BANKING SECTOR REFORMS AND NPA: A STUDY OF INDIAN COMMERCIAL BANKS Meenakshi Rajeev and H P Mahesh 1 Abstract The issue of non-performing assets (NPA)‚ the root cause of the recent global financial crisis‚ has been drawing the attention of the policy makers and academicians alike. The problem of NPAs‚ which was ignored till recently‚has been given considerable attention after liberalisation of the financial sector in India. This exploratory paper examines the trends of NPAs in India from
Premium Bank
SCM IN BANKING SECTOR 1 PRESENTATION FLOW Service Industry – Features SCM in Service Industry Banking Industry – Overview Problem Statement Objectives for FY2010 Retail Banking (Liquidity and Credit Management) Credit Card Delivery Mechanism Corporate Banking HNI Banking 2 UNIQUE FEATURES OF SERVICE INDUSTRY The customer – a participant in the service process Simultaneous production and consumption Perishability Limited Scale Economies Labor Intensiveness
Premium Bank Finance Financial services
Differences between Islamic and Conventional Financial Planning Financial planning is the process of creating strategies in managing financial affairs to meet life goals and the role of the professional financial planner is to analyse the financial circumstances of the client and to provide a plan to meet the client’s financial needs and goals. In carrying out his mission‚ the financial planner shall provide impartial assistance and act in the best interest of the client. For the Islamic financial
Free Muhammad Qur'an Islam
SYNTHESIS ON GOVERNMENT BANKING INSTITUTION Government banking institutions is supervised and regulated by the Bangko Sentral ng Pilipinas. When we hear about government banks‚ it is easy for us to understand because it’s our government who runs the banks. There are two specialized government banks the Development Bank of the Philippines and Land Bank of the Philippines. The purpose of these banks is to provide services for the government employees‚ and it specifically provides opportunity
Premium Bank Philippines Bangko Sentral ng Pilipinas
1. If velocity of money is constant; real growth in the output of the economy is between -1.5% and +2.5%; and inflation is between -1% and 2.0%; what is the growth rate of money? Velocity of Money: the rate at which money changes hand. As we know‚ velocity of money is equal to the price multiplied by output divided by money supply. Mathematically‚ If velocity of money is constant‚ then‚ M (P Y) Thus‚ in terms of growth rate
Free Money Currency Inflation
What is Investment Banking? Patrick Fearon Autumn 2012 © Patrick Fearon 2012 This year we have split the Banking and Finance Lecture into two: First Session Second Session 2 What is Investment Banking? What Careers in Banking and Finance are available outside Investment Banking? IB Grenoble 2012 © Patrick Fearon 2012 In the Investment Banking lecture this morning we will be looking at: Corporate Finance – – – – – Financial Advisory Advice on M&A
Premium Private equity Corporate finance
Costing in Banking Jessica Phinney ACC522: Budgeting and Cost Accounting Professor Guenther April 15‚ 2013 Activity-based costing (“ABC”) is considered one of the best and most popular tools for allocating costs by identifying individual activities as cost objects. Originally‚ activity-based costing was mainly used in manufacturing industries but‚ due to its preciseness‚ this system has recently grown popular in the service industries as well‚ including banking. Activity-based
Premium Cost accounting Costs Cost
The banking industry is the backbone of any monetized economy. The stage of development of this industry is a good reflection of the development of the economy. The banking industry in India is governed by Banking Regulation Act of India‚ 1949. Since 1949‚ this sector has undergone phenomenal reforms due to the efforts and the vision of the policymakers. The first phase of reform began with nationalization of the 14 banks in 1969. At this stage‚ priority sectors were identified and banking support
Premium Bank Financial services
THE DIFFERENCES BETWEEN CONVENTIONAL AND ISLAMIC ACCOUNTING ABSTRACT The concern of this project paper is to explore the differences between Islamic accounting and its conventional counterpart. The distinctions need to be addressed as both accounting is presently thought of many people as synonymous. There is danger for such kind of perception because the basic building blocks for respective accounting are worlds apart. As for professional accountants who have been taught on the idea for accounting
Free Capitalism Economic system Islam
“Identify an experience in which you failed to communicate a message.” As mentioned in the communication process‚ communication has only succeeded when the information given by the sender has been received and understood by the recipient. If the recipient has not understood the information‚ then this may not necessarily be the recipient’s fault. Typically‚ ineffective communications can be attributed to one of three things: 1. A poor message; * The message was too short; * The message
Premium Communication