Surveying the Indian Gold Loan Market Executive Summary Gold has long been a valued commodity‚ particularly in India where it is considered auspicious‚ and has been in use for centuries in the form of jewelry‚ coins and other assets. Though gold is a highly liquid asset‚ it wasn’t until recently that consumers leveraged it effectively to meet their liquidity needs. Lenders provide loans by securing gold assets as collateral. Compared with the rest of the world‚ in India the gold loan market is big
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I am personally convinced that gold is the most valuable commodity in the world‚ but my conviction flows from gold’s physical properties as opposed to its status as a reserve currency. On the one hand‚ logic dictates that gold is an anachronism in terms of its role as a reserve currency - because the amount of gold per capita has been decreasing over the years as the world’s population has expanded faster than new gold has been mined. There is simply not enough gold - either in existence or‚ probably
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Mary Shelley’s novel Frankenstein is a Gothic novel that contains two genres‚ science fiction and Gothicism. The novel is a first person narrative that uses a framing technique‚ where a story is told within a story. Shelley gives the book a distinctive gothic mood tone by the use of her chosen setting which is dark and gloomy‚ by doing this it reflects the hideousness of the creature; the point of views helps towards the realism of the novel; and characterization able the reader to interact with
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The two strengths that I noticed about the DSM-IV-TR is the fact that it is the standard for psychologist and the 5 axis diagnosis. It is imperative for all psychologists to be aware of the DSM-IV-TR to assist in diagnosing and treating their clients. The DSM-IV-TR will continue to be revised due to technology and the new information received on a daily basis. The manual does not have all the answers‚ but it is the first step to helping your patient. According to Dr. Marszalek the DSM-IV-TR provides
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The media has got a vital role in molding a good society. As far as children are concerned they have a tendency of grabbing the dialogues‚ actions etc aired or published through the media. So the media must be aware of this fact. Media should always try to side with the truth. Unfortunately some Medias side certain political parties for their mutual benefits. They must always reveal the truth. Media is the biggest tool to bring awareness in the society‚ either it be political‚ social or economical
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Can all costs be determined up-front when altering a supplier relationship? Explain how altering a supplier relationship would affect each of the following areas: * Warehousing * Delivery * Billing * Reliability * Quality of products or services * Transportation costs Is cost the most important factor to be considered when changing suppliers? Why? Not all costs can be determined before a supplier relationship is altered. Out of the procedural‚ financial and relational
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An organization is made up of many departments. Every department must be in good working standards in order to be effective. The article “A new organizational model for airlines” by Mckinsey‚ explains that the airlines switched from the functional organization to a business unit organization. Business unit structure is a horizontal design allows each airline group to work independently by focusing on the essential capabilities to increase the effectiveness as a whole. Moreover‚ business unit provides
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Find a scholarly research study from the Ashford University Library that uses measurement scales for data collection (e.g.‚ a survey). Explain the measurement scales that the study used‚ and evaluate them. Did you think the researchers made good decisions about the scales? Why or why not? Measurement Scale Gallup polls are considered to be one of the best known national polls‚ estimating a percentage of popular vote for a particular category or candidate based on a collections of interviews‚ (Landrum
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1- Why do you think people start using drugs? A. I’ve never used drugs‚ so I really don’t know. It’s most likely curiosity and peer pressure. 2- What would happen if your child began using drugs? A. I would try to stop her from using drugs by spending more time with her so she has no time to do drugs. 3- Have you ever known anyone who used drugs? A. Yes‚ I do know a guy from grad school and he’s openly taking marijuana and openly supporting legalizing other drugs. 4- As a teen‚ how often would you
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Victor Effendi Prof. Ards ENGL 3362-001 September 15‚ 2014 Blackboard Response #2 Chesnutt began writing his stories after the popularity that Joel Chandler Harris received through his local-color literature stories of “Uncle Remus”. “The Goophered Grapevine” and “The Passing of Grandison” depicted how dialect speech was an integral part to the stories that were introduced to the readers. Both stories also are frame stories‚ a literary technique used by Chesnutt in which each story consists
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