new bank‚ Shahjalal Islami Bank Limited has been competing with other private banks where all the banks are adopting different incentive programs to attract the customers. Accordingly‚ SJIBL is offering different type of deposit scheme bearing highest rate of return. Mudarabah Deposit Scheme‚ Monthly income scheme and Millionaire scheme are the most popular offers that are completely innovation in the banking sector and widely accepted by the clients. With crumble down of the world economy‚ it is observed
Premium Bank Deposit account Banking
following: A. Acceptance of Deposits 1. Time Deposits: These are deposits repayable after a certain fixed period. These deposits are not withdrawn able by cheque‚ draft or by other means. It includes the following. (a) Fixed Deposits: The deposits can be withdrawn only after expiry of certain period say 3 years‚ 5 years or 10 years. The banker allows a higher rate of interest depending upon the amount and period of time. Previously the rates of interest payable on fixed deposits were determined by
Premium Bank Cheque Deposit account
to the economy of a country. So it can be said that Commercial bank is a profit-making institution that holds the deposits of individuals and business in checking and savings accounts and then uses these funds to make loans. For these people and the government is very much dependent on these banks as the financial intermediary. As‚ banks are profit-earning concern; they collect deposit at the lowest possible cost and provide loans and advances at higher cost. The differences between two are the profit
Premium Bank Cheque Banking
Janata bank limited General banking activities Foreign Exchange corporate branch Shahidul Internship Report On An Analysis of General Banking Activities of Janata Bank Limited: A Study on Foreign Exchange Corporate Branch‚ Dhaka Submitted to Prof. Sayed Abul Kalam Azad Professor Department of Marketing University of Dhaka Submitted by Md. Shahidul Islam ID: 102 Batch: 17th Department of Marketing University of Dhaka Date of Submission: 31st march‚ 2015 Letter of Transmittal Date:
Premium Bank Deposit account Cheque
play an important role in the economic development of a country. Commercial banks are the primary contributors to the economy of a country. Commercial banks are profit making institutions that holds the deposits of individuals and business. As banks are profit earning concerns‚ they collect deposit at the lowest possible cost and provide loans and advances at higher cost. The differences between two are the profit for the bank. The banks also role plays the human resources development. Banking is
Premium Deposit account Cheque Banking
the following is likely to account for a smaller fraction of a saver’s portfolio? 12) As wealth decreases‚ which of the following is likely to account for a larger fraction of a saver’s portfolio? 13) The wealth elasticity of demand describes the percentage change in 14) Suppose that when your wealth increases from $100‚000 to $200‚000‚ your holdings of savings deposits increase from $10‚000 to $12‚000. Your wealth elasticity of demand for savings deposits then is 15) Suppose that
Premium Mutual fund Investment Bond
foreign exchange transaction related risk exposure in a profitable manner. Chapter 5: Performance Evaluation To evaluate the performance of BRAC bank Limited the following parameters are considered in the next part of the paper. 1. Asset 2. Deposit 3. Investment 4. Operating Profit 5. Capital Adequacy 6. Loans & Advance 7. Non-funded Income 8. Revenue per Employee 9. Operating Cost per Employee 10. Cost to Income Ratio 11. Operating Cost as a Percentage of Loans
Premium Bank Rate of return Interest
accepting deposits; and b) granting loans and advances; a) Accepting deposits The most important activity of a commercial bank is to mobilise deposits from the public. People who have surplus income and savings find it convenient to deposit the amounts with banks. Depending upon the nature of deposits‚ funds deposited with bank also earn interest. Thus‚ deposits with the bank grow along with the interest earned. If the rate of interest is higher‚ public are motivated to deposit more funds
Premium Bank Credit Debt
Chapter One Introduction 1.1 Introduction The existence of financial institution facilitates exchange of resources between borrower and lender. The financial institution such as banks‚ have a positive role in financing and investment which is a multidimensional process involving complexity of many interrelated and interdependent factors of diversified nature. It is difficult to assess the contribution of each factor independently. To be successful in its arena
Premium Deposit account Debt Bank
Internship Report On General Banking & Investment Management A CASE STUDY ON SOCIAL ISLAMI BANK LTD. (Panthapath Branch) Submitted To Mr. Shoriful Islam Lecturer in Finance Northern University Bangladesh Developed By Ansar Ullah Al Masud Bangladesh University of Business & Technology (BUBT) Letter of Transmittal 31st December‚ 2009 Mr. Amdadul Haque Lecturer in Finance Bangladesh University of Business & Technology (BUBT) Subject: Submission of Internship report on
Premium Bank Cheque Banking