The Effects of Hurricane Sandy on Jamaica FOUNDATION SKILLS FOR GRADUATE MANAGEMENT EDUCATION The Three Main Effects of Hurricane Sandy that Affected Jamaica were Rainfall Induced Flooding‚ Storm Surges and Winds STEPHANIE SMITH Executive Summary On October 22‚ 2012‚ it was announced by The Office of Disaster Preparedness and Emergency Management (ODPEM‚) that a tropical depression (Sandy) was headed towards the shores of Jamaica and that the arrival to our shores would be on
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Interpreting Financial Results FIN/571 July 22‚ 2013 Interpreting Financial Results Liquidity: Current Ratio Parrino‚ Kidwell‚ & Bates (2012) detail the current ratio as current assets divided by liabilities. The current ratio identifies a firm’s potential to pay short-term liabilities; higher liquidity is a good sign for potential creditors (Parrino et al.‚ 2012). At the same time‚ however‚ the current ratio should not greatly exceed benchmarks of other competitors (Parrino et al.‚ 2012)
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Benefits of performance management Managing employee or system performance and aligning their objectives facilitates the effective delivery of strategic and operational goals. There is a clear and immediate correlation between using performance management programs or software and improved business and organizational results.[citation needed] For employee performance management‚ using integrated software‚ rather than a spreadsheet based recording system‚ may deliver a significant return on investment
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* State of Connecticut * CAFR – Budget Analysis * Nondiscretionary Fiscal Policy Nondiscretionary fiscal policy is characterized by government policy that is enacted with the intension of either stimulating or stifling the economy to meet the economy’s needs. Present day fiscal policies are often a result of nondiscretionary fiscal policy enacted years ago and serve a present-day purpose of stabilizing the economy. For this reason‚ actions of nondiscretionary fiscal policy are often
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FINANCIAL RATIOS Financial ratios are indicators of a company’s performance as discernable from the company’s Balance Sheet and income Statement. We will discuss some of the simple ratios of a company and talk about their significance. Liquidity Ratios: Show the company’s ability to pay of its current liabilities from its current assets. 1. Current Ratio Current assets should be significantly higher than current liabilities so that the current ratio is higher than 2:1. 2. Quick Ratio
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Cultivation Theory Daniel Chandler Cultivation theory (sometimes referred to as the cultivation hypothesis or cultivation analysis) was an approach developed by Professor George Gerbner‚ dean of the Annenberg School of Communications at the University of Pennsylvania. He began the ’Cultural Indicators’ research project in the mid-1960s‚ to study whether and how watching television may influence viewers’ ideas of what the everyday world is like. Cultivation research is in the ’effects’ tradition
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income - Interest expenses) / Average earning assets Operating profit margins (OPM): Banks operating profit is calculated after deducting administrative expenses‚ which mainly include salary cost and network expansion cost. Operating margins are profits earned by the bank on its total interest income. For some private sector banks the ratio is negative on account of their large IT and network expansion spending. OPM = (Net interest income - Operating expenses) / Total interest
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The plough is a tool used in farming for initial cultivation of soil in preparation for sowing seed or planting. It has been a basic instrument for most of recorded history‚ and represents one of the major advances in agriculture. The primary purpose of ploughing is to turn over the upper layer of the soil‚ bringing fresh nutrients to the surface‚ while burying weeds and the remains of previous crops‚ allowing them to break down. It also aerates the soil‚ and allows it to hold moisture better. In
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Financial Ratio Analysis of Morrison in Comparison with Tesco Introduction The purpose of this report is to critically analyse the financial ratio results of Morrison 2008 and 2009 as an equity analyst and compare it with like for like by using Tesco supermarket. To achieve this report will be looked at in four main areas. Firstly‚ we will use financial ratios obtained from annual reports of 2008 and 2009 to analysis and appraise Morrison’s financial performance. This would be followed
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INTRODUCTION From the very beginning of cultivation Betel leaf is cultivated in Bangladesh. As a tradition of regular habit a large number of people chew betel leaf. As the daily life of people betel leaf and betel nut have possessed a special place in our literature‚ song‚ society and culture. Betel leaf is the courier of social harmony. It is in conceivable to have any social function without serving particularly in rural Bangladesh where 80% of the population lives. It is also consumed
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