Spot Rate and Forward Rate Spot Rate: It is nothing more than the YTM on bond. It is the rate of interest on bond maturing at any time in the future. It is also known as geometric average of 1 year forward rates in the future. Hence‚ YTM on bonds can be calculated as: When forward rates are given then; oS1 = oF1 oS2 = [(1+of1)(1+1F2)](1/2) -1 oS3 = [(1+of1)(1+1F2)(1+2F3)](1/3) -1 and so on. Forward Rates: It is the interest rate established today ‚ that will be paid on money to
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go forward strategy. Eventually‚ Pandora had no choice but to to reintroduce a subscription model and cap free listening hours at 40 per month‚ and request ‘a buck for the tip jar’ for the remaining days in the month. • Advertisement Based: One of the key elements to Pandora’s advertising strategy is that they have to ability to leverage their user database with demographic and geographic information that would allow advertisers to stream custom advertisements to their audience. Pandora was
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In the United States‚ the crime rate is increasing each day. Although many may believe that only adults are executing this criminal activity‚ and that is entirely not true. Juvenile crime has been a problem in the United States for many years and is still a main factor to the growing crime rates in cities across the United States. Many factors of these adolescences lives contribute to their actions. Such as‚ drug use‚ their communities‚ their peers and also their families. Juvenile crime does
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Week 4 Radio Ad Good morning listeners and welcome to another 15 minutes of healthy ways to start your day. Today we are discussing the issue of healthy bones. Most people don’t realize how easy it is to abuse your bones on a daily basis and how important it is to avoid doing it. We put together a few tips to help you avoid the pain of arthritis‚ osteoporosis and bone fractures. First we’ll discuss exactly what these issues are and then we’ll tell you ways to avoid them. Arthritis is the swelling
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*Radio Static “ It appears that their is a blackout in the whole Mackabee Area. All citizens are advised to stay inside for safety and shut all doors and windows. Also all citizens should avoid opening doors to strangers in light of the recent serial killings. * Emily and her husband Josh listened to the news clutching all of the blankets in their bed. “When are you going to buy some flashlights” Emily asked. With a frown Josh responded “stop nagging me‚ I’ll do it tomorrow.” Emily gazed around
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invasion of privacy and goes against the first Amendment rights. A system to keep track of that many students would be very expensive for schools with low budgets. A school in San Antonio Texas administrators have put into action a one-year pilot program that puts locator radio chips in student ID badges. Parents are in uproar about the school’s decision to put tracking devices on their children and then forcing
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Generation Y. This can be clearly seen in the current labour market. For example‚ if the work is not living up to Gen Y’s expectations‚ they have the immediate intention to move to greater opportunities. However‚ Sunil et al. (2012) stated that turnover rate of employees in hotel industry is very high due to long working hours and low pay scale. Despite of this fact‚ people would prefer to work in other service sectors such as banks‚ Airlines and so on as there will be superior remuneration provided in
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Internal Rate of Return In investment decision analysis you may need to calculate internal rate of return. “Internal rate of return (IRR) is the discount rate that gives the project a zero NPV” (McLaney‚ 2006). It is a good choice to use for investment projects. There is a formula for the internal rate of return: (A is the lower discount rate and B is the higher rate‚ a is the NPV at the lower rate and b is the NPV at the higher rate.) For example the Net Present Value (NPV) is 88 when the
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Which one of the following statements is correct concerning annual percentages rates (APRs)? Answer: The APR is equal to the monthly interest rate multiplied by 12 Give an interest rate of zero percent‚ the future value of a lump sum invested today will always: Answer: remain constant Answer: II and IV A firm created as a separate and distinct legal entity that may be owned by one or more individuals or entities is called a: corporation The capital structure of a firm refers to the
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Macbeth Radio Show Script - Act 5‚ Scene 1 Doctor: I have watched Lady Macbeth for the last two nights‚ and I am starting to think you are fibbing about her behavior. When was the last time she was sleep-pogo sticking? Gentlewoman: Since Macbeth became king. I have seen her get up from her bed‚ put on her night gown‚ unlock her closet‚ grab her pogo stick and hop away for a bit and then return back to bed‚ all while she is asleep. Doctor: While she is asleep‚ besides her actions‚ have you
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