discount but has been unable to receive the discount due to the increasing average collection period and inventory turnover. (3) Alternative Courses of Action: i. Acquire more bank credit ii. Reduce rate of growth to more sustainable level iii. Reevaluate customers who can purchase on credit (4) Brief Analysis of Alternatives: i. CLC must improve their current ratio to ensure the bank it will have the ability to repay a larger loan. ii. CLC has seen operating expense
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Malwa Gramin Bank is a Regional Rural Bank sponsored by State Bank of Patiala In order to provide excellent service to its customers‚ Malwa Gramin Bank became a 100% computerised Bank on 13.10.2005. To further improve its customer service‚ the Bank has migrated to CBS on 29.07.2010 against Govt of India dead line of Sept‚ 2011. Malwa Gramin Bank is one of few RRBs who have migrated to CBS during 2010-11 and have the privilege of accomplishing the glorious achievement. Our services stands at par
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tax-exempt assets over taxable assets. C. net income over pre-tax net operating income. D. taxes owed over total liabilities of a bank. E. None of the options is correct. 6. Which of the following ratios can be used to measure a bank’s credit risk? A. Net loans’ duration/Total assets B. Interest sensitive
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established credit industry allows people who only earn fifty thousand dollars a year to purchase and “own” two hundred and fifty thousand dollar homes and thirty thousand dollar cars. We pay over time to enjoy or conveniences and lives now. In developing economies‚ this is very far from the case. Take Jamaica for example where very little is done on credit. In the past decade the nation implemented tax identification numbers which is the same as social security numbers here. But establishing credit there
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Plagiarism is taking credit for someone else’s work. You never should plagiarize a person’s work‚ because your teacher will always find out. Plagiarism is very wrong. Taking a other persons work‚ that they have worked on is very wrong. You should get credit for your own work not someone else’s. You should take pride and do you own work no matter how long it takes you. Maybe‚ taking someone else’s work is easier‚ and takes less time. In the end it always turns out bad. So just do your own work. I
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that plagiarism is ‘stealing someone else’s facts’ and ‘very bad’. It was an accurate and concise explanation. To elaborate‚ the Publication Manual of the American Psychological Association (2010) defines plagiarism as ‘the practice of claiming credit for the words‚ ideas‚ and concepts of others.’ While this does not sound as critical as ‘stealing’‚ the fact remains that using another’s words or ideas without appropriately acknowledging their origin is taking something that belongs to someone
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PROJECT REPORT ON “MICROFINANCE” SUBMITTED BY PARAMJOT KAUR BHOMER ROLL NO:03 [TYBFM]‚ SEMESTER V GURU NANAK KHALSA COLLEGE TO THE UNIVERSITY OF MUMBAI IN PARTIAL FULFILLMENT OF BCOM IN FINANCIAL MARKETS 2010-2011 CERTIFICATE THIS IS TO CERTIFY THAT THE PROJECT REPORTED TITLED “MICROFINANCE” MADE BY PARAMJOT KAUR BHOMER‚ TYBFM OF GURU NANAK KHALSA COLLEGE‚ MUMBAI‚ IS CARRIED OUT UNDER MY SUPERVISION IN THE ACADEMIC YEAR 2010-2011.THE INFORMATION SUBMITTED IN THIS
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loan‚ other types of home loan financing that banks offers include bridging loan and renovation loan. These loans are commonly presented to the lenders in a package‚ provided the lenders are eligible for the loans. Housing Loan A Housing is a credit facility provided to customers for the purchase of a residential property for their occupation or for investment‚ secured on the property that that the customer is buying. The banks’ housing loan packages in Singapore can be broadly defined into
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LENDING TO PRIORITY SECTOR At a meeting of the National Credit Council held in July 1968‚ it was emphasised that commercial banks should increase their involvement in the financing of priority sectors‚ viz.‚ agriculture and small scale industries. The description of the priority sectors was later formalised in 1972 on the basis of the report submitted by the Informal Study Group on Statistics relating to advances to the Priority Sectors constituted by the Reserve Bank in May 1971. On the basis
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APPENDIX 1 KYAMBOGO UNIVERSITY EMPLOYEE QUESTIONNAIRE Dear Respondent‚ I am a student of Kyambogo University undertaking a research study as part of my fulfillment for the Degree of Bachelor of Accounting and Finance I humbly seek to get your opinion about the issues in the questionnaire to facilitate my study about microfinance institutions and the growth of the private sector. Your opinion will be kept highly confidential and used specifically for academic purpose. I will be grateful
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