MANAGING CORE RISKS OF FINANCIAL INSTITUTIONS ASSET LIABILITY MANAGEMENT Industry Best Practices 14 July 2005 BANGLADESH BANK Focus Group Members Asset Liability Management Name Team Co-ordinator Sudhir Chandra Das Arif Khan Asad Khan Jadab Malakar Team Members Nehal Ahmed S. H. Aslam Habib Tapan K. Podder Designation DGM GM MD (Designate) Head of Finance & Company Secretary SVP & Company Secretary Head of Finance & Resources and Company Secretary MD Organization Bangladesh
Premium Asset Balance sheet Interest
purchasing gold and putting it on time deposit to sell off when the rates for gold are higher. To do this‚ I would have to set aside money to purchase gold. b) Cash flow Statement For the period 1.1.2013 to 31.12.13 INFLOWS Active Income Gross salary and bonus (including employee CPF) $30 000 Employer CPF contribution $16 035 Passive Income Business income $ 0 Dividend income $ 0 Interest income $ 0 TOTAL INFLOWS $46 035 OUTFLOWS Savings $10 000 Fixed Outflows Education loan payment $ 1200
Premium Investment Asset Insurance
The University of Bedfordshire Business School Department of Accounting and Finance Advances in Banking AAF009-3 An assessment of liquidity risk faced by Chinese banking institutions‚ based on calculation of Loan-to-Deposit Ratio and Liquidity Coverage Ratio By Wenbo Zhang & 1317611 A project submitted in partial fulfilment of the requirements for the degree of BA (Hons) International Finance and Banking 08/05/2014 Abstract After the financial crisis occurred in 2007
Premium Bank Risk Asset
According to Bank for International Settlements (BIS‚ 2009)‚ many banks struggled to remain adequately liquid during global financial crisis in mid-2007. Unprecedented levels of liquidity support were required from central banks in order to sustain the financial system. Even with such extensive support‚ a number of banks failed‚ were forced into mergers or required resolution. The crisis showed the importance of adequate liquidity risk measurement and management. Commercial banks were heavily exposed
Premium Asset Balance sheet Bank run
INDEX | | | | |SR.NO |TOPIC |PAGE | | | |NO. | | |
Premium Asset Balance sheet Market liquidity
and liabilities. Since most business assets are illiquid businesses can afford to hold illiquid assets as well. Historically bank liabilities have been very liquid. Checking accounts are “demand” deposits meaning that banks are required to pay the value of checking accounts on demand; hence these deposits are as liquid as cash. Because liabilities (plus net worth) must sum to assets‚ a bank needs to hold liquid assets to meet unexpected withdrawals (reductions in liabilities). Hence‚ a bank contends
Premium Asset Market liquidity Monetary policy
Analyzing Lease vs. Buy Dec To buy or not to buy is the question for many companies acquiring assets for their business. Equipment and other assets are extremely important when a company is trying to get off the ground in a new business. The chief executive officer would have to ask how would we finance the equipment needed‚ pay back investors‚ and make the company profitable for all. This new biotech company is seeking financial remedies in becoming a profitable company
Premium Net present value Corporate finance Depreciation
Part A - AIB January 2015 Course Assessment 1 Failsworth Feeds - Cash Budget for the year to 31st December Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Totals Notes Output (total number of products) - - - - 3‚000 3‚300 3‚630 3‚993 4‚392 4‚832 5‚315 5‚846 34‚308 1 Weeks per month 4 4 5 4 4 5 4 4 5 4 4 5 52 CASH IN
Premium Inventory Revenue Balance sheet
CASH FLOW CYCLE Cash flow is referred to be the single most serious concern of the SME (small and medium-sized enterprise). It is simply the inflow and outflow movement of money in the business. The effect of cash flow is real and needs to be protected. There are four principles in cash management: - The first is cash needs to be tracked and captured. It needs to be in a controlled process. - Second‚ cash management is an important part of the business cycle. - Third‚ you need information on
Premium Cash flow Net present value Cash
Statement No. 104 (FAS 104) amends FAS 95 to permit banks‚ savings institutions‚ and credit unions to report in a statement of cash flows certain net cash receipts and cash payments for (a) deposits placed with other financial institutions and withdrawals of deposits‚ (b) time deposits accepted and repayments of deposits‚ and (c) loans made to customers and principal collections of loans. This Statement also amends FAS 95 to permit cash flows resulting from futures contracts‚ forward contracts‚ option
Premium Cash flow statement Asset Money