Determinants of Commercial Banks Profitability: An Empirical Evidence from the Commercial Banks of Ethiopia Birhanu Tsehay Amare ID No. GSR/ 0695/03 A thesis submitted to The Department of Accounting and Finance Presented in Partial Fulfillment of the Requirement for the Degree of Master of Business Administration in Finance Addis Ababa University Addis Ababa‚ Ethiopia May‚ 2012 1 Addis Ababa University School of Graduate Studies This is to certify that the thesis prepared by
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The 5C’s Capacity to repay is the most critical of the five factors‚ it is the primary source of repayment - cash. The prospective lender will want to know exactly how you intend to repay the loan. The lender will consider the cash flow from the business‚ the timing of the repayment‚ and the probability of successful repayment of the loan. Payment history on existing credit relationships - personal or commercial- is considered an indicator of future payment performance. Potential lenders also will
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1.0 BACKGROUND INFORMATION TO THE STUDY The study of profits is important not only because of the information it provides about the health of the economy in any given year‚ but also because profits are a key determinant of growth and employment in the medium-term. Changes in profitability are an important contributor to economic progress via the influence profits have on the investment and savings decisions of companies. This is because a rise in profits improves the cash flow position of companies
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Research Research Impact of Working Capital Management and Capital Structure on Profitability IMPACT OF WORKING CAPITAL MANAGEMENT AND CAPITAL STRUCTURE ON PROFITABILITY: THE CASE OF KSE QUOTED AUTOMOBILE FIRMS* H. Jamal Zubairi Finance and Accounting Department Mirza Aqeel Baig Economics Department College of Business Management‚ Karachi Abstract For any business concern the net profit or bottom line for a particular time period is the end result of its investing‚ financing and operating
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DETERMINANT OF PROFITABILITY IN AUTOMOBILE INDUSTRY IN THE UINTED KINGDOM May 2014 Table of Contents Abstract iv Acknowledgements vi Chapter 1: Introduction 7 Chapter 2: Literature Review 2 2.1 History of automobile industry 2 2.2 What is profitability ratio? 5 2.2.1 ROCE: Return on capital employed 5 2.2.2 Current ratio 6 2.2.3 Asset turnover 6 2.2.4 Debt-to-Equity ratio 6 2.3 Factors effects to profit 7 2.3.1 Internal determinants 7 2.3.2 External determinants 12 Chapter 3 Overview of
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by 27 million people. Religion Ethiopia is one of the first countries to adopt Christianity in the 4th century. Addis Ababa is mostly Christianity but 1/3 is Muslims. In 2007 there were 62.8% Christians‚ 33.9% Islamic‚ 2.6% Traditional and 0.6% Ethiopian. Countries such as Britain and France had conquered smaller nations in the "Scramble for Africa" in the nineteenth century. In 1896‚ Italy had attempted to expand in eastern Africa by adding Ethiopia to her conquests (which included Eritrea
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Determinants of Gross Domestic Saving in Ethiopia: a time series analysis Kidane Badeg Contact: Kidane Badeg MoFED P.o.Box 1905‚ Addis Ababa ‚ Ethiopia Email: kbadeg@mofed.gov.et Abstract The study conduct a time series analysis of the determinants of gross domestic saving in Ethiopia using co-integration and error correction econometric modeling(ECM)‚ and employed data for the period of 1971-2009 collected from National bank of Ethiopia (NBE)‚ MOFED‚ CSA and world bank on annual base. The
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Global Health in Ethiopia August 11‚ 2010 Introduction Ethiopia Ethiopia is a country completely surrounded by land‚ and positioned in the northeast region of Africa. Formally known as Federal Democratic Republic of Ethiopia‚ it is the second most populated country in Africa. As of 2009 the population is estimated to be greater than 79.2 million people‚ and ranked the tenth largest by area with 1‚100‚000 km per square inch. Sudan‚ Eritrea‚ Djibouti‚ Somalia‚ and Kenya are located on the outskirts
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Ethiopia food shortages. Ethiopia is located in the Horn of Africa and is bordered by Eritrea‚ Djibouti‚ Somalia‚ Kenya‚ South Sudan‚ and Sudan. What is famine? Famine contains three elements: • food shortage • starvation • excess mortality It has a greater effect on the most vulnerable in society. Famine is caused by many factors including: • poor climatic • environmental conditions • population growth • market failure • war. Over half of the Ethiopian
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Ethiopia As the anthropologists say‚ all people come from Ethiopians. “Lucy’s” skeleton discovered in 1974 is considered the oldest human “trace”. It is believed that she lived more than 3 million years ago. At 435‚071 square miles (1‚126‚829 km2)‚ Ethiopia is the world’s 27th-largest country. The major portion of Ethiopia lies on the Horn of Africa‚ which is the eastern most part of the African landmass. Bordering Ethiopia are Sudan and South Sudan to the west‚ Djibouti and Eritrea to the
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