action to maintain the revenue for the hospital. Also‚ provide the best inputs on the issues of the organization. As a financial consultant for Elijah Health Center all avenues will be address to prevent capital shortage‚ funding options for acquiring medical
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depreciation expense is based on the cost of the assets it has acquired and is using in its business. The resulting depreciation expense may not be a good indicator of the economic value of the asset being used up. To illustrate this point let’s assume that a company’s buildings and equipment have been fully depreciated and therefore there will be no depreciation expense for those buildings and equipment on its income statement. Is zero expense a good indicator of the cost of using those buildings and equipment
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Financial Management Summary Financial management is referred to as the science of money management. The management of funds is a critical aspect of financial management. Financial management is simply concerned with managing an entity’s money. It is also about the management of the finances of a firm in order to achieve financial objectives. In the business world this would mean monitoring expected inflows and outflows of fund while observing their effect on the managerial objectives. Procurement
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FINANCIAL INCLUSION IN INDIA Even after 60 years of independence‚ a large section of Indian population still remains unbanked. This malaise has led generation of financial instability and pauperism among the lower income group who do not have access to financial products and services. However‚ in the recent years the government and RBI have been pushing the concept and idea of financial inclusion. WHAT IS FINANCIAL INCLUSION? Financial inclusion is the delivery of financial services at affordable
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report will analyse budgets and make appropriates decisions and explainn the calculation of unit costs and make pricing decisions using relevant informations. And than this report will assess the viability of a project using investment appraisal techniques and discuss the main financial statements. Compare appropriate formats of financial statements for different types of business. Interpret financial statements using appropriate ratios and comparisons‚ both internal and external. 3.1 analyse budgets
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fixed costs‚ semi-fixed costs‚ and variable costs. Fixed costs are those which do not change with the level of activity within the relevant range. These costs will incur even if no units are produced. For example rent expense‚ straight-line depreciation expense‚ etc. Fixed costs are those which do not change with the level of activity within the relevant range. These costs will incur even if no units are produced. For example rent expense‚ straight-line depreciation expense‚ etc. Mixed costs or semi-variable
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