alternatively be defined as the risk that a borrower deteriorates in credit quality. This definition also includes the default of the borrower as the most extreme deterioration in credit quality. Credit risk is managed at both the transaction and portfolio levels. But‚ banks increasingly measure and manage the credit risk on a portfolio basis instead of on a loan-by-loan. In credit risk management banks use various methods such as credit limits‚ taking collateral‚ diversification‚ loan selling‚ syndicated
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A Rationale on the concepts and misconceptions of an area and how‚ as a teacher‚ I can progress children’s understanding Introduction I chose to develop a Medium Term Plan (MTP) to study area with a year five class. The reason for choosing area was because I was surprised on placement how many children did not grasp immediately that the area did not change when the shape changed and I found this extremely challenging to overcome. By looking into the subject more deeply‚ I thought I would
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Week 5 To what extent should correctional institutions be responsible for handling mentally ill individuals? The extent that correctional institutions should be responsible for handling mentally ill individuals should be none. There are not fully equipped to handle the vast number of mentally ill individuals with their multiply types of conditions. Correctional institutes are already overcrowded with inmates and understaffed. The staff doesn’t have the necessary training to deal or identify people
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Introduction When it comes to trauma and the various treatments available the list is endless. Brailsford (2007) argues that there are various therapeutic approaches and techniques used for trauma survivors. However‚ Brailsford (2007) goes on to discuss that some practitioners use a combination of various treatments depending on their expertise and knowledge regarding the therapeutic approach. Contrary to what many therapists might believe to be best treatment options for trauma survivors it
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arrest and confine persons suspected of crimes. The judicial system is authorized to confine persons convicted of crimes. This confinement‚ whether before or after a criminal conviction‚ is called incarceration. Incarceration is one of the main forms of punishment for the commission of illegal offenses. Juveniles and adults alike are subject to incarceration. Incarceration is the detention of a person in a jail or prison. The federal‚ state‚ and local governments have facilities to confine people
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TUTORIAL 1 Fundamentals 1. An inductive load consisting of R and X in series feeding from a 2400-Vrms supply absorbs 288 kW at a lagging power factor of 0.8. Determine R and X. 2. An inductive load consisting of R and X in parallel feeding from a 2400-Vrms supply absorbs 288 kW at a lagging power factor of 0.8. Determine R and X. 3. Two loads connected in parallel are supplied from a single-phase 240-Vrms source. The two loads draw a total real power of 400 kW at a power factor of 0.8 lagging
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use of force policies and procedures in correctional institutions‚ this paper will outline several key factors surrounding the topic. First and for most‚ a discussion of what constitutes use of force in correctional institutions will be evaluated by examining policies of the State of North Carolina Department of Correction Division of Prisons. Subsequent to current policy‚ an analysis of the different levels associated with using force in a correctional setting will be conducted. Further‚ an evaluation
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The purpose of this task is writing a blog about my personal opinion about Eric Thomas’s speech “The Secret to Success.” Eric Thomas dropped out of high school later on becoming one of the most famous inspirational and motivational speakers around. His speech was posted on YouTube and he wrote a book explaining the secrets of reaching success. I personally became very motivated after listening to his speech and this blog would include my opinion about his speech and how it is motivational. I will
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characteristic black‚ rotten‚ shrunken‚ and sometimes mummified fruit remains. Fruit symptoms can appear on the tree or can develop on fruit that are in storage or transit. Cause Three species of plant-pathogenic fungi of the genus Rhizopus can cause this disease in the tropics: Rhizopus oryzae‚ Rhizopus artocarpi‚ and Rhizopus stolonifer. No Left: a healthy‚ maturing jackfruit; center and right: young jackfruits with rhizopus rot. *According to observations by personnel at the UH-CTAHR Agricultural
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Corporal Punishment --- Is it an effective means of discipline For years‚ corporal punishment has been a way to punish misbehaving children in schools across the country. This subject has been full of controversy within the child development ans psychological communities. In the article‚ “Is Corporal Punishment an effective means of punishment”‚ published by the American Pyschological Association (apa.org)‚ June 2002. In a large-scale meta-analysis of 88 studies‚ psychologist Elizabeth
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