users. A sensational endeavor‚ its launch gifted mankind an encyclopedia of wisdom which facilitated the re-brushing of our long forgotten hooks on history and today it stands as the epitome of fulfilling man’s never ending desires. E-commerce‚ e-banking‚ e-books‚ and what not! Nowhere in his wildest dreams would Zuse who invented the first freely programmable computer‚ would have imagined his invention to go this long a way to grab an entire nation’s attention. The reigning glory as much as it is
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________________________________________________ SECTION – I Banking Scenario in Bangladesh When Bangladesh came into existence on the 16th December‚ 1971‚ the banking sector of Bangladesh was in a total disarray. With the exception of two local banks incorporated in then East Pakistan‚ all the bigger local banks became inoperational.. Starting with such a humble condition‚ the Banking Sector of Bangladesh has grown to a great extent. At present there are 49 Banks in Bangladesh. The structure of Banking in Bangladesh is as under:
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1.Consider exchange rates for your country’s currency against that of its main trading partner over the last 10 years. What trends can you see and how might these trends affect your chosen firm and/or industry? [see http://www.x-rates.com] Exchange rates come in two forms: Fixed exchange rates‚ although they produce stability and predictability‚ tend to get in the way of market forces—if a currency is kept artificially low‚ a country will tend to export too much and import too little. Trade
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Role of It in Banking Sector Summary: The article presents a study which aims to analyze the role of information technology (IT) in the banking industry. Based on the article‚ technological innovations have enabled the industry to open up efficient delivery channels. It is said that IT has helped the banking industry to deal with the challenges the new economy poses. The study also examines the views of bank employees on the implementation of IT in banks. According to the author‚ private and
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SECTOR ANALYSIS BANKING SECTOR IN INDIA • SUMMARY GROWING LENDING AND DEPOSIT: Total lending and deposits have increased at CAGR of 22.8 per cent and 21.2 per cent‚ respectively‚ during FY06-13 • HIGHER ATM PENETRATION: Total number of ATMs in India have increased to 1‚04‚500 in 2012 and is further expected to double over the next two years • RISING RURAL PENETRATION: With the help of Financial Inclusion Plan (FY10-13)‚ the banking connectivity in India increased more than threefold to
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Disadvantages: • Conflicts of interests between bank and investor: For banks savings deposits are a financing possibility at a favorable rate of interest; private investors‚ however‚ would usually prefer investments in securities to realize higher interest earnings. • Risk of concentration processes; but in spite of a decreasing number of banks‚ especially of private banks‚ neither a suppression strategy of big universal banks against smaller competitors nor a cartelization is to constate in
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Executive Summary An investor who would like to be rational and scientific in his investment activity has to evaluate a lot of information about the past performance and the expected future performance of companies‚ industries‚ and‚ the economy as a whole before taking an investment decision. Such evaluation or analysis is called Fundamental Analysis. Indian Economy has covered a long ground since it was liberalized in 1991. Today‚ India has the fourth largest economy in terms of purchasing power
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Banking Lecture 2 - Basic Principles of Banking Michal Mejstřík‚ Petr Teplý Institute of Economic Studies‚ Faculty of Social Science‚ Charles University in Prague‚ Czech Republic 10 October 2012 Global political governance Slide 2 Who will pay this game/cost of crises? Source: Petr Teplý (2011) Slide 3 The current financial world is “simple“ and can be described by 3 terms: 1) Planet Ponzi 2) Zombie banks 3) Uroboros Source: Petr Teplý (2012) Slide 4 Ponzi
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information under these uncertain conditions‚ IT is one possible way for organizations to increase their information processing capability. We are conducting a research in HBL bank that‚ how bank increase the number of account holders using Internet banking among its Current Account holders. IT has a dramatic effect on both people’s personal and professional lives. IT is also changing the nature of organizations by providing opportunities to make fundamental changes in the way they do business. The
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HISTORY OF BANKING IN INDIA Banking is an old as civilization. The practice of money lending‚ the predecessor of banking has been practiced in india from time immemorial. During the mughal period‚ the indigenous bankers were faintly prominent in financing the trade and use of instrument for trade. The first bank in india‚ through conservative was established in1786. From 1786 until today the journey of Indian banking system can be segregated into 3 distinct phase. They are mentioned below‚ •
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