which is an ancient banking system in Ghana‚ worth USD 160 million. The model resembles microfinance in several ways; susu collectors (equivalent of loan officers) roam villages and rural communities to collect savings (micro-savings) and sometimes offer credit against these savings (microcredit). The susu collector is expected to manage the “mobile mini-bank” on his/her own with integrity and honestly. There are currently around 4‚000 susu collectors in Ghana and each one of them serves between
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Abstract: As governments in Ghana attempt to improve upon the creation of wealth‚ employment and hence reduce poverty among the people‚ they have continually improved upon the regulatory policies and liberalised the financial services sector. The small scale financial services sector‚ often referred to as‚ the microfinance sector‚ has grown vigorously‚ though not without many debilitating challenges. Failures are not uncommon in this sector. However‚ these failures are as factors of ineptitude‚
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are risk mitigation and risk avoidance. Risk mitigation is when the use of various controls may reduce identified risks. The other is risk avoidance. This is making the choice not to take a risk from the beginning. Like‚ a company deciding to not do business depending on the organization. Compare and contrast qualitative risk analysis and quantitative risk analysis‚ and provide examples identifying a situation when each would be useful. Qualitative risk analysis is when the type of risk is predicted
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of its operating locations are running outdated hardware and software‚ which greatly increases the risk to the network in relations to confidentiality‚ integrity‚ and availability. Because of the outdated hardware and software‚ the company suffered some network compromises through their JV internet site and it led to disclosures of sensitive and strategic information. In order to reduce the risks and vulnerabilities of each location‚ we must implement access control to ensure confidentiality‚ integrity
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The memo is a summary of return‚ risk‚ probability of loss and correlation matrix of three main assets‚ equity‚ fixed income and real estate. The data is collected from yahoo finance and Federal Reserve website. The holding period return : (p1-p0)/p0. The risk is measured by standard deviation. The CV represents Coefficient of Variation which is calculated by CV/HPR. The outcome is showed in chart below: Return/Risk/Efficiency Summary 15-year Return Risk CV P(Loss) Equity 4.52% 18
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COMMERCIAL BANKS AND NEW CAPITAL REGULATION MAF 202 - GROUP ASSIGNMENT Prepared By Group 26: Simardeep Sran - 211689444 Due: September 12‚ 2013 School of Accounting‚ Economics and Finance Deakin University‚ Burwood Campus August 30‚ 2013 Dear John Ovens‚ Letter of Transmittal We wish to present to you a research report regarding commercial banks and new capital regulation prepared through collective collaboration between
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Foundation of CFA Institute Literature Review Risk Management: A Review Sébastien Lleo‚ CFA Imperial College London The concept of risk has been central to the theory and practice of finance since Markowitz’s influential work nearly 60 years ago. Yet‚ risk management has only emerged as a field of independent study in the past 15 years. Advances in the science of risk measurement have been a main contributor to this remarkable development as new risk measures have been proposed and their properties
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As long as I can remember‚ airplanes‚ airports and flying‚ has always fascinated me. During my childhood‚ we lived on the top floor of a high-rise building located directly on the Pearson Airport’s landing and take off flight path. I use to spend countless hours just gazing the sky watching airplanes. When I was old enough to operate a pc‚ the MS Flight Simulator was my favorite game that helped me learn and understand the various features of a cockpit and how to takeoff and land a plane. I had decided
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------------------------------------------------- ------------------------------------------------- Financial Risk Management using Derivatives; A case of selected financial institutions in Uganda ------------------------------------------------- ------------------------------------------------- ------------------------------------------------- ------------------------------------------------- Abstract The RAP examines the management of financial risks using derivative instruments in the selected financial institutions in
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A comparative study of lending performance of the commercial banks Submitted by: NIRANJAN PARAJULI Balkumari College TU Registration no: 7-1-241-244-98 Roll No: 48/063 Submitted to: Office of the Dean Faculty of Management Tribhuvan University In the partial fulfillment of the requirements for the degree of Master ’s in Business Studies (MBS) Narayangarh‚ Chitwan January‚ 2009 Recommendation This is to certify that the thesis Submitted
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