ORGANISATION STUDY Introduction To study about State Bank of India it is necessary to study the overall functioning that is its background‚ major events‚ services provided by the bank and also SWOT analysis of the bank. Background of the Company The origins of State Bank of India date back to 1806 when the Bank of Calcutta (later called the Bank of Bengal) was established. In 1921‚ the Bank of Bengal and two other Presidency banks (Bank of Madras and Bank of Bombay) were amalgamated to form
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Cardinal Principles of lending: A bank is an institution which is primarily seen as a body that accepts monetary deposits from its customers (general public)‚ looks after their money‚ offer them some beneficial services such as cheque books to make payments and lends money to other public (borrowers). Now lending money to someone comes with some inherent risks especially when a bank uses its depositors’ money to lend. To put it simply a bank’s major operation is to borrow money from depositors and
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financial problems. Beside‚ issue of ordinary share will help to reduce the gearing ratio. A gearing ratio means the proportion of a company’s capital that provided by debt relative to the capital that provided by equity. The examples for gearing are debenture and preference share which are all company’s long-term liabilities and they are carrying a right to a
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two-year put warrant to its existing shareholders. 2) A distribution of 10-year convertible subordinated debentures to new investors. This answer will attempt to assess whether this proposal solves Intel’s capital structure dilemma‚ and the factors which support the proposal. Intel has actually executed the issuance of put-warrants (November 1991) and issuance of convertible subordinated debentures (August 1980) in the past. By distributing the warrants to its shareholders‚ Intel intends to keep
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Literature Review Lease Financing: Lease is a contract between the owner and the user of assets for a certain time period during which the second party uses an asset in exchange of making periodic rental payments to the first party without purchasing it. Under lease financing‚ the lessee regularly pays the fixed lease rent over a period of time at the beginning or at the end of a month‚ 3 months‚ 6 months or a year. At the end of the lease contract the asset reverts to the real owner. However
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corporate capital structure. 6. It is the minimum required rate of return needed o justify the use of capital Ans: (b)Firms Point 7. It arises when there is a conflict of interest among owners ‚ debentures holders and the management. Ans: (d)Agency Costs 8. Some guidelines on shares & debentures issued by government that are very important for the constitution of the capital structure are : Ans: (a)Legal requirement 9. It is that portion of an investment total risk that results from change
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1.0 Introduction The global financial crisis of 2007 transmitted shock waves worldwide urging international governments to prepare defensive measures to combat this economic turmoil. Hence‚ on 12th October 2008‚ the Australian and New Zealand governments introduced analogous schemes to guarantee liabilities issued by a wide range of financial institutions whereby prior to this phenomenon‚ neither nation had deposit insurance arrangements in place‚ a distinctive characteristic common in other developed
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Financial Securities: These represent a financial investment that is transferable and/ negotiable. □ The major financial securities available are; a) Equity shares (common stock) b) Preference shares (preference stock) c) Debentures (corporate bonds) d) Savings certificates e) Gilt edge securities f) Money market securities 2. Non-Securitized Financial Instruments. These represent a financial investment that is not transferable or negotiable
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Subjects for study in Integrated Professional Competence Course Six subjects and Seven Papers of study in IPCC are – Group I Paper 1: Accounting (100 marks) Paper 2: Business Laws‚ Ethics and Communication (100 marks) Part I: Business Laws (60 marks) comprising Business Laws (30 marks) Company Law (30 marks) Part II: Ethics (20 marks) Part III: Communication (20 marks) Paper 3: Cost Accounting and Financial Management (100 marks) Part I: Cost Accounting (50 marks) Part II: Financial Management (50
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. 7 -"I > NOV 2010 Roll No. ............................ Total No. of Questions - 7 IPee GROUp.I PAPER.! A€COUNTINQ TotalNo. of PrintedPages - 16 Time Allowed: 3 Hours Maximum Marks: 100 . AKG. Answers to questions are to be given only in English except in the case of candidates who have opted for Hindi Medium. If a candidate has not opted for Hindi medium‚ his answers in Hindi will not be valued. Q. No.1 is compulsory. Attempt any five questions from the remaining
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