RETAIL BANKING DEFINITION: “Retail banking is typical mass-market banking where individual customers use local branches of larger commercial banks. Services offered include: savings and checking accounts‚ mortgages‚ personal loans‚ debit cards‚ credit cards‚ and so” The Retail Banking environment today is changing fast. The changing customer demographics demands to create a differentiated application based on scalable technology‚ improved service and banking convenience. Higher
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the role of the lending officer‚ credit evaluation‚ and the structuring of credit facilities and loan agreements. Specialized loan and credit products are described in Appendix A. Traditional Commercial Bank Lending Products While increased competition has forced banks to develop innovative credit facilities and financing techniques‚ traditional products‚ which include short-term‚ long-term‚ and revolving loans‚ continue to be the mainstay of commercial banking. Short-Term Loans Short-term
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GENERAL BANKING (BANKING ROUTINE) AT BANK OF INDIA (BOI) [pic] PROJECT REPORT SUBMITTED FOR THE AWARD OF THE DEGREE OF BBA GGSIP University SESSION: 2009-2011 Under the guidance of Mr. BOI SUBMITTED BY: POOJA MATHUR ACKNOWLEDGEMENT The Project Title “GENERALBANKING(BANKING
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Introduction – What is Letter of Credit 4 4.2 Parties to Letter of Credit 5 4.3 Should Letter of Credit be chosen as the Payment Method? 6 4.4 Types of Letter of Credit 6 4.4.1 Irrevocable 7 4.4.2 Unconfirmed 7 4.4.3 Confirmed 7 4.4.4 Standby Letter of Credit 7 4.4.5 Revolving Letter of Credit 8 4.4.6 Transferable Letter of Credit 9 4.4.7 Back to Back Letter of Credit 9 4.5 Documents Required By Letter of Credit 9 4.6 Governing Rules under Letter of Credit 10 4.6.1 Uniform Commercial Code
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1. Introduction to Rural Credit In modern world credit has become one of the crucial inputs. The co-operative credit societies were‚ in the past and even now‚ the most important source of credit to the farmers. Since 1969‚ commercial banks are also financing agriculture because of `social control’. There has been tremendous increase in the bank branches in the rural areas‚ Govt. has adopted the policy of `multi-agency approach’ in agricultural credit‚. At present‚ primary agricultural co-operative
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What are the impacts of the global financial crisis on Islamic banking system and how Islamic bank spared from the crisis? Accounting Master ’s thesis Salad Addawe 2012 Department of Accounting Aalto University School of Economics i What are the impacts of the global financial crisis on Islamic banking system and how Islamic bank spared from the crisis? Master’s Thesis Salad Araye Addawe Winter 2012 Accounting Approved in the Department of
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MBA ANNAMALAI[pic]UNIVERSITY | | |DIRECTORATE OF DISTANCE EDUCATION | M.B.A. (E-Business) first Year ACADEMIC YEAR 2011 - 2012 ASSIGNMENT TOPICS THIS BOOKLET CONTAINS ASSIGNMENT TOPICS. STUDENTS ARE ASKED TO WRITE THE ASSIGNMENTS FOR EIGHT PAPERS AS PER INSTRUCTIONS. Last date for submission : 28-02-2012 Last date for submission : 15-03-2012 with late fee ` 300/- NOTE: 1. Assignments sent after 15-03-2012
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Benefit of an MBA The benefit of an MBA is not something that can be easily measured because there are multiple elements that contribute to the cost and return of the MBA experience that cannot be clearly defined. Here I make an attempt at answering the question of whether an MBA is valuable‚ as defined by me. Cost can be defined as the time commitment‚ forgone extracurricular activities‚ and monetary cost of tuition. The benefits of the MBA program can be attributed to professional network‚
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Topic: Performance Appraisal (1) According to Edwin Flippo‚ "Performance Appraisal is the systematic‚ periodic and impartial rating of an employee’s excellence‚ in matters pertaining to his present job and his potential for a better job." (2) According to Dale Beach‚ "Performance Appraisal is the systematic evaluation of the individual with regards to his or her performance on the job and his potential for development." APPRAISAL PROCESS The Performance Appraisal process involves the following
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Is It Time for a New Sales System? ABC Hotels (Private) Limited A. A. Name Aaaaaaaaaa 18 November 2013 Executive Summary This project proposal describes a technical and management approach for implementing a new sales system for ABC Hotels (Private) Limited. As the company have difficulties in running the old system and it was not up-to-date‚ the new sales system is highly recommended. Total project duration will be 3 months including analyzing designing‚ testing
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