of supermarkets in three cities. A promotional campaign has advertised the chain’s offering of a credit card policy whereby Consolidated Foods’ consumers have the option of paying for their purchases with credit cards‚ such as Visa and Master Card‚ in addition to the usual options of cash or personal check (cheque). The policy is being implemented on a trial basis with the hope that the credit card option will encourage customers to make larger purchases. After the first month of operation‚ random
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worst things that can happen is our network gets infiltrated and customer information is stolen. On December 19‚ 2013 Target released a statement stating that they have had an information security breach and suggested that as much as 70 million credit card information had been stolen. Target Data Breach Target a large retail corporation that operates over 1‚700 stores across the United States. They also operate as an online retailer at target.com. In 2012 the retailer earned more than $73 billion
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engaged in cash receipt and payment‚ Cheque clearing‚ local remittance etc. The amount of deposit in Elephant road branch is very high because Elephant area is big business area of Dhaka city. Loans and Advance department analyses the credit proposal and disburse credit if the proposal is sound. As specialized financing‚ it provides term finance to medium and small-scale industries. Foreign Exchange department of this branch is very efficient. Every day‚ this branch opens a lot of L/Cs. The Senior
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and several micro-level demand and supply side factors. India too experienced a surge in retail banking. There are various pointers towards this. Retail loan is estimated to have accounted for nearly one-fifth of all bank credit. Housing sector is experiencing a boom in its credit. The retail loan market has decisively got transformed from a sellers’ market to a buyers’ market. Gone are the days where getting a retail loan was somewhat cumbersome. All these emphasise the momentum that retail banking
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Recent examples of cyber crime & eCommerce fraud related investigations in India Cyber Crime statistics in India * taken from National Crime Records Bureau website Incidence Of Cases Registered Under Cyber Crimes IT Act Year India 2005 179 2006 142 2007 217 2005 302 IPC 2006 311 2007 339 Person Arrested Under IT Act By Age Group During 2007 (2006) Age Group IT India 2 60 IPC 1 IT 154 Total IPC 429 Cyber Crime statistics in India * taken from National Crime Records Bureau website Incidence
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within the IT department concerning the upgrade of their wireless security standard protocol‚ the company opted for cost savings rather than increased spending. As the company financials took a hit‚ the company was faced with pending lawsuits from credit card companies and affected customers; government scrutiny of IT security standards; loss of consumer confidence; among other concerns. Though it has not yet concluded the extent of the financial impact of this incident‚ analysts estimate the full cost
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CHAPTER TWO LITERATURE REVIEW 2.1 AN OVERVIEW OF E-PAYMENT AS A METHOD. E-payment is a subset of an e-commerce transaction to include electronic payment for buying and selling goods or services offered through the internet. Generally we think of electronic payments as referring to online transactions on the internet‚ there are actually many forms of electronic payments. As technology is developing‚ the range of devices and processes to transact electronically continues to increase while the
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How do you explain why some people can achieve things that seem impossible? Or better yet‚ how do you explain how people can successfully move out of home for the first time? Moving out of home for the first time is an impossible feat that young people such as yourselves find remarkably difficult to achieve daily. Why is that? There are many reasons to move out – maybe it’s your decision‚ maybe it is someone else’s‚ maybe it is necessity‚ maybe it is just time. No matter why you’re moving on think
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Eliminating Debt Thursday‚ March 15‚ 2012 3:33 PM • Develop a payment plan. I have developed a plan that pays off one credit card at a time. • Pay off Chase Credit Card by April 2012. Make a payment of $700 on March 15. This leaves a balance of $671. Make a payment of $162 on March 30. This leaves a balance of $509. Make a payment of $509 on April 12. • Pay off Citibank Credit Card by July 2012 Make a payment of $262 on April 27. This leaves a balance of $2722 Make a payment of $600 on May 10. This
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Electronic Retail Payment Systems: User Acceptability and Payment Problems in Nigeria 1.1 Introduction The world has witnessed an upsurge of electronic payment instruments meant to facilitate trade and simplify payments. (Abor‚ 2004) Before the introduction of electronic payment into the Nigerian banking system‚ all customers had to walk into the actual bank to do transaction of all kinds. Customers had to queue up and spend more hours to talk to a teller to make their transactions. (Abor‚ 2004)
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