CHAPTER –6 Credit creation by commercial Bank Demand deposits as money Bank deposits are two types. 1. Demand Deposit 2. Time deposit The demand deposits on which cheques are issued are also called as cash deposits or current deposits. D.D are therefore‚ almost as good as cash money the depositor can convert a part or the whole of the current account in currency notes at any time. According to T.T Sethi “A demand deposit is the obligation of a bank to pay a certain sum of money to a specified
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Value creation Amber’s part Business Model Peter Drucker indicates that a good business model can position their customers appropriately‚ and define what does the customer value. A business model is used for creating value as well as appropriating value. Identifying the business model could be helpful for getting deep understanding of the company and identifying the risks hided in operation process. Researchers showed that business models can be divided into two categories‚ which involves the business
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Loan Portfolio Management Introduction Background: L ending is the principal business activity for most commercial banks. The loan portfolio is typically the largest asset and the predominate source of revenue. As such‚ it is one of the greatest sources of risk to a bank’s safety and soundness. Whether due to lax credit standards‚ poor portfolio risk management‚ or weakness in the economy‚ loan portfolio problems have historically been the major cause of bank losses and failures. Effective
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Journal Entry One The Creation of the Earth from the Yuchi people and The Iroquois Creation Story from the Iroquois people show slightly different worldviews‚ yet both stories opinion of creation have the element of earth being built‚ created‚ as their titles each allude to. These stories worldviews are more alike than not because they each build from the view that earth’s creations come from a higher being or savior. The savior in each story consciously altered what already naturally existed of
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1. Market Failure - Introduction www.tutor2u.net/economics/.../a2-micro-market-failure-introduction.... by Geoff Riley - in 117 Google+ circles Sep 23‚ 2012 – Market failure occurs when freely-functioning markets‚ fail to deliver an efficient allocation of resources. The result is a loss of economic and social welfare. ...externalities (e.g. the effects of environmental pollution) causing the ... 2. Tutor2u - Market Failure - What is Market Failure? www.tutor2u.net/economics/content/.../marketfail/market_failure
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was the biggest blast in the history of the universe as well as the creation of it. In only a second‚ gravity was created and the universe began to expand rapidly. The universe never sits still. It expands at a gradual rate. In the 1920s‚ Albert Einstein‚ an astrophysicist from Germany‚ had discovered evidence of the expansion of the universe through his Theory of Relativity‚ which was published in 1915. Following the creation of gravity‚ subatomic particles‚ such as protons and neutrons‚ were
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explain the Project Portfolio Management (PPM)‚ the reasoning behind it as a set of processes and methodologies and how these build a group of singular projects into a stack or tier that can be holistically graded‚ how these processes can drive IT to become closely modelled on and aligned with business strategy. It seeks to point out successful methodologies for PPM implementation and some of the issues that can arise. The basis of PPM Project management and by extension portfolio management are curious
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The creation of the world has many different theories but according to Christian beliefs ‘’In the beginning God created the heavens and the earth.” (Genesis 1) The Bible states that God created the world is a 7 day time frame in which he started when God created first created light and separated the light from the darkness‚ calling light "day" and darkness "night”. On his second day of work God created an huge area to separate the waters and called it "sky." On his third God created the dry ground
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Contents 1.0 Introduction 1 2.0 Objective 2 3.0 Methodology 3 4.0 Graphical Plot For New Index 4 5.0 Performance Analysis 6 5.1 NASDAQ 6 5.2 RUSSELL 7 5.3 S&P 500 8 5.5 NYSE ARCA MINI-OIL INDEX 10 6.0 Conclusion 11 7.0 Reference 12 1.0 Introduction People on Wall Street found it difficult to analyze the daily jumble of up-a-quarter and down-an-eight‚ or whether stocks generally were raising‚ falling or staying even. Charles Dow a journalist devised his stock
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boring sometimes‚ but it can be fun as well sometimes like when we work in groups or do hands on experiments. In IMP we usually work in groups. At our tables we check over our homework answers with one another to see if it is correct. After this we discuss the answers
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