NFS Chargeback and Credit Adjustments Analysis Average Credit Period Average Chargeback Adjustment F. Y. 2010 (Jan-10 to Mar-10) F. Y. 2011 F. Y. 2012 ( Till June-11 ) 1‚20‚000 1‚00‚000 80‚000 60‚000 40‚000 20‚000 F. Y. 2010 (Jan-10 to Mar-10) F. Y. 2011 F. Y. 2012 (Till June-11) 64‚753 91‚422 1‚02‚564 15‚349 61‚308 80‚205 Average Chargeback Average Credit Adjustment am pleased to share with you that RuPay card is now a reality. I am a proud owner of RuPay card myself issued to me
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Business Card Etiquette: A Must Master Have you ever experienced how mortifying it is when you’re asked for a business card and you don’t have any? Either you forgot to bring one or run out of business cards‚ this incident is embarrassing both to the asker and to the one being asked for. Habitually forgetting the business cards is the most famous neglect that someone makes when it comes to business card etiquette. In the business world it is important to always remember the business card etiquette
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Credit card debt is a major cause of over one million bankruptcies each year. The reason is that many people get a credit card without researching and reading the fine print. By the time annual fees are added on‚ along with spending indiscriminately‚ payments are missed‚ which causes their balance to skyrocket. Although we all like to place the blame on the credit cards and the credit card companies‚ you need to keep in mind that the real cause of your financial mess is you. One shopping
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Credit Card Accountability Responsibility and Disclosure Act The Credit Card Accountability‚ Responsibility‚ and Disclosure Act was signed into law by President Obama on may 22‚ 2009 and is suppose to protect consumers and to “bring some common sense and rationality into our financial system” (Robert Gibbs‚ the White House spokesman). The act forces credit card issuers to rework their market and profit strategies while it makes the life in many ways easier for consumers who already hold a credit
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Don’t Let Credit Cards Rule Your Life Did you know that the average credit-card holder in this country has ten cards‚ and the average family owes over $7‚500? That’s a record. And did you know that one dollar of every three in consumer debt is in credit cards? The fact is‚ credit card debt is rising faster than Americans’ income‚ and more folks are falling behind in their payments. So today I’m going to look at: why credit cards are a problem‚ and what you can do
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SYNOPSIS The project titled “CREDIT CARD FRAUD DETECTION” detects the fraudulent card during transactions and alerts the customer regarding the fraud. This project also aims in minimizing the number of false alerts. The concept of genetic algorithm is a novel one in this application domain. The algorithm begins with multi-population of randomly generated chromosomes. These chromosomes undergo the operations of selection‚ crossover and mutation. Crossover combines the information from two parent
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The concept of using a card for purchases was described in 1887 by Edward Bellamy in his utopian novel Looking Backward. In the novel‚ Bellamy used the term credit card eleven times. But it is actually referred to a card for spending a citizen’s dividend from the government‚ rather than borrowing. In 1800s‚ consumers and merchants used credit coins and charge plates as currency for exchanging the goods through the concept of credit. However‚ it wasn’t until about half a century ago‚ the things
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the degree of MCA) Batch 2011-2014 (MC0602-Term Paper) SYNOPSIS ON “SMART CARD” SUBMITTED TO: SUBMITTED BY: Mr.Dadan Kumar Jha Ranjana Kumari Mr. Ashish Sharma REG.NO. 3521130118
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towards Credit Cards *Dr. Saraju Prasad Abstract: In recent years‚ economic pressures‚ heightened competition‚ rapid technological developments‚ and a decline in consumer purchasing power are paving the way for the change in global market for the credit card business. The aforementioned changes and transformations are also affecting credit card business and card issuers and users in developing countries as well. Despite the recent developments in technology and impediments to credit card usage
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Java Card Security: How Smart Cards and Java Mix Section 1 -- Java Security Goes Both Ways | | There are a large and growing number of Java systems running the gamut from Java gizmos such as Java rings‚ through smart cards with built-in Java interpreters (the subject of this chapter)‚ to complete Java Development Kits and Integrated Development Environments (IDEs). Java is simultaneously making in-roads on many fronts. In distributed systems‚ Java-based servers and servlets are becoming as
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