A bushfire is a firre burning out of control inthe open. Bushfires can burn using grass‚scrub or forest (or a combination of these) forfuel. Unless quickly controlled‚ bushfirescan become large‚ spreading to affect forests‚wildlife‚ crops‚ houses and other buildings‚and human life. In Australia‚ some bushfireshave become major disasters. Fires are not a recent occurrence in Australia. Since the last Ice Age‚ bushfires have influencedthe development of the Australian land. Fires arean essential
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“The Way” By: Ariana Grande Featuring Mac Miller American singer-songwriter and actress Ariana Grande featuring rapper Mac Miller recorded the song “The Way” and was released on March 26‚ 2013 by Republic Records and as the lead single from her album Daydreamin’. This song was written by Mac Miller himself‚ Harmony Samuels‚ Jordin Sparks‚ All Sherrod Lambert‚ and Sevyn Streeter. “The Way” is a pop genre song whose melody is directly from the R&B 1998 hit “Still Not a Player‚” originally recorded
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Risks in International Trade & Mitigating Measures What are the different types of risks in international trade? For buyers and sellers that are engaged in international trade‚ they may experience one or more of the following risks: * Buyer’s Insolvency/Credit Risk * Buyer’s Acceptance Risk * Knowledge Inadequacy * Seller’s Performance Risk * Documentation Risk * Economic Risk * Cultural Risk * Legal Risk * Foreign Exchange Risk * Interest Rate Risk * Political/Sovereign
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Risk and Return: Portfolio Theory and Asset Pricing Models Portfolio Theory Capital Asset Pricing Model (CAPM) Efficient frontier Capital Market Line (CML) Security Market Line (SML) Beta calculation Arbitrage pricing theory Fama-French 3-factor model Portfolio Theory • Suppose Asset A has an expected return of 10 percent and a standard deviation of 20 percent. Asset B has an expected return of 16 percent and a standard deviation of 40 percent. If the correlation between A and B is 0.6
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Demonstrate the process of crime scene documentation Ceara Nicole Miller Everest Online Crime Scene Dynamics I - 1 CJE2640-12 Professor Ray Schweitzer February 2‚ 2013 Demonstrate the process of crime scene documentation In an Organized step by step approach Scene Documentation is one of the stages in the proper processing of a crime scene. The final results of a properly documented crime scene are the ability of others to take our finished product to use in either reconstructing the
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ON “ISLAMIC BANKING IN INDIA-WHAT IS THE FUTURE POTENTIAL?” Introduction: The basic principles on which the Islamic banks function are prohibition of Riba i.e. collection and payment of interest and prohibition of investment in organization involved in unethical and socially harmful activity. the profits earned by a bank from its activities and returns made by a bank to the depositors shall be (a) from sharing of risk in the project and (b) profit-share agreements and not pre-agreed
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Australian Journal of Business and Management Research Vol.2 No.02 [31-38] | May-2012 CREDIT RISK AND COMMERCIAL BANKS’ PERFORMANCE IN NIGERIA: A PANEL MODEL APPROACH KOLAPO‚ T. Funso (Corresponding Author) Department of Banking and Finance‚ Faculty of Management Sciences Ekiti State University‚ Ado-Ekiti‚ Nigeria. realvega1959@yahoo.com AYENI‚ R. Kolade (Ph.D) Department of Economics‚ Faculty of Social Sciences Ekiti State University‚ Ado Ekiti‚ Ekiti State‚ Nigeria. raphkolayeni@yahoo
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Enterprise risk management ERM Enhanced corporate governance document to effectively identify‚ assess and manage risk so organizations could improve the risk management process. Expands on internal control‚ providing a more robust and extensive focus on the broader subject of ERM Does not replace the internal control framework but it incorporates the internal control framework within it. Helps management set a strategy and objectives in order to effectively deal with uncertainty and
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Major risks and implications of those risks for the conduct of the audit. Financing and market risk The Company generally borrows on a long-term basis and is exposed to the impact of interest rate changes and foreign currency fluctuations. Debt obligations at December 31‚ 2007 totaled $9.3 billion‚ compared with $8.4 billion at December 31‚ 2006. The net increase in 2007 was primarily due to net issuances of $573 million and the impact of changes in exchange rates on foreign currency denominated
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Types of Risk Stand-Alone Risk This risk assumes the project a company intends to pursue is a single asset that is separate from the company’s other assets. It is measured by the variability of the single project alone. Stand-alone risk does not take into account how the risk of a single asset will affect the overall corporate risk. Corporate Risk This risk assumes the project a company intends to pursue is not a single asset but incorporated with a company’s other assets. As such‚ the
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