Solution to Problem Set 1 1. You are considering various retirement plans. Your goal is to have a lump sum of $3‚000‚000 available (‘in the bank’) when you retire at age 67. The various plans‚ with their payment schedules‚ are listed below. In each case‚ calculate the payment(s) that must be made into the plan to ensure that you have the $3‚000‚000 available. For each plan‚ you may assume that your opportunity cost of funds is 6% per year; for each plan‚ you may assume that the phrase “at
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Accounting rate of return Accounting rate of return (also known as simple rate of return) is the ratio of estimated accounting profit of a project to the average investment made in the project. ARR is used in investment appraisal. Formula Accounting Rate of Return is calculated using the following formula: ARR = Average Accounting Profit Average Investment Average accounting profit is the arithmetic mean of accounting income expected to be earned during each year of the project’s life time
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Exchange Rate Notes Class Notes Exchange rate can be expressed in two ways‚ for example: £1 = 1.52 CHF 1 CHF = £0.66 Foreign Exchange (Forex) Market Many currencies float freely on the free market. However‚ this is a relatively new phenomenon. After the war‚ major currencies were pegged to each other under the Bretton woods agreement. They were backed up by gold reserves to keep them at this level. Prior to the war they were often pegged to the price of Gold. Prior to the Euro (1990s)
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Erin Bolton Chemistry Lab Report April 29‚ 2015 Lab: Reaction Rates Introduction: In this experiment we studied the reaction of potassium persulfate‚ K2S2O8‚ with potassium iodide‚ KI. All chemical reactions have an energy barrier to overcome before the reaction will proceed. We will record data based on the concentration‚ temperature and catalyst for each experiment. Once this has been completed it will be graphed. Procedure: Due to the chemicals being used having hazard gloves are used
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CONTEXT In the given assignment there is an organization which is facing issues like high attrition rates ‚mostly due to lack of motivations and attitude of employees. INTRODUCTION An organization is a separate legal entity comprising of multiple people‚ who come together to achieve a common goal. To achieve that goal there is need of a proper structure and management which brings everyone in an organization on common platform. If in an organization people are not brought
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causes of turnover‚ negative effects of turnover‚ and offers suggestions for curtailing the rate of turnover in the industry. The problem of this article is that employee turnover continues to plague the leisure‚ tourism and hospitality industry as keeping and retaining employees become a huge issue. A common estimate is that employee turnover costs 1.5 times the departing employee’s income. Unemployment rate rose from 7.6 to 8.1%‚ the Bureau of Labor Statistics of the U.S. Department of Labor reported
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P6–1 Interest rate fundamentals: The real rate of return Carl Foster‚ a trainee at an Investment banking firm‚ is trying to get an idea of what real rate of return investors Are expecting in today’s marketplace. He has looked up the rate paid on 3-month U.S. Treasury bills and found it to be 5.5%. He has decided to use the rate of change In the Consumer Price Index as a proxy for the inflationary expectations of Investors. That annualized rate now stands at 3%. On the basis of the information
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The Effect of Caffeine on Heart Rate Caffeine is made by plants as a way of getting rid of insects. Cocoa is produced in South America‚ coffee in Africa and tea is produced in Asia have all been used for a very long time to give us a little rush in order to keep us going. Now caffeine is also used as a flavour enhancer in cola and other soft drinks also it has medicinal uses in aspirin preparations and is found in weight-loss drugs and as a stimulant in normal people in everyday to
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Biology coursework How does the temperature affect the rate of reaction? Introduction For our experiments‚ I was investigating what affects the rate of reaction. We used Hydrogen peroxide to test the rate of reaction‚ with the temperature of this being our variable that we changed. Hydrogen peroxide is a clear‚ colourless liquid which has various amounts of uses within the laboratory‚ industrial purposes and even in our households. It is mainly used for cleaning products and hair dye but is
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Crime in Norfolk Tina Tompkins AIU Online Crime in Norfolk I chose to analyze the crime rate in Norfolk‚ Virginia. I’ll be moving there if my fiancé is re-stationed to the Naval base there. I was curious about how safe it is to live there‚ but it’s not at all. The crime rate is greater than I could have imagined and that makes me uncertain about having to live there. I believe more should be done about it‚ and below is what I think would make it better. In the city of Norfolk there is
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