Employees Provident Fund (EPF) Malaysia: Generic Models for Asset and Liability Management Under Uncertainty A thesis submitted for the degree of Doctor of Philosophy by Siti Aida Sheikh Hussin Department of Mathematical Sciences School of Information Systems‚ Computing & Mathematics Brunel University August 2012 Abstract We describe Employees Provident Funds (EPF) Malaysia. We explain about Defined Contribution and Defined Benefit Pension Funds and examine their similarities
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The question is should NASA fund asteroid studies? I think they should fund the asteroid studies because it could help us move to other places‚ it could save lives by building inventions that capture the asteroids‚ along with us trying to see if they have valuable resources. I believe it could help with protection‚ lifestyles and resources. The reasoning for these things is to help us out incase we try to move to a different places in our solar systems such as Mars. We could also try to build stuff
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Consider a steady two-dimensional flow of Maxwell‚ Jeffrey and Oldroyd-B nanofluids over a cone having radius and half-angle . x-axis varies along the surface of cone and y-axis is perpendicular to it. The temperature and concentration distributions are vary along the surface of the cone. A variable magnetic field is applied along -direction as shown in Fig.1. A variable temperature along with the thermophoresis and Brownian motion effects are taken into account. and are the ambient temperature
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Many large corporations offer different pension programs as an income source for employees during their retirement years. The Coca Cola and Pepsi companies are two international competitors that have several products with different pension plans. These two companies are the most popular beverage brands in the nation and even their pension plans are comparatively different. It is highly important to properly administer these plans especially with the events that occur in the corporate finance world
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Section 529 plans can be powerful college savings tools‚ but you need to understand how your plan works before you can take full advantage of it. Among other things‚ this means becoming familiar with the finer points of contributions and withdrawals. A little knowledge could save you money and maximize your chances of reaching the educational goals you’ve set for your children. But keep in mind that all investing involves risk‚ including the possible loss of principal‚ and there can be no assurance
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Lottery Research Paper Lotteries do provide funds for education. Lotteries have been have been helping out with education for a long time now. Not only does it help with education‚ but it could help any person that participates in the lottery. Schools get a larger budget thanks to the lottery. Even though Gambling can be addictive‚ Lotteries are good for benefiting education. Lotteries can change people’s lives. “Gambling stimulates‚ offers hope‚ and allows decision-making.” (Cambell). While People
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old‚ 2 year old and 4 year old and all attend day care while she is working. It costs them $2‚470 per month. He has a Self Managed Superfund with $46‚000 in cash and contributes $5‚000 p.a. Her superannuation has $57‚000 in a Capital Guaranteed Fund and she also salary sacrifices $5‚000 p.a. They have a savings account with $10‚000 for emergencies. He has a term deposit for $5‚000 in case he needs cash for the business. She has a share portfolio valued at $27‚500 which was valued at $27‚400
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you would have to study a much larger sample to compare causes of cancer and that in fact cola drinks is the cause of cancer. This will be a Hasty Generalization.- Hasty generalization e. If mutual-fund guru Peter Lynch recommends this investment‚ I think we ought to buy it. Even if mutual-fund guru Peter Lynch recommends this investment‚ it is not wise to buy it unless you have done your own research. – Argument of authority f. We should not go into the flash-memory market; we have always
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T he National Tertiary Retirement Fund offers both death and medical disability benefits to contributing members of the Fund. These benefits are referred to as Risk Benefits within the Fund. It is however important that members understand the different benefits structures offered by the Fund before choosing a Risk Benefits option. Kindly refer to your member benefits statement which specifies your current Risk Benefits structure. In brief the Rules of the NTRF allow the following Risk Benefits
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SHOULD RETAIL INVESTORS INVEST IN INDEX TRACKER FUNDS RATHER THAN ACTIVELY MANAGED FUNDS? Introduction: This essay sets out to know which type of investment fund is better for a retail investor. By this‚ we will consider the meaning and operations of an index tracker fund‚ as well as that of the actively managed funds. Furthermore‚ identify the advantages of index tracker funds over actively managed funds and draw conclusions in relation to the topic above. What is an index? An index is
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