someone who doesn’t have access to a number and variety of credit cards. Seemingly‚ credit card companies have lowered its credit standards to make getting credit cards fast and easy. For those who can’t resist the temptation of using their credit cards on a frequents basis‚ it’s equally fast and easy to build up overwhelming credit card debt to the point financial problems start appearing on the horizon. Dealing With Credit Card Debt As your credit card debt builds‚ you will most likely run into a couple
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Selling techniques Selling technique is the body of methods used in the profession of sales‚ also often called personal selling. Techniques used in selling interviews vary from the highly customer centric consultative selling to the heavily pressured "hard close". All techniques borrow a bit from experience and mix in a bit of guesswork on the psychology of what motivates others to buy something offered to them. Mastery in the techniques of selling can offer very high incomes‚ while failure in
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Historically when credit unions were formed in Germany in the 1800’s‚ the intent was to fill a need for the underserved and poor. Credit unions originated because banks were reluctant to lend money to certain individuals or groups. Those underserved consumers pooled their resources and formed cooperatives which are owned by their members. This afforded cooperatives better known as credit unions‚ to be classified as not-for-profit‚ which means that they are not subject to corporate income taxes
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PERFROMANCE APPRAISAL IN POLICE FORCE Jyotirmaya Satpathy‚ PhD‚ D Litt Post-Doctoral Fellow (Economics) Berhampur University‚ Odisha‚ India ABSTRACT Performance appraisal is a systematic measurement of the ratee’s traits‚ performance and his contribution to the organisation. It reflects administrative and operational needs as well as development of the ratee. The main aim is to achieve specific job criterion and realization of the potential. It emphasizes the inter-relationship between efforts
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A PROJECT REPORT ON PERFORMANCE APPRAISAL AT SUMAN WORLD JOB ASSOCIATES SUBMITTED TO THE UNIVERSITY OF PUNE IN PARTIAL FULFILLMENT OF MASTERS OF BUSINESS ADMINISTRATION BY MANISHA KADAM MBA II JSPM’S ABACUS INSTITUTE OF COMPUTER APPLICATION‚ HADAPSAR‚ PUNE-28 (2012- 2013) UNDER GUIDENCE OF ASSISTANT PROFFESSOR SHITAL DESHMUKH ACKNOWLEDGEMENT ACKNOWLEDGEMENTS Preparing a project of this nature is an arduous task and I was fortunate enough to get support from a large number
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The Topic of the Summer Training Report “A Study on Performance Appraisal Process adopted by Parle” A SUMMER TRAINING REPORT SUBMITTED TO KANPUR INSTITUTE OF TECHNOLOGY‚ KANPUR IN PARTIAL FULFILMENT OF THE REQUIREMENT FOR THE DEGREE OF Master of Business Administration MBA BY VIBHA KUSHWAHA (1216570055) Kanpur Institute of Technology A-1‚ UPSIDC Industrial Area‚ Rooma‚ Kanpur- 208001. CERTIFICATE This is to certify
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Investment Appraisal – Qualitative Factors Investment appraisal provides a scientific decision-making technique for managers and can‚ if used appropriately‚ improve the quality of decisions. However‚ as financial data do not always show the full picture‚ firms should not base their decisions solely on investment appraisal results. Qualitative Factors • The aims of the organisation. A profit-making firm will focus on the results of a financial investment appraisal‚ with companies experiencing
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Consumer Credit Scheme of Prime Bank Limited Executive Summary Internship is an essential part of BRAC universities BBA program. As per the requirement of the BRAC University I have to perform 90 days or three months internship which will help to prove my potentiality in the practical field. I achieved the opportunity to prove the potentiality‚ which has given by the Prime Bank Ltd. to commence my internship in the motijheel branch from 27th January to 27th April‚ 2009. As per the requirement
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place for Integrated Risk Management covering Enterprise‚ Credit‚ Market‚ Operational and Group Risks. This framework visualizes empowerment of Business Units at the operating level‚ with technology being the key driver‚ enabling identification and management of risk at the place of origination. Basel Implementation • In accordance with RBI guidelines‚ the Bank has migrated to the Basel II framework‚ with the Standardized Approach for Credit Risk and Basic Indicator approach for Operational Risk w
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INTRODUCTION Performance Appraisal is the process of assessment systematically the performance and progress of an employee on the present job and his potential for higher level jobs in future. It consists of all formal procedures used in working organizations to evaluate personalities‚ contributions and potentials of employees. It is the process of analyzing‚ obtaining and recording information about the relative worth of an employee. According to Flippo performance appraisal is the systematic‚ periodic
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