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    Those that are pushed into making incredibly hard life altering decisions at the age of seventeen or eighteen. Those that are forced to start adulthood weighed down by student debt‚ because young though they are‚ they know that schooling above high school level is essential in success as an adult. Most of the people that I have talked to fully intend to attend college‚ obtain a degree and then move away.      I believe that these

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    POLICYMAKERS SHOULD REDUCE THE GOVERNMENT DEBT The U.S. federal government is far more indebted today than it was two decades ago. In 1980‚ the federal debt was $710 billion; in 1999‚ it was $3.7 trillion. If we divide today’s debt by the size of the population‚ we learn that each person’s share of the government debt is about $14‚000. The most direct effect of the government debt is to place a burden on future generations of taxpayers. When these debts and accumulated interest come due‚ future

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    Dividend Policies

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    CHAPTER I - INTRODUCTION INTRODUCTION The dividend policy is one of the core elements of modern corporate financial management. A reasonable dividend policy will help the company in the capital markets and establish a good corporate image for the company’s long-term development and create favorable conditions for the listed company’s financial decision-making‚ dividend policy has a positive significance. Appropriate dividend

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    Clarion University of Pennsylvania‚ Clarion‚ Pennsylvania THE IMPACT OF EXTERNAL DEBT ON ECONOMIC GROWTH: A COMPARATIVE STUDY OF NIGERIA AND SOUTH AFRICA Folorunso S. Ayadi University of Lagos Felix O. Ayadi Texas Southern University Abstract This paper investigates the impact of the huge external debt‚ with its servicing requirements‚ on economic growth of the Nigerian and South African economies. The external debts of Nigeria and South Africa are analyzed in a new context utilizing traditional

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    The U.S. National Debt The national debt is the total amount of money the United States Treasury Department has borrowed and currently owes to the federal government’s creditors (Sylla). These creditors are mostly comprised of the public‚ including individuals‚ corporations‚ as well as state‚ local and foreign governments. They also consist of various government trust funds‚ such as Social Security and Medicare. Additionally‚ they include the Federal Reserve‚ mostly in the form of treasury

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    Payout Policy

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    Fundamentals of Corporate Finance‚ 2e (Berk) Chapter 17 Payout Policy 17.1 Cash Distribution to Shareholders 2) The way a firm chooses between alternate uses of free cash flow is referred to as A) retention ratio. B) payout policy. C) call policy. D) debt policy. Answer: B 3) The date on which the board of directors of a company authorizes the dividend is called the ________ date. A) declaration B) record C) ex-dividend D) distribution Answer: A 4) The firm will pay the

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    Definition of terms Austerity measures In economics‚ austerity describes policies used by governments to reduce budget deficits during adverse economic conditions. These policies can include spending cuts‚ tax increases‚ or a mixture of the two. Austerity policies demonstrate governments’ liquidity to their creditors and credit rating agencies by bringing fiscal income closer to expenditure. European Central Bank (ECB) One of the seven institutions of the European Union (EU) listed in the Treaty

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    The Policy Process

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    The Policy Process HCS/455 05/28/13 Jay Littleton The Policy Process In today’s health care system it is constantly improving and changing‚ due to the demands of the health care system. For this to happen new policies must be created or even improving old policies. Congress is involved in the process of policy making; including three stages such as foundation stage‚ legislative stage‚ and implementation stage. When a health care topic is in process

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    Dividend Policies

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    The dividend irrelevance theory is a concept that is based on the premise that the dividend policy of a given company should not be considered particularly important by investors. Further‚ the terms of that dividend policy should not have any bearing on the price of the shares of stock issued by that company. With this particular financial theory‚ the idea is that investors can always sell a portion of their shares if they want to generate some amount of cash flow. As with most investment theories

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    FISCAL POLICY

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    Fiscal Policy as an Economic Stabilization Measure Fiscal Policy refers to the various decisions undertaken by the government regarding public expenditures and revenue. Fiscal Policy is a direct government intervention in the economic processes of an economy. All the sub fiscal policies can be broadly categorized as being either ‘Public Expenditure’ or ‘Public Revenue’. The fiscal policy’s sub-policies are: The Taxation structure – through this fiscal tool the government is able

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