Spot Rate and Forward Rate Spot Rate: It is nothing more than the YTM on bond. It is the rate of interest on bond maturing at any time in the future. It is also known as geometric average of 1 year forward rates in the future. Hence‚ YTM on bonds can be calculated as: When forward rates are given then; oS1 = oF1 oS2 = [(1+of1)(1+1F2)](1/2) -1 oS3 = [(1+of1)(1+1F2)(1+2F3)](1/3) -1 and so on. Forward Rates: It is the interest rate established today ‚ that will be paid on money to
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Internet capabilities. With the advent of smart phones and cell phone applications‚ students are more connected to the world and are bringing that connection into classrooms. Suzanne Kurth‚ an associate professor of sociology at UT‚ studies the ways that electronically mediated forms of communication‚ like cell phones‚ are changing communication methods. "I spent some time looking at our ideas within social psychology and sociology about what is the value of face-to-face communication‚ what
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Counselling Some people may be embarrassed to attend therapy‚ believing they have failed in some way. However‚ this is not the case. Many people choose professional counselling and find they are able to make a huge success of their life. Just talking to someone confidentially who is not a friend or family member can make all the difference. Counselling provides a regular time for those in distress to explore their feelings and talk about their problems. A counsellor should help you develop better
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personal experiences of others. The first case study focuses on a married couple that have asked for counselling they are disputing the husbands’ fidelity. The first section will examine the married couple and the two belief systems of the counsellor. The next section will research the second case study and two belief systems of the counsellor. The case study is: Client is sad over a relationship break up and the counsellor and client are mutually attracted to each other. The next section will
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Macclesfield College ABC Level 3 Certificate in Counselling Skills Assignment 2 Understanding counselling theory. Unit 2- R/601/7575 Hana Lewis- 144383 ABC 17970-33 Contents Page 3 : Introduction. (157 words) Page 3 : Origins of Person- centred counselling (198 words) Page 4: Key concepts and principles of Person- centred counselling. (288 words) Page 5 : How does Person-centred counselling‚ influence the understanding of the development of concept of self? (245 words) Page 6
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1.0 Introduction of Disruptive Behaviour 2.1 Definition of Disruptive Behaviour What is Disruptive Behaviour? Webster’s Dictionary defines “Disruptive” as characterized by unrest or disorder or insubordination; “effects of the struggle will be violent and disruptive” (Websters‚ 2013). The definition for disruption is the fact or state of being disruptive. Webster defines “Behaviour” as manner of acting or controlling yourself (Websters‚ 2013). If we add these two definitions together‚ we
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1 Introduction In these present times‚ all organizations have their own system on how they deal with their day to day activities in running their business. It helps not just by increasing their performances but as well as the satisfaction‚ and positive feedbacks from their customers. With the help of this latest technology gadgets and stuff‚ the transaction that can be made in a company is through the internet connection or via World Wide Web. By using an Online Transaction Processing System in
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surrounding police departments and to proper investigating agencies such as the FBI. Community Oriented Policing (COP) has been around for many years and is an excellent strategy for creating a positive relationship with members of the communities. Therefore‚ when a COP unit is put in place many doors open by way of working closely with citizens and community leaders of all cultures. This gives the officers an opportunity to get to know the citizens on a personal level and better understand what individuals
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Montalbo‚ Ma. Christine D. II-6 BSE Social Sciences ------------------------------------------------- Professional Education 5 – Guidance and Counselling Concepts of Guidance and Counselling GUIDANCE AND COUNSELLING * defined as a planned and organized work aimed at assisting the trainee to understand himself and his abilities and develop his potentialities in order to solve his problems and achieve psychological‚ social‚ educational and professional compatibility. GUIDANCE * Guidance
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Professional Frameworks in Counselling. Difference and Diversity Assignment. Assignment 5. Unit 2. Counselling in a Diverse Society. D/601/7630 Learning Outcome One. 1.1. Using examples‚ evaluate the relevance of the following in the counselling process:- stereotyping‚ language issues‚ different belief systems‚ family structures‚ family life experiences. Stereotyping. Stereotyping is a natural human activity that counsellors and therapists also do. The value of a stereotype is that it can provide
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