in the business of receiving deposits (liabilities) and to issue debt securities on one hand and create or invest in assets on the other hand during these transactions banks incur costs for their liabilities and earn income from their assets. Asset – liability management is therefore very critical for the sound management of the finances of any organisation that invests to meet its future cash flow needs and capital requirements. An efficient asset-liability management requires maximising the bank’s
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Critically Discuss any five roles of a school counselor. What are the implications of these roles in creating and fostering a healthy learning process Introduction School counseling is now done in most secondary schools throughout Zimbabwe. School counselors consult and collaborate with the school head‚ other teachers‚ administrators‚ parents and other personnel or agencies to support student success at school. The school counselor therefore acts as a liaison between the school‚ the home‚
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Office of the Ombudsman v. Uldarico P. Andutan (G.R. No. 164679‚ 27 July 2011) The Ombudsman argued – in both the present petition and in the petition it filed with the CA – that Andutan’s retirement from office does not render moot any administrative case‚ as long as he is charged with an offense he committed while in office. It is irrelevant‚ according to the Ombudsman‚ that Andutan had already resigned prior to the filing of the administrative case since the operative fact that determines its
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Seminar 7 Vicarious Liability The problem question deals mainly with the issue of Vicarious Liability and Negligence. In order to advise Jerry one would have to explore the rules of vicarious liability‚ relevant statute law and case law which may apply. Vicarious liability has been defined as the person who commits a wrong must be an employee and not an independent contractor‚ the employee must have committed a tort and the tort must have been in the course of employment. The doctrine of ‘vicarious
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Principles of Liability – Coursework Assessment Two For a contractual agreement to withstand‚ it is crucial that the contract contains the four main components‚ which are; offer‚ acceptance‚ consideration and the intention to create legal relations. A contract is seen as a legally binding agreement between two parties‚ so It is very important for the court to establish a ‘consensus ad idem’; the meeting of minds in order to judge whether a contract exists. Britney’s first meeting with
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When I hear the question‚ “Do you have any siblings?”‚ I am forced to reply yes. “An older and younger brother”‚ I explain. Though‚ often times‚ I feel as though I do not have an older brother. As children‚ our differences blurred. Both him and I could run across sandy beaches and green hills with the same laughter coursing throughout our bodies. We could battle against each other in Pokemon and watch Saturday morning cartoons together. Yet‚ with time it became clear to my parents that something
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Walter Jackson Freeman II Walter Jackson Freeman II (1895-1972)‚ American neurologist‚ specialized in the lobotomy‚ which showed his devotion to helping the mentally ill. According to an article called “Walter Jackson Freeman II‚” posted by the Birtanica Online Encyclopedia‚ between 1920 and 1930‚ Freeman attended different facilities to extend his view on mental illnesses: University of Pennsylvania‚ University of Pennsylvania’s on campus hospital‚ Europe‚ and Saint Elizabeth’s Hospital of Washington
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Criminal Liability Essay Criminal liabilities are conditions of being actually or potentially subject to a legal obligation. Liability means legal responsibility for one’s acts or omission‚ also when acts which harms society‚ and which are prosecuted by the government. Sometimes certain negligence can lead to criminal liability. Liability needs to be distinguished from the following concepts: * culpability (purposely‚ knowingly‚ recklessly‚ negligently) - infers intent * capacity
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Criminal Liability Many natures of complaints occur throughout the health care workforce. Because of the dramatic changes in how health care is delivered over the past few years‚ consumer concerns about liability issues have increased. Patients put their physical health and trust in the hands of health care providers daily. Unfortunately‚ there have been periods when the treatment provided‚ has been accidental or intentional and caused physician harm to the patient. Patients who have experienced
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“The Secret Life of Walter Mitty” by James Herbert‚ Walter Mitty daydreams all the time. He daydreams while driving‚ eating‚ and if he’s working he is probably day dreaming. I would have dinner with him because I can talk all i want‚ I can space out when i want and he won’t care. Also when I’m done eating I can leave him the bill and he has to pay. Those are some of the reasons I would like to have dinner with Walter Mitty. The best reason I want to have dinner with Walter is that he and I can
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