Introduction: The case “Debt Policy at UST Inc.” deals with the progressively lowering growth and the company’s board decision to borrow up to $1 billion over five years to accelerate its stock buyback program. The case talks about how the company has seen its commanding market power decline over the years due to price challenge from smaller companies and has been experiencing slow growth rates due to lack of innovation in recent years. The investors had concerns regarding the future of the company
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Hospitals‚ prisons and other community service agencies‚ in addition to being landing pads for those with mental illness‚ also contribute to the problem of homelessness through mounting debt and inadequate discharge planning. Medical debt is the leading cause of bankruptcy and contributes to housing instability in 27% of people struggling with medical bills (Pollitz et al. n.p.). Even among individuals with private health insurance‚ those with “out-of-pocket medical expenses that exceed five percent
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Source credibility Source credibility‚ is about the source and spokesperson’s credibility. From previous literature‚ source expertise and trustworthiness are crucial to be transmitted from a credible source. The spokesperson’s credibility has the following characteristics: to possess relevant expertise on the information topic‚ and to be trusted to transmit objective opinions (Hussein‚ 2012). Other studies state that the source’s expertise is the level of convincing. Convincing means that the communication
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What is an Academic Article? An academic article or paper – what you will need to write for the Arbeidskrav II – is: An analysis of a primary sources (original works of literature)‚ read in the context of secondary sources (scholarly interpretations of the primary source). In other words: Your project paper will not only be your personal engagement with a primary text (Hamlet‚ Jane Eyre‚ The Importance of Being Earnest‚ etc‚) It will also include your personal engagement with the secondary
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The amount of debt in this world is rapidly rising and spreading. However‚ some countries have been facing this problem for a greater period of time. Ghana is a heavily indebted country and is gradually trying to redeem itself. A once proud nation and has been lost in the vast issue of debt that controls it. In the 15th Century the Portuguese arrived and found a large quantity of gold. After many years of being known as ‘Gold Coast’‚ this developing country became independent on 6th March‚ 1957 and
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mutual fund industry has definitely come a long way since it‘s inception in 1964. With the entry of private sector Mutual funds in 1993 the industry has witnessed serious competition. Therefore‚ it becomes essential to examine how the mutual funds have performed‚ and whether the trust imposed in them by the Indian investor is not out of place. In India‚ at present‚ there are many mutual funds operating both in public and private sector. These compete with each other for mobilizing of funds with
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A Definition of Open Source Open source technology is defined as the production and development philosophy of allowing end users and developers to not only see the source code of software‚ but modify it as well. The Linux operating system is a one of the best-known examples of open source software technology. Pros and Cons of Open Source for Developers From a developer’s point of view‚ open source technologies provide a platform on which to build custom solutions. Rather than develop‚ say
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in mind how you would pay for your college? When most students graduate from college always have a debt to pay‚ about 75% of all students owe around 50‚000 a year because they had to borrow money and also pay interest on it. Individuals always try to get scholarships but they think you need to be smart which in reality you don’t need to be that smart. The best way to graduate college with little debt is to get scholarships‚ they don’t need to be that large of an amount. In college most students
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Sources of Motivation Jose Klatter PSY/355 November 19th‚ 2012 Gavin G. Coriell Sources of Motivation Motivation is an inner force that drives people to move forward in life in search of what they set out to accomplish. It makes one “move into action” (Deckers‚ 2010‚ p. 3). The action provides a means for one to achieve what he/she have set as goals. If a person does not feel motivated to do something to accomplish his or her goals there is a chance that the goal(s)
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Sources of Motivation Paper Cara Dorrell PSY/355 5/8/2013 Jason Etchegaray Abstract To get out of bed early to work out and lose those pesky 5 lbs‚ or stay in bed and be lazy and say you will “do it tomorrow.” Motivation is the one thing that can both drive our dreams and goals or hinder them all at the same time. The feeling you have of accomplishment is usually thanks to the motivation it took us to get from one point to the next. In this paper we will discover what helps that motivation
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