is Friendship Day? Celebrate Friendship Day 2013 on August 4‚ Sunday Human beings are social creatures and have always valued the importance of friends in their lives. To celebrate this noble feeling it was deemed fit to have a day dedicated to friends and friendship. Accordingly‚ first Sunday of August was declared as a holiday in US in honor of friends by a Proclamation made by US Congress in 1935. Since then‚ World Friendship Day is being celebrated every year on the first Sunday in the month
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GREETING AND INTRODUCING YOURSELF AND OTHERS Greetings (more formal) * Good morning. * Good morning‚ Sir. * Good morning‚ Madam. * Good afternoon. * Good noon/day. * Good evening. * Goodnight.Greetings (less formal) * Hello‚ how are you? / how are you doing? Very well‚ thank you. What about you? * Hello‚ how are you today? Hello‚ I’m fine‚ thank you. And you? * How is everything? * How’s everything going? * How have you been keeping? *
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to apply for credit each time new credit is desired. Common examples of open-end credit are credit cards‚ both general purpose cards (e.g.‚ Visa‚ MasterCard‚ Discover and American Express) and retail store credit cards. II. WHAT IS A CREDIT CARD A credit card is pre-approved credit which can be used for the purchase of goods and services now and payment of them later. In the case of credit cards‚ individuals may continue to borrow as long as they do not exceed the credit limit‚ which is the maximum
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internet-based shopping and banking. Over the years‚ credit cards have become one of the most common forms of payment for e-commerce transactions. In North America almost 90% of online B2C transactions were made with this payment type. Turban et al. goes on to explain that it would be difficult for an online retailer to operate without supporting credit and debit cards due to their widespread use. Increased security measures include use of the card verification number (CVN) which detects fraud by comparing
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Consumer Problem-solving activity: New car purchase Problem Recognition Problem recognition is comparing a person’s ideal situation against actual. Recently‚ my family has been considering whether our current car is meeting the needs of our family of 5. The kids are getting older and are involved in sports and music that require more transportation space for sports gear‚ musical instruments and the need for more “elbow” space. We would like to go on road trips for family vacations and visit
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Banco Filipino Overview: * 1964‚ Banco Filipino was established. * 1965‚ Banco Filipino set out to leave its mark as an innovator‚ by conceiving the first all-woman bank branch. * 1969‚ Banco Filipino Became the first bank to process online transactions in real time‚ giving customers the ability to deposit in any online Banco Filipino branch. * 1966 to1985‚ Banco Filipino was the largest savings bank in the Philippines. * In 1970‚ Banco Filipino started expanding into the
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Credit card‚ one of the greatest inventions in last century‚ is widely used in nowadays. The first credit card that can pay for different businesses was invented by Frank McNamara and Ralph Schneider‚ the founders of Diners Club‚ in 1950. After a long time development‚ it is believed that credit card is one of the popular tools for payment transaction. According to a research in 2008‚ there were around 80% of United State adult own at less one credit card (Foster‚ Meijer‚ Schuh‚ & Zabek‚ 2010). It
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ou have two friends - one lives in Hilo and the other in Kona. Both friends are encouraging you to move to their side of the island. Both assert that individuals on their side are emotionally healthier‚ physically healthier and live longer. You want to make the right decision and you decide to design a study to test the issue. Create a hypothesis for your study. Hypothesis: Residents of Hilo live longer‚ and are emotionally and physically healthier than residents from Kona because of the air
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Close Reading There are those things in life that hardly take any time to become an expert at. Close Reading is not one of those things. Close reading can most simply be defined as the technique of taking a piece of writing piece by piece and hyper-analyzing every little bit of it. The concept may not seem too difficult and complex‚ however‚ most of the thinking behind it is metacognition. Metacognition is the word for thinking about the way you think. Both of these concepts are incredibly important
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Credit cards are one of the most popular forms of payment for consumer goods and services in the United States. To use a credit card legally‚ you must be eighteen or older‚ but many teenagers disregard this law and sign up for a credit card through the junk mail they get in their emails. Credit cards work in a very interesting way. You get a limit of how much you can spend each month‚ and you must pay off that money by a certain date. If you don’t pay off that money‚ you must pay a certain amount
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