discounted iv) Any amount to be received overdue for a period of more than 90 days in respect of other accounts. NPAs affect the operational efficiency which in turn affects profitability‚ liquidity and solvency position of banks. While gross NPA reflects the quality of loans made by banks‚ net NPA shows the actual burden of banks. Any loan on which interest or principle installment is not paid for more than 90 days would be reckoned as NPA. NPAs affect the economy both at the macro level and micro
Premium Bank
Cross Country Comparison of Efficiency in Investment Banking . Nemanja Radić University of Rome ’’Tor Vergata’’‚ Doctorate of Research in Banking and Finance‚ Via Columbia 2‚ Rome‚ Italy‚ e-mail:radic_n@yahoo.com Franco Fiordelisi University of Rome ’’Federico Caffè’’‚ Department of Management and Law‚ Rome‚ Italy‚ e-mail:fiordeli@uniroma3.it Abstract This paper aims to identify the framework for comparing investment banks efficiencies across nations. In order to overcome traditional
Premium Bank
A STUDY ON GENERAL BANKING (BANKING ROUTINE) AT BANK OF INDIA (BOI) [pic] PROJECT REPORT SUBMITTED FOR THE AWARD OF THE DEGREE OF BBA GGSIP University SESSION: 2009-2011 Under the guidance of Mr. BOI SUBMITTED BY: POOJA MATHUR ACKNOWLEDGEMENT The
Premium Bank Debt Loan
Philosophy Study Notes – Greek Philosophers - The earliest Greek philosophers are sometimes called NATURAL PHILOSOPHERS because they were mainly concerned with the natural world and it’s processes - Pythagoras (570 B.C)‚ Heraclitus (500 B.C)‚ Empedocles (490 B.C.)‚ Zeno (490 B.C.)‚ Parmenides (470 B.C.)‚ Democritus (460 B.C.) = Pre-Socratic - All the earliest philosophers shared the belief that there had to be a certain basic substance at the root of all change Pythagoras - Basic Beliefs:
Free Aristotle Plato Socrates
Introduction to Philosophy Philosophical Concerns according to Dr. Bob Zunjic The study of philosophy may deal with every dimension of human life and can raise questions in any field of study or endeavor. Philosophy pursues questions rather than answers. Philosophy is not bound by any particular “truths” that set limits to the desire to continue asking questions. Philosophy changes historically both in respect to its content and its character. Definitions Etymologically‚ philosophy is derived
Premium Philosophy
1. INTRODUCTION As a specific case of E-Commerce‚ E-Banking is a typical service combining a communication and a distribution channel. E-Banking applications have had a continuous evolution over the time‚ from their apparition in the context of innovation in the banking sector to the relative standardisation and convergence of current state. E-Banking developed and evolved rapidly during the last ten years. IT innovations like web-commerce and secure information exchanges have been a trigging factor
Premium Bank Debit card Credit card
Universiti Sultan Zainal Abidin Kuala Terengganu‚ Terengganu Malaysia Abstract Islamic banking products and services are gaining popularity among non-Muslims across the globe due to its wider product coverage and ability to traverse the global economic melt-down. However‚ to what extent this statement is true in Malaysian context. Hence‚ this research aims to examine non-Muslim customers’ perception of Islamic banking products and services in Malaysia. The analysis of this research involved 152 respondents
Premium Islamic banking Bank Kuala Lumpur
Philosophy PHL/215 November 03‚ 2014 Philosophy Philosophy is “the study of ideas about knowledge‚ truth‚ the nature and meaning of life‚ etc…; a particular set of ideas about knowledge‚ truth‚ and meaning of life; and a set of ideas about how to do something or how to live” (Philosophy‚ 2014‚ para. 1). Philosophy plays a huge role in all of our lives. Studding of philosophy influences our lives in many ways and has many purposes. Philosophy has five major branches metaphysis‚ epistemology‚ ethics
Premium Logic Philosophy Meaning of life
The Reformed System: Interest Free Banking ………………………………….. Dr. Sirajuddin H Chougle‚ Dr. Abdul Majid Ansari‚ Associate Professors‚ Department of Commerce‚ Maharashtra College‚ Nagpada‚ Mumbai. 400 008.India Contact:sirajchougle@gmail.com ……………………………………………………………………………… Abstract One major problem the world faces today is acute poverty or widening gap between rich and poor. There have been continuous efforts to tackle this issue. The efforts are made to develop a balanced world. Banks
Premium Islamic banking Sharia
Some of the references in this essay are from secondary sources. As the draft takes it final shape‚ original sources would be gradually cited and replace the secondary source citations. [pic] "There is nothing prohibited except that which God prohibits ... To declare something permitted prohibited is like declaring something prohibited permitted." Ibn Qayyim[1] [pic] I. Introduction The Qur ’an categorically prohibits riba. However‚ since there is
Premium Hadith