— #1 ✐ The Journal of Credit Risk (57–76) ✐ Volume 5/Number 2‚ Summer 2009 Balance sheet exposures leading toward the credit crunch in global investment banks Omar Masood Business School‚ University of East London‚ Docklands Campus‚ University Way‚ London E16 2RD‚ UK; email: omar@uel.ac.uk This paper examines the effect of the 2007–8 predicament in the investment banking sector from a balance sheet perspective. The main factors that led to the crisis are identified and discussed‚ along with
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firearms. Each state in the United States of America has different gun laws. In a lot of the smaller southern states gun laws are not as strict as the more populated states. For example‚ in accordance with the laws in the state of Alabama it is possible to receive a permit to carry a concealed loaded pistol on your person or in your vehicle if it appears that the applicant has good reason to fear injury to his or her person or property or has any other proper reason for carrying a pistol‚ and that
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targets for work is to keep everyone on task and focused on accomplishing a target that is obtainable‚ not out of reach. This way‚ everyone can contribute effectively and reach targets efficiently instead of struggling to achieve the impossible. The benefits include fast and reliable compliance and completion of tasks at hand. The purpose for agreeing realistic targets for work is to keep everyone on task and focused on accomplishing a target that is obtainable‚ not out of reach. This way‚ everyone
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When Has Hard Work Paid Off For You “Sometimes there’s not a better way. Sometimes there’s only the hard way.” ― Mary E. Pearson Will hard work pay off? Or is hard work just a waste of time and effort? In the story that I am going to share‚ the questions will no longer be left unanswered. It all started in Primary 3 when I had a new‚ unknown and challenging subject‚ Science. I was not interested in this subject at all as I did not know much about it then. During lessons‚ I hardly gave my
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Nowadays‚ Internet becomes more and more important in my life. It changes the way of work and enjoyment. I spend much time searching Internet every day. My life completely changed by Internet. So I want to write a report about the influence of Internet on people’s life and work. In recent years‚ the internet is developing very fast and has an important impact on people’s life and work. The network is influencing people’s life in many aspects‚ both positive and negative matters. Therefore this
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1. Discuss five (5) ways in which information systems are transforming business. Answer: An Information System (IS) is the study of complementary networks of hardware and software that people and organizations use to collect‚ filter‚ process‚ create and distribute data. Information system is crucial to collect‚ arrange‚ store‚ process and distribute necessary information at the required times to the required personnel. Usually information is much required for day- to- day operations of business
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least 90 days. As a person continues to abuse drugs‚ the brain starts needing more and more of that substance to reach that peak. The tolerance to the drug and subsequent increasing of the “dose”‚ puts a drug user at an increased chance of overdosing. An overdose occurs when too much of a substance is put into the body. The body struggles against the attack‚ but can’t always compensate as the organs are affected. During a depressant overdose(morphine‚ fentanyl‚ oxycodone‚ heroin‚ etc.) some of the
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The things I carry are the guns I will never fire. I’ll never receive training from extremely attractive girl instructors on operating AK47s‚ M4s‚ and M16s. I’ll never drive a tank to rescue hostage soldiers from the battleground or ever lead a special mission in the Gaza strip. I’ll never be able to pilot a plane‚ and I’ll never experience the abominable disgust from eating frozen‚ stale corn three times a day. The things I carry are inevitably overwhelming questions. Almost every day I receive
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Carry Nation Carry Nation contributed a lot in history. She did many things to help and get the country to where it is today. Many things helped motivate her and prepare her for the big position she was in which caused her to have many contributions and accomplishments for not only her and her family‚ but the country as well. Motivation Many things inspired and motivated Nation to keep going and achieve her goals. For example‚ she was motivated to create the Temperance Movement because of her distressed
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METRO Cash and Carry Executive Summary: Metro Group‚ Germany’s largest trade and retail group‚ is a major international player with sales of over €55.7 billion by 2005 and continued plans for substantial international expansion. Metro group is organized into four business units: • Real/Extra: Everyday retail hypermarket • Kaufhof: Upmarket department store chain • Media Market/Saturn: Leading Electronics Retail Chain • Metro Cash and Carry ‘Metro Cash & Carry’ stands for one of the great
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