have inspired me since I have joined the Marine Corps. These Marines were there for me on every occasion. When I had just picked up LCpl I got in trouble during C school. After my Page 11 it was the NCO’s around me that kept me from giving up. The pushed me to try even harder and to learn from my mistakes to better myself. I want to be able to instill the same motivation and hope in my junior Marines. After my 22 months as a LCpl in the Marine Corps I learned a great deal from the Corporals and Sergeants
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Five Reasons Not to Join the Peace Corps Many travelers have considered—even just for a moment—joining Peace Corps. The allure of two years abroad and the chance to integrate into new and exciting cultures has tempted some 200‚000 volunteers into a life of service in 139 different countries. Whether it’s a post-college move or a mid-career shift‚ Peace Corps provides a unique way to experience places in a way no typical trip allows. Sure‚ a sense of adventure and a bit of independence are requirements
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QUESTION 1 The managing partner for Westwood One Investment Managers Inc. gave a public seminar in which she discussed a number of issues‚ including investment risk analysis. In that seminar‚ she reminded people that the coefficient of variation can often be used as a measure of risk of an investment. To demonstrate her point of view‚ she used two hypothetical stocks as examples. She let x equal the change in assets for a $1‚000.00 investment in stock1 and y reflect the change in assets for a
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types (e.g.‚ mortgage‚ credit card‚ and auto) were easy to obtain and consumers assumed an unprecedented debt load. As part of the housing and credit booms‚ the amount of financial agreements called mortgage-backed securities (MBS)‚ which derive their value from mortgage payments and housing prices‚ greatly increased. Such financial innovation enabled institutions and investors around the world to invest in the U.S. housing market. As housing prices declined‚ major global financial institutions that
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The financial crisis began in early 2006 when the subprime mortgage market in the U.S. began to display an increasing rate of mortgage defaults. These defaults lead‚ in late 2006‚ to a decline in US housing prices after nearly a decade of exceptionally high growth. Many Americans watched as their primary source of wealth become increasingly devalued. By late 2007‚ the prime mortgage markets were showing higher than normal default rates as well. Collateralized Mortgage Obligations (CMOs)‚ a
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“Financial statements are like fine perfume; to be sniffed but not swallowed.” - Abraham Briloff (Professor Emeritus of CUNY Baruch) ACCOUNTING: Accounting is defined by the American Institute of Certified Public Accountants (AICPA) as "the art of recording‚ classifying‚ and summarizing in a significant manner and in terms of money‚ transactions and events which are‚ in part at least‚ of financial character‚ and interpreting the results thereof." ACCOUNTING AND ITS ROLE IN SOCIETY:
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through the Louisiana Purchase. The group sent was called the Corps of Discovery‚ unearthing miles of land and discovering what they held. Ecologically‚ Lewis and Clark made countless discoveries regarding the flora and fauna of the land. Geographically‚ they were revolutionary in mapping and journaling. Socially‚ the expeditions of Lewis and Clark’s interactions with the Native Americans greatly impacted the success of their journey. The Corps of Discovery‚ led by Meriwether Lewis and William Clark‚
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: Everyone including Moody’s played a large role in the financial crisis. The less qualified home buyers were told to lie in order to qualify for the mortgage loans and no one would verify their income or assets. Those home-buyers irresponsibly purchased houses that they couldn’t afford. The mortgage lenders produced more loans to people‚ then packaged them altogether to sell to investment banks. As a result‚ the mortgage lenders had more positive cash flow for producing more loans. This process
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and regulations and why they are important to not only the marine corps but life in general. First off I would like to start with the Marine Corps‚ in the Marine Corps regulations are important to us because they keep us in line. they hold order and put a standard that sets us apart from normal society. Regulations in the Marine Corps gives us a chance to prove our discipline by following such regulations. Rules in the Marines corps also keep order and challenge our discipline. Furthermore rules are
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Causes of The Financial Crisis of 2007-2009 According to our financial textbook “ Financial crises are major disruptions in financial markets characterized by sharp declines in asset prices and firm failures” (Mishkin and Eakins 2012). In August 2007‚ defaults in mortgage market for subprime borrowers sent a shudder through the financial markets‚ leading to the worst U.S financial crisis since the Great Depression. Alan Greenspan‚ chairman of the Fed‚ described the financial crisis as a “once-in-a-century
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