How can a financial planner help? 3. Discuss the historical development of the financial planning industry in Australia 4. Explain the relationship between the financial planning profession and other key components of the wealth management industry in Australia. 5. What is RG 146? Explain the differences between Tier 1 and Tier 2 in terms of the training requirements and scope of advice. 6. The financial planners operate in a dynamic regulatory environments. Discuss 3 recent regulatory changes t
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of physics is the energy. The universe possesses energy and matter. For simplicity‚ matter is a substance and energy is used to move these substances. Energy is appearing in various forms. Among those are kinetic‚ gravitational potential‚ elastic potential‚ electric potential‚ thermal‚ chemical‚ etc. Work‚ on the other hand‚ is the change in energy from one form to another by means of an external force. When work is done on an object‚ therefore‚ the object is said to have either gained or lost a certain
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Leaving Home I can still remember the day I knew I wanted to move to Arizona. I was in Pittsburg‚ Pennsylvania‚ working a new store opening for Longhorn Steakhouse. It was a Saturday night and we were getting slammed in the kitchen. My job was to train and coach the new cooks through the shift. I was sweating like I was running a marathon in the summer heat of Arizona. After the big push of guests came through the kitchen‚ and the new cooks could handle the line‚ the trainers and I headed to
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he felt when he found himself in a Free State. Attempting to share these complex emotions‚ Douglass invites the reader to feel his immediate sense of relief and the loneliness and fear that followed. With remarkably insightful imagery and creative use of syntax‚ he conveys these feelings to the reader and invites them to sympathize with a state of mind that only exists in the mind of a runaway slave. Initially‚ Douglass’ state of mind was exactly as one would expect‚ “…a moment of the highest excitement
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Marketing Research and Promotional Message PSY/322 March 3‚ 2014 Crabtree Marketing Research and Promotional Message This paper will focus on the research and promotional message of teenaged consumers in today’s social market. The current generation of teenagers is referred to as Generation Y or Millennial and is a large portion of the consumer market that attracts companies in gaining large profits. In 2001‚ according to the National Consumers League (2013)‚ teenagers purchased approximately
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The Italian spices and the smell of argenio spread throughout the air. The intensity rises in the atmosphere with desire to indulge in the homemade buttery bread that was just withdrawn from the coal oven onto the table top. In the background‚ there is a hint of Apfelstrudel (Apple Strudel). The German dessert and Italian dinner clashes into one another and creates a fulfilling meal that occurs only once a month. A small family gathered around the table‚ said their prayers‚ and wallowed in their
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It’s taken me a long time to get around to writing this letter. I’ve been putting it off for years‚ to be honest. I suppose that I was waiting for you to get in touch with me. An unexpected phone call‚ a surprise letter‚ maybe even a visit- I entertained the thoughts of these things‚ when in fact I should have known better. You and mom divorced when I was a child and I never developed any childhood memories of you. My mother moved on and married again (two more times‚ actually). My step-fathers were
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1 1.0 Definition of Below the Line Tools The terms ’below-the-line ’ promotion or communication refers to forms of non-media communication‚ even non-media advertising. Below-the-line promotions are becoming increasingly important within the communications mix of many companies‚ not only those involved in products‚ but also for industrial goods. http://www.coolavenues.com/mba-journal/marketing/below-line-promotion For my understanding‚ below the line tools means that the promotion is not using
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to as thinking "outside the box"‚ but for those that are typically logical or strategical thinkers‚ where do you start to become a creative thinking? What value does this ability bring you and others around you? Creative thinking‚ the ability to have fresh alternatives‚ have new possibilities‚ formulate new approaches to getting things done‚ and open one’s self to new information that doesn’t support your existing assumptions about the way people should do things in your company or life. When creatively
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Growing up wasn’t easy. I never got to meet my real parents. When I was little‚ I got put in a foster home with other foster kids I didn’t know. One kid name Zack asked about my name. I said “ Violet.” He seemed nice. It was my first day being in a foster home. I felt happy and sad at the same time. It was dinner time. I got to eat with my foster family for the first time. It was great eating with new people I didn’t know but they felt like a real family to me. After dinner it was 9:00 pm
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