5.1.1 Accounts Opening Section This section deals with opening of different types of accounts. It is also deals with issuing of checkbooks and different accounts openers. A customer can open different types of accounts through this department such as : 1. CD – Al – Wadiah Current Deposit 2. SB – Mudaraba Saving Deposit 3. STD – Short Term Deposit 4. MTD – Mudraba Term Deposit 5. SS – Short scheme * MSS – Monthly Saving Scheme * MIS – Monthly Income Scheme
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Classification of Ratios Ashok Leyland (Company 1) Swaraj Mazda (Company 2) Profitability Ratios 2008 2009 2010 2011 2012 2008 2009 2010 2011 2012 Gross Profit Margin (%) 7.86 4.77 7.49 8.32 6.78 7.31 3.38 6.61 6.62 6.76 Operating Profit Margin (%) 10.09 7.66 10.23 10.67 9.43 7.8 4.96 7.81 7.62 7.78 Liquidity Ratios Current ratio 1.08 1.29 1.22 1.09 0.88 0.96 0.85 1.19 1.23 1.25
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The procedure for this process can be very dangerous with the risks outweighing the benefits. Now with genetic modification doctors are more looking at how can we use this to create healthy babies instead of well how do we change it’s hair color. The doctors try to make healthy babies by replacing faulty sections of DNA
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Introduction I am a registered and specialized trained Assistant Medical Officer (AMO) at Emergency and Trauma Department (ED). I have been working in the Government Hospital for fourteen years. In addition I am also working together other with twenty AMO’s‚ ten registered staff nurses and seventeen nursing aid in this department. In Malaysia AMO plays a major role in early diagnosis and treatment of patient whereby they are assign in hospital and clinics. AMO working in the ED are competent in
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Genetically Modified Foods Good for you or Not? Genetically Modified Foods (GMF) is foods that have been (DNA) modified with chemicals to change the appearance of foods. In Robin Mather’s essay‚ “The Threats from Genetically Modified Food she discusses if GMOs are a benefit for the environment such using labels to immensity look at what ingredients are in the foods. However‚ she also discusses in her article what effects (GMF) have on people and the environment. Genetically modified foods are affecting
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GE-231 Reaction Paper 1 Are Genetically Modified Food Safe to Eat? In the United States 75% of the grocery stores shelves are full of food products containing one or more genetically modified ingredients. Genetic modification is the technology that allows genetic food to be created. This technology allows specific genes to insert or change in living organisms. The specific organism in which being tested can be also named genetically modified‚ transgenic‚ or genetically engineered. With these
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SONG PHAN ENG302 October 14‚ 2013 Genetically Modified Foods “Do not smell that cigarettes. That is poisonous”‚ my classmate warned me at CRC campus. At that moment‚ I couldn’t figure out what exactly poison is. Does it harm my health and cause death? My friend’s warning pushed me to do research about it. According to Medical Guidelines‚ poisoning is defined as injury or impairment of organ function or death by any substance capable of producing adverse effects. Poisoning can be acute or chronic
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following occasions : l LEARNING OBJECTIVES After studying this chapter‚ you will be able to : l Explain the concept of reconstitution of partnership firm; Describe the accounting implications of change in profit sharing ratio amongst existing partners; Explain the accounting implications for change in capital contributions; Describe the need for revaluation of assets and reassessment of liabilities; Carry out the treatment for reserves/accumulated profits or losses among the partners; Develop
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How Would You Describe Yourself? I am punctual‚ dependable and can be counted upon to finish what I start. I get a great deal of satisfaction from knowing that I have done something well and on time. For example‚ at my present job‚ I was given different work orders every day. It was my responsibility to finish the orders and make sure they all met quality and safety standards within a specific deadline. On occasion‚ I had to familiarize myself with the product and the production process. I was
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Virtually every crop we eat have undergone hundreds of years of genetic modification by farmers and scientist in search of desirable traits. Selective breeding and hybrid strains have contributed immeasurably to farm productivity during this time. Over the past 30 years however‚ genetic engineering has been revolutionized. While before‚ a farmer wanting to develop a frost resistant tomato would be able to breed towards one only if the necessary genes were available somewhere in tomatoes or a near
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