* 1. Decay-Fighting Microbes Bacteria living on teeth convert sugar into lactic acid‚ which erodes enamel and causes tooth decay. Florida-based company ONI BioPharma has engineered a new bacterial strain‚ called SMaRT‚ that cannot produce lactic acid—plus‚ it releases an antibiotic that kills the natural decay-causing strain. Dentists will only need to swab SMaRT‚ now in clinical trials‚ onto teeth once to keep them healthy for a lifetime. * 2. Artificial Lymph Nodes Scientists from Japan’s
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Glenn Foreman‚ president of Ocean view Development Corporation‚ is considering submitting a bid to purchase property that will be sold by sealed bid at a county tax foreclosure: Glenn ’s initial judgment is to submit a bid of $5 million. Based on his experience‚ Glenn estimates that a bid of $5 million will have a 0.2 probability of being the highest bid and securing the property for Oceanview. The current date is June 1. Sealed bids for the property must be submitted by August 15. The winning
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The Louisiana Purchase was the fountain we all needed. This purchase connected us with a nature that in turn affected our muses and created a love that resulted in an abundance of new literary ideas. For many nature was a link to greater literature‚ with its beauty and diversity. After the exploration of the Louisiana Purchase from Lewis and Clark and possibly their own voyage outward‚ people got a better view of what
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FOREIGN EXCHANGE DEPARTMENT 2 Introduction One of the largest businesses carried out by the commercial bank is foreign trading. The trade among various countries falls for close link between the parties dealing in trade. The situation calls for expertise in the field of foreign operations. The bank‚ which provides such operation‚ is referred to as rending international banking operation. Mainly transactions with overseas countries in respect of import‚ export and foreign remittance come
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Foreign trade financing is an integral part of banking business. Documentary Credit (also called letters of credit or “L/Cs”) is the key player in the foreign exchange business. With the globalization of economies international trade has become quite competitive. Timely payment for exports and quicker delivery of goods is‚ therefore‚ a pre-requisite for successful international trade operations. Growing complexity of international trade‚ separation of commercial parties across the globe and operating
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INTRODUCTION The business of foreign exchange is getting increasingly complex and intensely competitive. However‚ in the backdrop of phenomenal growth of Bangladesh’s external sector‚ foreign exchange business provides a challenge as well as an excellent opportunity to accelerate the growth of bank’s own business This research paper is done on the foreign exchange department of Prime Bank ltd. It tries to capture nearly the entire range of activities typically performed in the foreign exchange department
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The merger of U.S. Citizen Bank and Louisiana Purchase Bank (LPB) in 1998 resulted in a formation of a financial powerhouse possessing core competencies in commercial lending and innovation. Upon recognizing the much needed annuity-driven market potential existing within the U.S. college population‚ the LPB pioneered the student credit card program in 1989. Indeed‚ the student credit card program proved to be more profitable with net income margin around 6 percent compared to that of 4 percent for
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Finance 400- International Finance Foreign markets can be very attractive to investors because indexes in various countries around the world have managed a double or triple digit return on investments. Investors realize these high returns and pursue to invest in foreign markets. There are different ways to invest in foreign markets. There are three main ways to invest in foreign markets‚ Exchange traded funds (ETF) or mutual funds‚ American Depositary Receipts (ADR)‚ and through multinational
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Concerned over rising bad loans‚ Finance Minister Pranab Mukherjee‚ on Monday‚ asked banks to take steps to manage their non-performing assets (NPAs)‚ which have grown on account of economic downturn. “NPAs have grown at an uncomfortable and unacceptable rate in the past couple of years. The RBI has recently advised the selected banks to take necessary steps for appropriate NPA management. I hope the banks concerned will act on the advice of the RBI‚” he said. The banks‚ he added‚ “have to tread
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[pic] MARKET STUDY ON BRITANNIA PRODUCTS IN GUMIDIPOONDI By KUMAR. D (Reg No: 875144232) of rec A PROJECT REPORT Submitted to the FACULTY OF MANAGEMENT STUDIES In partial fulfillment of the requirements For the award of the degree of MASTER OF BUSINESS ADMINISTRATION MAY 2012 Mepco Schlenk Engineering College Department of Management Studies MBA –Main Project December 2012 – April 2012 BONAFIDE CERTIFICATE
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