Table of Contents Hong Leong Bank Berhad 2 Background 2 Expansion in Peninsular Malaysia 3 Owner 4 Board of Directors 4 Secretary 4 Values‚ Vision and Mission Statement 5 Vision 5 Mission Statement 5 Social Responsibilities 6 Scholarship 6 Environmental Preservation 6 Student Assistance 7 School Building Fund 7 Community Welfare 7 Codes of Ethics and Codes of Conduct 9 Interview with Hong Leong Bank Branch Manager (Satok‚ Kuching) 9 Assessment toward Hong Leong
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The Negative Flood Effects The negative impact of floods is very uncontrollable. During a long period of dry weather‚ it suddenly begins to rain. Rainfall refills the water that supplies and provides a drink for every living thing. It also helps with drought and washes pollutants from the atmosphere. However‚ streams and rivers can’t handle the heavy rain so water overflows and produces a flood. As a result‚ they caused economic losses‚ damage in urban and rural communities and damage the environment
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Floods come every year and more or loss welcomed since flood waters leave the soil silt-enriched.But when they start playing havoc with human life and property they become a horrible catastrophe.Than they bring disaster and destruction and leave behind hunger disease and death.Crops are destroyed.Green fields turn into vast lakes.Mud-houses collapse.Both men and animals are drowned.Roads‚bridges and highways are swept away.All means of communication and transportation are upset and shattered
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McCullough presents a meticulously researched‚ detailed account of the Johnstown Flood of May 31st 1889‚ which provides arguments for why the disaster was both "the work of man" and "a visitation of providence". However‚ it is apparent that McCullough believes that man was more responsible than nature/god for the extent of the catastrophe. In McCullough’s opinion‚ the storm that caused the flood was no more than the inevitable stimulus of the disaster‚ whereas the deferred maintenance and poor
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Several years ago I made a trip to Cape Town South Africa‚ and it was one of the most memorable trips of my life. The excitement of the unknown grew with each passing hour spent in the air‚ high above the earth. Though my sons and I had a planned five day excursion‚ I still couldn’t stop wondering what might still lie ahead. Would it be something about this new culture I was about to experience; or would it be something more‚ something about me? After clearing customs and retrieving our luggage
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“The Morning Beach” After a stressful day‚ many people would feel tired and want to do something to release their stress; everyone has in mind a place to escape to for relaxation. My place of relaxation is the beach‚ especially on a morning day. It was early in the morning‚ when the sky was still dim‚ I was walking on the beach by myself with my sandals off; as the tide hit on shore‚ the spray of water splashed on my skin‚ I felt like I had drank a glass of cold water on a hot
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An apartment is a self contained housing unit that occupies only part of a building. Apartments may be owned (by an owner/occupier) or rented (by tenants). My first apartment was located in Brooklyn in the Flatbush section. It was a small but very conveniently located third floor apartment in a elevator building. The building only had five floors with a see through glass lobby entrance. The building had a doorman that worked from four until midnight. He was a very pleasant middle aged gentleman with
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Laptop Introduction: My Laptop is a very valuable tool required for this program. I use my Laptop daily for school work and projects. Appearance: My laptop has a power button on the top left of the base right under the screen. It has an indigo blue light in the centre of it. A keyboard centred on the base with extra functions such as‚ turning on/off the display. A touch pad a little off centre to the left below the keyboard and a 15.6” semi glossy screen that I can see my reflection. It is
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Family Time The living room‚ or family room‚ is generally considered the main gathering area in most homes due to the television being located there. However‚ this is not the case in the more than one hundred year old‚ light grey‚ two story home in which I live. The main attraction of this particular living room is the comforting atmosphere and warm fires that take place in the wood-burning fireplace. Upon entering the living room‚ the golden honey colored
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PREDRAFTING: In June of 2009 right after father’s day I found out that I was pregnant with my first and only child‚ which brought so much joy to my life. At first I was nervous about the news‚ but then the more I thought about it the more excited and happier I got. I finally realized that I was going to be a mother. I had scheduled my first ultrasound to see how my baby was growing and on that same day I found out that I was going to have a little boy on February 6‚ 2010. At that same ultrasound
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