CHAPTER 1 INTRODUCTION Microfinance is usually understood to entail the provision of financial services to micro-entrepreneurs and small businesses‚ which lack access to banking and related services due to the high transaction costs associated with serving these client categories. For some‚ microfinance is a movement whose object is "a world in which as many poor and near-poor households as possible have permanent access to an appropriate range of high quality financial services‚ including not
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Subject : Introduction to satellite (SCM01D4) Introduction Eclipses can only occur when the Sun‚ Earth‚ and Moon are all in a straight line. Solar occur at new moon‚ when the Moon is between the Sun and Earth and in contrast‚ lunar eclipses occur at full moon‚ when Earth is between the Sun and Moon. The apparent size of the Moon is roughly the same as that of the Sun‚ with both being viewed at close
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Foundations in MicrobiologySeventh Edition 13.1 We Are Not Alone The human body exists in a state of dynamic equilibrium Many interactions between human body and microorganisms involve the development of biofilms Colonization of the body involves a constant “give and take” Contact‚ Colonization‚ Infection‚ Disease Microbes that engage in mutual or commensal associations – normal (resident) flora ‚ indigenous flora‚ microbiota Infection – a condition in which pathogenic microbes penetrate
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In making an introduction of a speaker speech‚ you must of course first interview or at least have the biography of the speaker. Ask or find for his achievements and accomplishments. To start you speech‚ start in with a warm greeting to your audience. It is the start of the speech so you must see to it that you give the audience an impression that the speaker will not be boring. Give them excitement not boredom. You must not speak on a monotonous way because once you speak
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INTRODUCTION TO SOCIOLOGY INSTRUCTOR: DAVID L. EIKERENKEOTTER CHAPTER 15: FAMILIES AND INTIMATE RELATIONSHIPS BY EARL LEE BRUNSON FAMILIES AND INTIMATE RELATIONSHIPS Chapter 15 opens with the discussion in the form of a question. Is the American family in a state of crisis? Or are family arrangements simply changing to keep pace with rapid economic‚ technological‚ and social changes in the United States? Two Sociologists‚ David Popenoe and Judith Stacey offer different perspectives on the
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Introduction of 4P’s The 4 P’s of Marketing The 4 Ps of marketing are Product‚ Price‚ Place‚ and Promotion. Think of each of these as a variable which you control. The idea is to set these variables in such a way so that sales will take place. You cannot "make" a customer pull out her credit card‚ but you can certainly help her in coming to a decision by setting the "right" price‚ the retail location‚ the level of advertising and even product attributes
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1 AN INTRODUCTION TO MEDICAL MYCOLOGY David H. Ellis‚ Mycology Unit‚ Women ’s and Children ’s Hospital‚ Adelaide. Definition of fungi. The living world is divided into the five kingdoms of Planta‚ Animalia‚ Fungi‚ Protista and Monera. It is important to recognize that the fungi are not related to bacteria (Monera). To define the exact limits of the groups in a few words is virtually impossible‚ however generally speaking fungi are eukaryotica‚ heterotrophicb‚ unicellular to filamentous‚ rigid
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Aug 17 2011 Introduction to Epidemiology Epidemiology is considered the basic science of public health‚ and with good reason. Epidemiology is: • • • A quantitative basic science built on a working knowledge of probability‚ statistics‚ and sound research methodology A method of causal reasoning based on developing and testing hypotheses pertaining to occurrence and prevention of morbidity and mortality A tool for public health action to promote and protect the public’s health based on science
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Introduction to Computers What is a computer? An electronic device for storing and processing data‚ typically in binary form‚ according to instructions given to it in a variable program.. Many people believe that knowing how to use a computer‚ is one of the basic skills needed to succeed in the workplace. In order to use the computer it is necessary to understand how the computer works. Hardware | Computer hardware is made up of the equipment used to make up you computer unit. These parts
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LECTURER NOTES: Marketing Mix: * The marketing process involves understanding the market to create‚ communicate and deliver an offering for exchange. * The marketing process is an ongoing cycle and often marketers will be undertaking multiple tasks simultaneously. * Marketers start by understanding the consumers‚ the market‚ and how they (the company‚ product or brand) are currently situated. * This may involve undertaking some market research to gain insights into a problem
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