Executive Summary One would think that the main purpose for a bank besides managing one ’s money would be giving good customer service. Excellence in customer service is the most important tool for sustained business growth. Customer complaints are part of the business life of any corporate entity. This is more so for banks because banks are service organizations. As a service organization‚ customer service and customer satisfaction should be the prime concern of any bank. Banks believe that by
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insular. It is possible to argue that one encountered such globalization also in the 19th century. There are however two differences between earlier phases of globalization and the present one. First‚ the speed of change is faster. Second‚ because most flows (including capital) are private ones‚ governments have become less powerful in controlling or determining the shape of globalization. However‚ there is a prescriptive element to globalization as well. The cross-country empirical evidence
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that the moral and ethical thing to do is that which provides the most happiness or the least unhappiness to society. Sitting in class listening to the lecture on the moral theory of Utilitarianism it first sounded like the best moral theory ever. However as the classes continued and we learned more and more about this theory my opinion quickly changed. In this paper I will defend the idea that Utilitarianism is a failed moral theory. As stated in James Rachels‚ The Elements of Moral Philosophy
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INTRODUCTION TO PHILOSOPHY Dr. Andrew W. Hay Moral Philosophy and the Greeks: Can you offer a definition of moral philosophy? What is the etymology of ethics? E - - - -. Can you define the sub-sections of moral philosophy: Meta-ethics‚ Normative Ethics‚ Applied Ethics and Descriptive ethics? A case of medical ethics (for example assisted suicide) would be an issue of ------------- ethics. Would you say that good and bad are identical with law? In light of this question consider the
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people know the term "economic meltdown" (ehow.com‚ 2011). And the year 2011 proved to be a epic one in world history and brought dramatic change to many parts of the world - change that require cautious and serious analysis. International developments since World War II have drawn the nations of the world closer together in a global economy in which labour and capital move across borders. When an economic crisis in one area spreads around the world‚ a global meltdown may result. The global financial
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project. Records indicate that the estimated research and development costs were $140 million and annual operating income was expected to be approximately $25 million. Given the latest results‚ MIP may have fewer applications in the pharmaceutical industry than originally believed. Elaine spoke with Richard Lawrence‚ vice president of sales‚ to get an updated estimate of the potential market value for MIP. Richard suggested that MIP would likely generate operating income of just $17.5 million per year
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Global Meltdown and its Impact on Indian Economy In 2007 end‚ the Organisation for Economic Co-operation and Development (OECD) commented that "the current economic situation is in many ways better than what we have experienced in years. Our central forecast remains indeed quite benign". Three months later‚ the financial crisis began: the US stock market started its long decline and house prices fell. Financial institutions began to resemble tenpins rather than the pillars of society they had
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Contents 1. Introduction 2 2. Industry Analysis 3 2.1 Industry Background 3 2.2 PEST (EL) analysis 4 2.2.1 Political 4 2.2.2 Economic 5 2.2.3 Social-Cultural 8 2.2.4 Technological 10 2.2.5 Environmental 11 2.2.6 Legal 11 2.3 Summary of the PESTEL analysis 11 3. Porter’s Five Forces on retail banking industry. 12 3.1 Rivalry among Existing Companies 13 3.2 Entry barrier 14 3.3 Supplier power 16 3.4 Buyer power 17 3.5 Availability of Substitute products 19 3.6
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11/20 Why Abortion is Immoral – Don Marquis -Most abortions are seriously immoral What makes killing us (normal adult humans) wrong? 2 Incorrect Answers: 1. Is it the fact that killing causes pain to the victim? a. No‚ sometimes killing can be painless 2. Is it the fact that the loved ones will suffer grief? b. No‚ some people don’t have loved ones. c. Or loved ones could be glad someone died. Marquis’s Answer: -What makes killing us (normal adult humans) wrong
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THE INDIAN BANKING INDUSTRY The last decade has seen many positive developments in the Indian banking sector. The growth in the Indian Banking Industry has been more qualitative than quantitative and it is expected to remain the same in the coming years. Based on the projections made in the "India Vision 2020" prepared by the Planning Commission‚ the report forecasts that the pace of expansion in the balance-sheets of banks is likely to decelerate. The total assets of all scheduled commercial banks
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