Launching the Credit Card in Romania Written Analysis of Case Presented to: Miss Tania Hassan Presented by: * Case Overview: Alpen bank has to make a crucial decision whether or not they should launch the credit card business in Romania. The bank had to come up with a market strategy that can generate at least €5 million in profit within 2 years. Prior to introduction of the credit card in the market
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Why Credit Cards Should Replace Cash Shihao Chen Azusa Pacific University Why Credit Cards Should Replace Cash One hundred years ago‚ people had a lot of bills and coins in their wallets. The wealthier they were‚ the bigger wallets they had. Now‚ things have changed. More and more people have only one piece of plastic inside their wallets. In 1949‚ when a man named Frank McNamara had dinner in a restaurant‚ he found out that he left his wallet. After the dinner‚ he decided to create an alternative
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Analysis on Credit Card Fraud Detection Methods 1 1 S. Benson Edwin Raj‚ 2A. Annie Portia Assistant Professor (SG)‚ P.G.‚ 2Scholar Department of CSE Karunya University‚ Coimbatore counter the credit card fraud effectively‚ it is necessary to understand the technologies involved in detecting credit card frauds and to identify various types of credit card frauds [20] [21] [22] . There are multiple algorithms for credit card fraud detection [21] [29]. They are artificial neural-network models which
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Smart card is one of the greatest achievements in the world of information technology. Similar in size to today ’s plastic payment card‚ the smart card has a microprocessor or memory chip embedded in it that‚ when coupled with a reader‚ has the processing power to serve many different applications. As an access-control device‚ smart cards can be used to access server remotely over the Internet and they can make personal and business data available only to the appropriate users. Smart cards provide
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The political and legal environment In the aftermath of the credit crisis‚ governments and regulators are strengthening consumer protections and promoting the concept of responsible lending; new developments are being made with the customer’s interests in mind‚ ensuring that the customer is in control of their own finances‚. The Consumer Credit Act section 75 provides added protection to consumers‚ offered for transactions over £100. It is notable that higher earners‚ are among the financially savvy
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CHAPTER-1 INTRODUCTION 1.0 Introduction: * 1979 Motorola developed first single chip Microcontroller for French Banking * 1982 World ’s first major IC card testing * 1992 Nationwide prepaid card project started in Denmark * 1999 Federal Government began a Federal employee smart card identification Smart Card or Chip card technology is fast becoming commonplace in our culture and daily lives. We hope that this site will bring you a little closer in your understanding of this exciting
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INTRODUCTION 1. INTRODUCTION Like the ATM side of the industry‚ the debit-card side has also seen important changes‚ especially in transaction volume and industry structure. After a long gestation period in which debit transactions grew slowly‚ debit transaction volume began to grow very rapidly in the mid- 2000s in India. Paralleling developments in the ATM industry‚ the number of online debit networks has declined and industry concentration has increased. Perhaps the most dramatic
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ANALYSIS OF CREDIT CARD MARKET IN THE CONTEXT OF BANGLADESH [pic] [pic] [pic] [pic] Submitted to: Mohammad saifuddin khan lecturer Department of finance University of Dhaka Prepared By: section: a BBA 12th batch department of finance |Serno |Name |Roll No |Topic | |01. |Md. Rizvy Ahmed |12-055
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............................................2 1.1.1 Early Beginnings …………………………….…………………......................2 1.1.2 Credit card processing evolves ..........................................................................2 1.1.3 Consumer Attitude.............................................................................................3 1.1.4 Penetration of Credit Cards................................................................................3 1.1.5 Latest trends in market .......
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Holding the card against or waving it over an Octopus card reader from up to a few centimeters away without the user taking out the card. The reader will acknowledge payment by emitting a beep sound‚ and display the amount deducted and the remaining balance of the card in 0.3 seconds. In MTR When riding the MTR system‚ the entry point of commuters is noted when a passenger enters‚ and the appropriate amount based on distance traveled will be deducted when the users show their card again at the
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