One view is that the literacy rate has risen from 72% to 90% in the last 30 years. According to the 2005 Functional Literacy‚ Education‚ and Mass Media Survey conducted by the National Statistics Office (NSO)‚ 48.4 million or 84% of the estimated 57.6 million Filipinos who are 10 to 64 years old are said to be "functionally" literate (Source: "8 out of 10 Filipinos are functionally literate" by D. Pepito‚ TODAY newspaper‚ February 17‚ 2005). Functional literacy was found to be higher in females
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Effect of osmosis rate on different surface areas‚ depending on different types of water solution An investigation showing the effect of surface area on osmosis rate‚ including some different types of water concentration. Osmosis is a type of passive (not requiring energy) transport of water molecules across partially permeable membrane‚ from an area of high water concentration into area of low water concentration. But how does surface area affect rate of osmosis? Surface area plays important
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right Before a heart Attack Your Body Will Give You These 4 Signs w3.newsmax.com Heart Failure Definition Heart failure is a condition in which the heart has lost the ability to pump enough blood to the body’s tissues. With too little blood being delivered‚ the organs and other tissues do not receive enough oxygen and nutrients to function properly. Description According to the American Heart Association‚ about 4.9 million Americans are living with congestive heart failure. Of these‚ 2.5 million
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Figure 7: Relation between yield and CALL RATE …………………………..……..28 Figure 8: Relation between yield and GDP ……………………………………..……29 Figure 9: Relation between yield and rupee per dollar ………………….....................29 EXECUTIVE SUMMURY The purpose of this paper is to provide an overview of recent developments in Indian interest rate yield structure and to describe some of the major factors which have driven these developments. Short-term interest rates have emerged as the key indicators of
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already done by their friends and establish their own identities. Seventy percent of high school students have had at least one alcoholic beverage‚ and they are often with their friends when they drink. Teenagers and young adults get involved with alcohol and drugs for many reasons. Some examples include: • Curiosity: They want to know what it feels like to get high or be drunk. • Peer pressure: Their friends are doing it. • Acceptance: Their parents or role models are doing it.
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is day 0‚ the loan will be initiated on day 60 and will mature on day 210.) The implied forward rate over 150 days‚ and hence the rate on 150-day FRA‚ is 2.5%. The actual interest rate over that period could be either 2.4% or 2.6%. (a) If the interest rate on day 60 is 2.6%‚ how much will the lender have to pay if the FRA is settled on day 60? How much if it is settled on day 210? (b) If the interest rate on day 60 is 2.4%‚ how much will the lender have to pay if the FRA is settled on day 60? How much
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The Correlation between the Diffusion Rate of a Substance and its Molecular Weight ABSTRACT To test the effect of molecular weight on the rate of diffusion‚ various experiments were performed. One of which is the glass tube test wherein cotton balls of the same size were moistened in two different substances (NH4OH and HCl). These cotton balls were plugged at each side of a glass tube. After some time‚ formation of a white ring occurred. The white ring‚ in fact‚ is a product of the reaction between
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can be potentially more important for the next generation than it is for us. The issue is birth rate or population‚ what it is now and what it will be in the future. First of all‚ what is birth rate? The birth rate is the total number of births per 1000 of a population in a year. As you may know‚ by subtracting the death rate from the birth rate we will result in the rate of population. Here is a display of the birth rate from 1950 to 2015. Year Birth rate 19501955 37.2 19551960 35.3 19601965 34.9
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Chapter 1 Role of Financial Markets and Institutions 1. Financial market participants who provide funds are called A) deficit units. B) surplus units. C) primary units. D) secondary units. 2. The main provider(s) of funds to the U.S. Treasury is (are) A) households and businesses. B) foreign financial institutions
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Free exchange Savers’ lament The complex effects of low interest rates on consumption and investment Dec 1st 2012 | from The Economist print edition WHEN interest rates hit double digits in the late 1970s‚ house-builders sent planks of wood to the Federal Reserve in protest. With rates stuck near zero‚ the protests now come from the opposite direction. The retired complain of a “war on savings”. The Fed cut rates to current levels at the end of 2008 and has promised to keep them there until
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