Today‚ many people are in so much financial debt that it is impossible for them to pay their debt as well as the general cost of their living expenses. Many are blaming September 11th for their financial whose; however‚ their spending habits have always existed. Many feel like there is just not enough income coming in to support their lifestyles; jobs are being cut like never being before. Credit card companies are issuing credit cards like never before. If one is not cautious‚ they will have
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public. Profit and loss account Turnover Cost of sales Gross profit Operating expenses Profit before interest and tax Interest Profit before tax Taxation Profit after tax Dividends Retained profit Balance Sheet Fixed assets Current assets Stocks Debtors Cash Current liabilities Trade creditors Dividends Overdraft £000 9‚600 5‚568 –––––– 4‚032 3‚408 –––––– 624 156 –––––– 468 140 –––––– 328 300 –––––– 28 –––––– £000 £000 £000 2‚250 1‚660 2‚110 780 –––––– 4‚550 750 300 450 –––––– 1‚500 –––––– 3‚050
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3) Comparison i. ii. iii. iv. v. vi. vii. viii. ix. x. xi. for the period 2006-2012…………………………………………………………..4 Current ratio……………………………………………………………………………..4 Quick ratio…………………………………………………………………………………5 Asset turnover ratio………………………………………………………………….6 Debtor turnover ratio……………………………………………………………….7 Stock turnover ratio………………………………………………………………….8 Return on Investment……………………………………………………………….9 Return on equity………………………………………………………………………10 Net profit ratio…………………………………………………………………………11 Debt – equity ratio…………………………………………………………………
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LAW 240 ISLAMIC BANKING PRODUCT 05/29/13 ISLAMIC BANKING PRODUCT 1 05/29/13 ISLAMIC BANKING PRODUCT 2 05/29/13 ISLAMIC BANKING PRODUCT 3 AL-WADIAH (CURRENT A/C) • Based on the Islamic principle of Al-Wadi’ah Yad-Dhamanah (Guaranteed Safe Custody) • Can withdraw all or part of money whenever want. • Free from Riba (Usury) and is the clear and pure way to bank. • Can be opened by an individual aged 18 years and above with the capacity to contract‚ or a company‚ organisation
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Steel Authority of India Limited - A Maharatna Introduction Steel Authority of India Limited (SAIL) is the leading steel-making company in India. It is a fully integrated iron and steel maker‚ producing both basic and special steels for domestic construction‚ engineering‚ power‚ railway‚ automotive and defence industries and for sale in export markets. SAIL is also among the five Maharatnas of the country ’s Central Public Sector Enterprises. SAIL manufactures and sells a broad range of steel products
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exercised Banker’s General Lien on the jewels for the overdue/recalled loan account of ‘X’. Whether the Banker is the right? Answer: a) loan is closed and hence the Jewels are free‚ b) Jewels are received in the capacity of a Banker (Creditor-Debtor) c) There are no contrary instructions Hence‚ Banker can exercise Banker’s General Line Example – 2: ‘Y’ took a Demand Loan from the Bank. The loan is guaranteed by ‘X’. The loan became overdue and is recalled. Today ‘X’ came to the Bank
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book‚ “Forced Founder’s‚” the traditional idea that the Virginia’s involvement in the revolution was led by the great land owning elite‚ like George Washington is questioned. Instead‚ Holton offers the theory that Indians‚ merchants‚ slaves‚ and debtors thrust Virginia into the independence movement‚ and the gentry’s motives for joining the revolution were those of maintaining power not liberty. The gentry in Virginia’s positions depended on land and labor and Britain was restricting both. The
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1. The following balances were extracted from the ledger of Rahul on 31st March‚ 2003. You are requested to prepare a trial balance as on that date in the proper form. Rs. Rs. Salaries 36‚320 Purchases 1‚44‚670 Sales 1‚73‚500 Sundry Debtors 1‚430 Plant & Machinery 34‚300 Travelling Expenses 2‚630 Commission Paid 1‚880 Carriages Inward 240 Stock on 1.4.2002 11‚100 Sundry Creditors 14‚260 Repairs 1670 Capital‚ 1.4.2002 62‚500 Sundry Expenses 460 Drawings 3‚500 Returns
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FINANCIAL SECTOR TALENT ENRICHMENT PROGRAMME FUNDAMENTALS OF SHARIAH presented by Ahmad Sanusi Husain 1 CONTENTS 1. Participating Contracts - Types of Participating Contracts - Essential Elements - Necessary Conditions 2. Supporting Contracts - Types of Supporting Contracts - Essential Elements - Necessary Conditions 2 TYPES OF PARTICIPATING CONTRACTS Shirkat (Partnership) Shirkat Milk (Holding Partnership) Inheritance (Faraid) Will (Wasiyyat) Mudharabah (Trustee Partnership)
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mean that if you start something you may as well finish it‚ even if you have to devote much more effort than you expected. The original meaning was that if the punishment is the same‚ people will commit the offence which brings the greatest profit Debtors are people who owe money to
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