Questions 1. Does offering covered bonds hold the answer to credit rationing (credit crunch) in a financial crisis or does it just offer banks the opportunity to increase their margin? Discuss critically. (25%) In 2008‚ due to the global financial crisis took place in America‚ which made a bad influence all over the world in term of the financial market‚ banks decided to improve lending standards by providing higher interest rate than the market interest rate conditions for loans‚ which leads
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DIRECT AND INDIRECT In this section‚ We are going to see How the conversion of Direct to Indirect Speech and Indirect to Direct Speech is done? We may report the words of a speaker in two ways. 1. Direct Speech We may quote the actual words of the speaker as it is. This method is called Direct Speech. 2. Indirect Speech We may report what he said without quoting his exact words. This method is called Indirect Speech or Reported Speech. Example: • Direct: Clinton said‚ “I am very busy now
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A man is not defined by his muscles‚ his facial hair‚ what he wears‚ what he drives‚ or by how much money he makes. The common assumption a lot of guys have is that being male automatically makes them men. Don’t get me wrong a person must be male to be a man‚ but it is not the sole qualification for becoming a good man. A real man is one who takes care of life’s responsibilities. Such responsibilities may include obligations to family‚ friends‚ career‚ and community. A real man is a role model and
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Hard labor is essential to a well-rounded and fulfilling life and with that comes the benefits of hard labor. Hard work gives one a sense of satisfaction after a job well done. It teaches one to work well alone as well as with others. There are many different types of hard labor‚ one can physically work hard‚ or be mentally challenged. However‚ all hard labor embraces the idea of quality over quantity‚ and as the old saying goes‚ hard work pays off. Hard labor gives us a sense of satisfaction.
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concept and must never be confused with profit. The contribution of a product refers to how much it contributes to the fixed costs and profit of the business once variable costs have been covered. It can be calculated either per unit of output or in terms of total contribution of all units produced. Contribution ignores fixed costs and only considers any surplus left once variable costs have been subtracted from revenue. Hence‚ contribution is what a product contributes towards the fixed costs of the business
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case facts as evidence to clarify why uncertainty requires attention Identification/description of alternatives • Presents viable possible solutions to central issue • Explains how each proposed alternative will address/resolve central issue Rationale for selection of best alternative • Explains pros/cons of each alternative • Explains why chosen alternative is preferred to others despite limitations Analysis • Uses facts and data from case appropriately • Uses appropriate techniques and
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Child Labor Child labor was once a major problem here in the United States‚ but we no longer have that problem. Other developing countries that are still struggling still have child labor. This is mainly because the families are hurting for money and need the extra income‚ so they send their children to work. Besides the cheap labor children are preferred in many factories without labor laws because they are easy to direct. It is a major problem though. Today ‚ throughout the world 215 million
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-This video displayed how direct instruction is used in learning tasks like reading‚ pronunciation‚ and spelling. When the teacher asked the students to perform a task they could only participate when the teacher tapped on the desk. Students are only allowed to express what they know only when they are instructed to. When the students performed the task correctly‚ they were rewarded a point on the board. When they performed out of direct instruction‚ they earned a negative point. The teachers felt
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normal course of business. Accounting rules allow companies to report their cash flow statement using the direct or indirect method‚ and both methods report net cash flow from operating activities. Direct/Indirect Cash Flow The main difference between the direct method and the indirect method involves the cash flows from operating activities‚ the first section of the statement of cash flows. Direct Method‚ the cash flows from operating activities will include the amounts (cash from customers‚ and cash
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Education and Sport Savannakhet Teacher Training College Research proposal LABOR MIGRATION IN KAISONPHOMVIHANE DISTRICT‚ SAVANNAKHET PROVINCE‚ LAO PDR. Name of promoter Name of Student LABOR MIGRATION IN KAISONPHOMVIHANE DISTRICT‚ SAVANNAKHET PROVINCE‚ LAO PDR. ABSTRACT The purpose of this research was to identify general situation of labor migration in kaisonphomvihane district to Thailand‚ to examine the factors influencing the
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