Please read this document carefully and retain for future reference. Getting started on DB123 – forums DB123 encourages you to communicate with your tutor group via a forum that you can find in the column on the right-hand side of the module website. This opens a week after study starts. There is also a ‘welcome forum’‚ open to all registered DB123 students‚ to introduce you to the module. This ‘welcome forum’ will open on 28 September 2013 until 12 October 2013 (when it becomes ‘read only’). The
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Part A (50 per cent of the marks) Question 1 Panna wants to buy a new suite of furniture for her flat. The furniture costs £3000 from a furniture store in her local town. The saleswoman suggests that Panna takes out a loan from the store’s finance company to fund the purchase of the furniture. The repayment loan from the finance company would be at a fixed APR of 9 per cent for a repayment term of between one and four years‚ which Panna can select herself. The loan would take the form of a secured
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In this essay I shall be discussing the factors which influence the level of and access to unsecured debt held by households. In the early 1980’s the conservative government headed by Margaret Thatcher‚ began to liberalise the financial industry. This promoted more competition between firms to attract customers‚ and offer credit facilities to a wider range of consumers. Companies used aggressive marketing to attract customers‚ but the amount of different products available on the market to customers
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DB123 TMA01 Part A The table below was taken from the Office for National Statistics’ 2008 General Lifestyle Survey. This table shows how dependent children are spread among different family types in Great Britain. Percentage of all dependent children (below the age of 16‚ or in full time education between the ages of 16-18) in each family type (%) | 1998 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008
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society today there are many different groups with difference and inequality‚ there will always be winners and losers because of the way society is made. I have written a few examples of this in my essay to explain what I have learned from TMA01 and TMA02 and what links can be made from City Road and the street that I know‚ New Road. The street that I know has difference and inequalities‚ it is different to City Road because New Road is not in a city or town‚ it is in a small village. There are still
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B120 TMA02 November 24th 2013 Contents: Page 1: Title and contents Page 2: Executive summary Pages 3 & 4: Problem description and analysis Page 5: Recommendations Page 6: Information Page 7: References Executive summary In summary‚ this report details the problems encountered with a member of staff working under my management whose attendance standards and working practices had started to slip. The session used was session 4 of Book 2 B120. Despite an appraisal system being in place
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Outline the Processes Involved in Evolution and Discuss how Evolutionary Psychologists have Contributed to our Understanding of Altruism as an Adaptive Behaviour The book of Genesis states that God created life in an array of fixed species and it was not until the 19th Century‚ that paleontological discoveries started to cast doubt on creationism and Charles Darwin published his theory of evolution in On the Origin of the Species (Clegg‚ 2007‚ p.120). The two processes
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TMA 02 Part 1 Explain how relationships can develop. I have chosen ‘Theory of mind’ in Unit 1 Psychology and ‘Attachments within the family’ in Unit 5 Childhood to help me to illustrate the diverse and complex ways we can develop relationships in our lifetime. In early childhood we are thought to be very egocentric in that we are unable to see things from another’s point of view. The theory of mind is thought to be how most humans understand that other people have different thoughts‚ feelings and
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TMA 02 Question 1 a) First Message - 14 Nov 2013‚ 02:13 I agree Dave; I’d be lying if I said I didn’t use Google at least once every day! Like me most people probably have the Google search toolbar on their internet browsers‚ and because of the smartphone‚ you have access to it pretty much all the time! It’s crazy. Connected to Google your connected to the government... it’s frightening how much information Google has on us.. Watch this quick video if you’ve got a minute.. Google’s CIA Connections
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asked you to give some thought to a TMA02 question asked of students on a previous round of this course. We discussed the relevant ideas from the ’material lives’ strand and came up with a structure for a plan‚ outlined below. Rising affluence has been associated with a reduction in the production of waste emissions within the UK. However‚ the waste emissions associated with the total consumption of the UK have risen. Explain how both these statements can be true. In the light of your explanation
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